Maximise your Avios, air miles and hotel points

Exceptional 35,000 miles bonus with the free American Airlines credit card

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I did have todays posts already lined up.  However, it is 6.25am on Saturday and I have been woken up by an over-enthusiastic 23 month old.  He is watching Fifi & The Flowertots, I am checking my e-mail.  And – tucked away at the bottom of my American Airlines statement this month – I found a great offer.

Until May 31st, American Airlines is offering 35,000 miles when you take out their UK credit cards.

This is, by a very long way, the best offer that I have ever seen on these cards.

Here is the link to the application form.

American Airlines

The key facts of the card are discussed in the review of the American Airlines card that I wrote last month, when the old offer was running.  Here are the key points:

The cards are issued by MBNA, so if you already have the bmi, Lufthansa or United cards it may impact your ability to get them

However, MBNA has a history (with the bmi cards at least) of allowing you, if rejected, to still get them if you agree to reduce the credit limit on your existing cards

The cards come as an American Express and Visa double-pack, earning 1.5 miles per £1 on the Amex and 0.75 miles per £1 on the Visa

The cards are free

The bonus is triggered as follows: 

  5,000 miles for the first purchase

  10,000 miles when you spend £1,500 within 90 days

  20,000 miles when you spend £5,000 within 180 days

These sums are NOT cumulative, so the 180 day target is £5,000, it is not £1,500 + £5,000.

There is NO restriction that the spend must be on the American Express card.  All of the qualifying spend can be made on the Visa card if you want.

The interesting thing about this promotion is that American Airlines miles are valid on British Airways flights since both airlines are members of the oneworld alliance.  You can also redeem on Iberia, Malaysian etc, plus AA-specific partners such as Etihad to the Middle East.

This is what I wrote in my ‘Credit Card Reviews‘ article last month:

“AA miles can be redeemed for BA flights, although you will be using AA’s partner award chart which is here.  You can quickly see that using them for BA European flights is poor value – 10,000 AA miles is enough an Economy one-way inside Europe in Economy, for eg, but you will still pay BA’s full taxes and fuel surcharges.

(Redeeming with Avios instead would let you do a Reward Saver redemption which caps the taxes on a one-way in Europe at £15, possibly £100 cheaper.)  It only becomes interesting if you go to the far reaches of Europe, since AA charges the same for London to Paris as it does for London to Moscow.

Long-haul from London, using BA planes, AA is a relative bargain on India and the Middle East, since Business is 60,000 vs 80,000 (Middle East) or 100,000 (India) for BA, and First is 80,000 vs 120,000 (Middle East) or 150,000 (India) with Avios points (all return prices).  AA is also a partner with Etihad which lets you fly to Abu Dhabi in their impressive J and F cabins.

Asia routes are also attractive, with Japan and Hong Kong costing 105,000 miles return in J compared with 120,000 Avios.  Cape Town is also a decent deal – BA charges additional Avios miles if you change planes in Johannesburg, which is necessary in most cases given poor availability on the direct flights, whilst AA does not.

AA miles come into their own when redeeming on AA planes, especially across the Atlantic, where you will not pay a fuel surcharge.  When using Avios, BA charges a fuel surcharge whether you use AA or BA planes, even when AA does not charge a fuel surcharge itself.

However, BA has moved New York, Boston and Washington into a cheaper band since November 2011 (Club World is 80k return) whilst AA still charges 100k from London for J to all points in America.  This offsets much of the difference when going to the East Coast.  AA’s J product is also behind BA’s in terms of food and comfort, although the new seat being rolled out is a major improvement.”

So …

You would have – including the miles earned on the minimum spend – over 40,000 miles.  That would get you a (one way) First Class ticket from the UK to the Middle East on Etihad.

Because AA includes Russia in their definition of Europe, a return BA flight to Moscow in flat-bed Club World would be just 40,000 AA miles.

Get to 50,000 miles and you would get a one-way in Business Class to anywhere in the US – and you won’t pay fuel surcharges if you fly on an American Airlines plane.  That same 50,000 miles will get you a one-way to Cape Town via Johannesburg on British Airways in Business Class – a cheaper redemption than using Avios.  (Coming back, of course, you can use your Avios.)

You don’t even have to use your miles for a flight!

Via this link, you can redeem American Airlines miles for hotels or car hire.  40,000 miles (roughly what you’d have after making the minimum spend) is good for around £160+ of hotel rooms.  You can mix miles and cash for more expensive rooms as well.

American Airlines is also a points.com partner.  Through this, you can exchange your AA miles (at an admittedly pathetic rate) for other programmes.  For example, 40,000 AA miles will get you 17,000 Priority Club points, 8,800 United miles or 11,000 Aeroplan miles.  This is clearly not the best way to go, though.

All in all, this is an excellent deal, especially as you can make the bonus by spending on the Visa card.  The offer runs until May 31st, so there is no immediate rush to sign-up.  I will run a reminder nearer the closing date.


How to earn American Airlines miles from UK credit cards

How to earn American Airlines miles from UK credit cards (April 2024)

American Airlines no longer has its own UK credit card.

There is, however, still a way to earn American Airlines miles from a UK credit card

The route is via Marriott Bonvoy. Marriott Bonvoy hotel loyalty points convert to American Airlines miles at the rate of 3:1.

The best way to earn Marriott Bonvoy points is via the official Marriott Bonvoy American Express card. It comes with 20,000 points for signing up and 2 points for every £1 you spend. At 2 Bonvoy points per £1, you are earning (at 3:1) 0.66 American Airlines miles per £1 spent on the card.

You can apply here.

