Maximise your Avios, air miles and hotel points

Update on the 1,000 Clubcard point (2,400 Avios) bonus for a Tesco Mastercard referral

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A couple of week ago, I wrote this article about the refer a friend scheme for the Tesco MasterCard.

As a result of that post, I referred a couple of Head for Points readers who had recently taken out the card.

The good news is that Tesco is proving to be unbelievably efficient at processing the 1,000 bonus Tesco Clubcard points that both the referrer and referred person receives. The points appear to be going onto your account on the same day that Tesco receives the form in the post!

The Tesco MasterCard remains the best Visa or Mastercard option if you want to collect Avios points. 0.6 Avios per £1 spent is not life changing, I admit, but it is a heck of a lot better than the 0.2 Avios you receive on the Lloyds Avios MasterCard! And, of course, if another 40% ‘Tesco to Avios’ conversion bonus comes along, you would be getting well over 0.8 Avios per £1.

If you’re interested in the referral scheme – especially if you have recently taken out the Tesco card and would like to request your 1,000 referral points (even though I didn’t talk you into getting the card!) – then email me at rob at headforpoints.com and I will email you the form.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (22)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • John says:

    Well it depends if Tesco vouchers are of any other use to you. I usually don’t convert my clubcard points to Avios but may do so when there is a bonus.

  • ian says:

    Is this better than the BMI Mastercard?

  • ian says:

    sorry- bmi visa

    • Scott says:

      The BMI Visa card is better at the moment. I think it’s recently just gone up to 1 Avios per £1 on the Visa, and 2 Avios per £1 on the Amex. However since this card isn’t available anymore for new signups, if you don’t have the BMI card then Raffles is correct this being the best one at the moment.

      • ian says:

        is the BMI CArd definitely 2 points per pound on Amex and 1 on Visa?

        Will then have to start using this more.

        Does anyone know if I cancel my Amex gold card, do I have to move my MR points at the same time or will my account remain open once card is closed and I can therefore wait for a bonus>>>>

  • esperluette says:

    being pedantic: surely its only a mastercard option?
    Being ignorantL whatt are CW ( cable & wireless?),RFS, WTP?
    i could work out 241( just about)
    ian
    bmi visa ismuch better and giving double at present for reasons unknown.But I suspect one needs to plan for a replacement.
    🙂
    thanks
    newbee fawzia

    • trickster says:

      CW = Club World – BA’s long-haul business class cabin
      WTP = World Traveller Plus – BA’s long-haul premium economy cabin
      RFS = Reward Flight Saver – a product offered by BA for redemption of Avios on short-haul flights from the UK (and Spain with Iberia) where you only pay a fixed cash element rather than full taxes and surcharges as with other Avios redemptions.

      I’m sure if you search this blog there’s an article by Raffles on the use of RFS. I think they’re great personally. With a small child in tow, we’ve not been in the position to burn Avios on long-haul, but have done several RFS bookings to Rome, Prague, Copenhagen from Manchester in Club Europe (at no extra cost than if from London).

    • Rob says:

      Yes, sorry, I do purposely try to avoid jargon on the blog, but I was on an ipad and got lazy!

      I will try not to do it again!

      • will says:

        one of the hardest things to get my head around on flyertalk is the jargon. its everywhere and if you are new you find yourself using google to explain something very straight forward. its worse than being in the office (and i work in IT – enough said!)

  • Scott says:

    I don’t have that many Avios – I’d say about 50k, and I don’t spend enough for 241 vouchers. Since I’ve only used my Avios so far to do a World Traveller Plus > Club World, and because I like to keep things easy, I see one Avios as worth 1p. Maybe that’s conservative?

    I suppose if you do have loads and loads then there value is decreased like you said.

  • Rob says:

    I know of the card, but it is too complex to use as a reference point when writing credit card reviews! It will work well for some people, though.

  • tom says:

    Hi raffles!

    could figure out how to contact you so ill post it here, soory about that!

    There is an offer only TODAY for BA AMEX card holder of 500 bonus points for every suplementery card holder added.

  • Rob says:

    It depends what your average transaction value is. If you put EVERYTHING on your card, down to your morning coffee, then it will have an impact. If your average transaction size is £30 then the effect is modest.

    However, Starbucks etc all take Amex anyway – B&Q is the only big retailer who doesn’t take Amex (and Tesco sells B&Q gift cards for that scenario!). I am assuming that the MasterCard will mainly be used for online transactions such as paying utility bills (see tomorrows article for eg). The impact of the rounding down to the nearest £4 becomes almost irrelevant if the transaction is above £50.

    Personally, my biggest issue is the low street cred that comes from carrying a Tesco card around! Whilst I am trying to fill up my £7,750 credit limit quickly, I am doing it with large purchases (which are mainly online) and I still pull out the BMI card in Waitrose.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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