Get 3,500 Clubcard points (8,400 Avios) for taking out £15 of Tesco Life Insurance

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• Scott Nelson says:

  4 Mar4 March 17:25

  “You got 4,500 Clubcard points per policy, you could take out as many policies as you wanted, and you only needed to make one £5 payment before you received the points.”

  How many policies can we take out on this occasion?

  Can I take one out for each member of my family, on the same clubcard number?

  • Rob says:

    4 Mar4 March 17:46

    You can still take as many as you want. However, you will only be a ‘new customer’ for the first one, and so only get one bonus.

    You could sign-up other family members, but you would need a different Clubcard number I think. You also need to careful of legal issues surrounding signing up people for insurance policies without telling them (if you weren’t planning to!).

    • Scott Nelson says:

      5 Mar5 March 09:35

      Great, thanks Raffles. I won’t be greedy on this occasion 😉

    • Nick says:

      5 Mar5 March 08:57

      Hi Everyone. I took out a Life insurance?assurance with National Westminster Life Assurance Ltd during 2010 and I still hold it. It was taken over by Aviva. Does anyone know if I could cancel it now and take it out with Tesco and get the clubcard points? I was told by Aviva today that Insurance and Assurance are the same thing. So where do I stand with that?

      • Rob says:

        5 Mar5 March 11:37

        Technically you have an Aviva policy, but not a Tesco policy. You are a new customer to Tesco Life Insurance. I would argue that you are OK to take out another one (no need to cancel the earlier one) but there is a risk that Aviva does not share that view when it comes to awarding the points.

• MBX says:

  4 Mar4 March 18:01

  I’ve taken out a policy today, happy days 🙂

• Scott says:

  5 Mar5 March 10:53

  Apparently I have got:

  “Thank you for answering all our questions. We need to look at the information you have provided in more detail before we can confirm whether we can accept your application.”

  Then it’s asking me to enter my doctors name and address. I’ve paused at the moment as I not sure whether it’s actually worth the effort – did anyone else get this screen? I’m guessing it’s come up with this because I have said yes to some of the lifestyle questions.

  • Scott says:

    12 Mar12 March 11:32

    If I could use a “Double points” voucher that someone has just given me, I could be tempted to jump through the above hoops…Doubt it would be accepted though?

    • Rob says:

      12 Mar12 March 12:34

      No. Even instore, double points vouchers only work on base points, not bonus promotions.

      • Scott says:

        12 Mar12 March 12:38

        Thought as much, but always worth asking =)

• Clearwater says:

  5 Mar5 March 19:06

  Has the terms and conditions for the “Life insurance” changed from yesterday?. I am sure it stated, as has been repeated on here, that you would get the points even if you cancel after 3 months. However, when looking at the additional t & c’s today of the Life Insurance it is the same as the Critical Illness cover, being “If you cancel your policy within the first 6 months, we reserve the right not to fulfil the Clubcard points.” I would have signed up yesterday, but didn’t have my cards to hand and believed there would have been no rush to do so.
  Is it still worth doing now and a good deal even if we have to do it for the 6 months, i.e. £30.

  • Rob says:

    5 Mar5 March 19:33

    Yes, it has DEFINITELY changed. The 6 month clause was not there yesterday, although it was in the Critical Illness version.

    That said, how can they enforce it? The points are issued after 3 months and you will have had your vouchers before the 6 months are up! If you simply stop your direct debit, it also takes them a couple of months to get around to cancelling your policy, because your first get a bunch of letters saying that you must have made an error at the bank ….

    • Simon says:

      7 Mar7 March 16:50

      They did the same with the Blinkbox promotion where they changed the T&C’s after a couple of days of the promotion. It’s suitably vague but as it says

      The points will be added to a future Clubcard statement after three monthly premiums have been paid.

      It could be they are going to do what they did when I ordered some wine for 500 points and only add the points right at the end of the clubcard collection period so it could be more than 3 months until you see the points hit your clubcard statement.

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