Marriott Bonvoy American Express

20,000 points sign-up bonus and 15 elite night credits each year Read our full review

Comments (95)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • flibbly says:

    Thanks for the heads up Raffles. I’ve just applied, and been accepted. However it did not ask me. during the application, whether I was already a member of AAdvantage. I’m not yet a member so do I join now and then link the account to the card when it comes, or are they likely to open an account for me automatically?

    • flyforfun says:

      I got this card a few years ago during another, but not so generous promotion. I had a AAdvantage account and filled in the details (it was on the form then) but MBNA opened a new AA account!! I had to argue with them that it was their fault and not mine that this happened (had screenshots of the application form) because they wanted me to raise it with AA to merge the accounts. Hopefully they have worked out a way to discover if you have an account or not now.

  • esperluette says:

    i have also been accepted at once despite having an mbna bmi amex/ visa duo.
    Am I right in thinking that the days of BMI visa are probably numbered ( despite their current 241 offer on avios)and that this AA offer is probably
    i. one of the best uses of Visa spend?
    ii. a good complement to BA amex?
    sorry if this seems obvious- still learning and trying not to have TOO many cards so as not to get confused.

    • Rob says:

      Ignoring the sign-up bonus then, yes, 0.75 miles per £1 is a decent return for Visa spend.

      However, the Tesco MasterCard gets you 0.6 Avios per £1 (ie 1 Clubcard point per £1) and with a transfer bonus to Avios you would do better than 0.75 per £1.

      I am not sure that I would keep this card once I had got the 35,000 miles UNLESS I HAD A SPECIFIC REDEMPTION IN MIND. You don’t want to end up with a small pile of American Airlines miles and no easy way of using them.

  • Mike Jones says:

    Can anyone recommend a good way of easily meeting the £5K spend target?

    Has anyone ever actually booked a BA flight in F to somewhere and then cancelled / had the flight refunded, does it work?

    Thanks

    Mike

    • Rob says:

      This works on the Amex cards, but only because the bonus points trigger immediately and so you can cancel before your bill arrives. I don’t know how efficient MBNA is at sending over the bonus once you’ve hit the threshold.

      Take a look at my post this on paying council tax with plastic. If your council takes credit cards, that is £2,000 you could get done at once if you paid the year in one go.

      • Mike Jones says:

        Cheers Raffles. I’ve just applied and been accepted. I’ve got a corporation tax bill due soon so that’ll work nicely.

        • CA says:

          Sorry if dumb question but how can you pay corp tax using a personal CC? Doesnt it have to come straight from ltd co funds?

          • Rob says:

            Legally or technically? Technically, the Revenue payment site, run by Santander, doesn’t seem to care what card you use or the name on it. (You would need to be a bit thick to try card fraud on the Inland Revenue, at the end of the day!)

            Is there some weird bit of UK company law which says that a tax bill must be paid directly from the funds of the company if it is a Ltd company? No idea. Nothing about it here though http://www.hmrc.gov.uk/payinghmrc/corporationtax.htm

          • Louie says:

            No problem with someone paying the company’s tax bill personally and then recharging the company – through the director’s loan account if a director

          • Mike Jones says:

            Exactly as Louie said. I’ve been doing it for years via the director’s loan account. The Visa card from the AA card will work perfectly for this. If only HMRC took Amex!

          • Baggageinhall says:

            There is nothing to stop HMRC taking Amex and charging a greater handling fee save for inertia and it not being a priority. Grrrr.

          • CA says:

            Great, thanks all. I’d always assumed such a payment via personal account might potentially have unpleasant HMRC implications. If it doesn’t that could be very useful, even at 1.4% overhead.

  • James67 says:

    My dad successfully applied but did not see any place to enter his AAdvantage number. Did he miss it, or was it not required? Will have him sort it out later with MBNA cs if there is a problem.

    • Mike Jones says:

      Same for me. I expect there will somewhere to add it when the card is activated online. If not then it’s a quick call to MBNA.

      • Rob says:

        How it worked with the BMI cards is that BMI tried to find your account and then linked it automatically. If they couldn’t, another account was opened for you (without telling you) and the miles sent there. You then ended up ringing BMI to merge them.

        As long as your AA account is in the same name and same address (same e-mail may also help) they should be able to track it down.

  • Boddingtons says:

    I’ve just cancelled the current card with the mindset of opening a new one at the end of May.

    Worth noting that US Airways Dividend Miles and AAdvantage programmes will likely merge at some point so it will be handy to top up any Dividend Miles balances also.

    • James67 says:

      I thinm your chances of a further bonus from MBNA are now slim. Have tried and failed same with other cards twice in past year, even with 1+ yrs between applications.

      • Boddingtons says:

        I’ve always received the bonuses with MBNA, even on a second application. This applies to both bmi and AA cards.

        I have received the AAdvantage bonus of 20K twice across two accounts. Let’s hope third time lucky.

  • Whiskerxx says:

    Apologies if this seems a lazy question? I have restricted web access at the moment.
    If two people (a couple)apply for the cards can the points be consolidated into one account and then used by one person?

    • Rob says:

      No, there is no family account. You can pay to transfer miles but the fees are silly.

  • Elaine says:

    Is this only for citizens of the UK? Can you apply if a US citizen with a US address? Thanks!

    • Rob says:

      No – although there are probably equally good US deals available

      • Alan says:

        Or probably massively better ones based on the usual CC offers that seem to be available in the USA! (I’m not jealous of all their easy-to-obtain free Hilton status, honest!)

  • Baggageinhall says:

    Whoever thought Fifi and her damned Flowertots would be the catalyst for such good news.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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