‘Credit Card Offers’ updated for December 2013 – summary of top deals and recent changes

UPDATE – APRIL 2024:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above.  Thank you.

SPECIAL OFFER: Until 12th May 2024, the Capital on Tap Business Rewards Visa card is offering a bonus of 30,000 points, convertible into 30,000 Avios. You must have a Limited Company to apply. Click here to learn more and click here to apply.

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I have updated the ‘Credit Card Offers‘ page at the top of the site for December.

Apart from the big changes to the Starwood and BA cards, which I summarise below, the other points worth noting are:

Tesco has brought in a 1,000 point sign-up bonus for the Tesco MasterCard.  This may or may not be combinable with the ‘refer a friend’ bonus.  The bonus runs to December 15th.

I had confirmation from two readers during the month that the 40,000 points sign-up bonus link for the IHG Rewards Club Black Visa card is still working.

The additional 10,000 miles sign-up bonus (taking the total bonus to 11,500 miles) for the Lufthansa Miles & More cards is still running, but only until 15th December.  My review of the card is here.

United Airlines relaunched its MileagePlus UK credit card, issued by MBNA.  Until December 31st, the sign-up bonus has jumped from nothing to 12,000 miles, which is not bad for a free card.  However, if you don’t have an existing MileagePlus balance you are unlikely to earn enough miles purely from card spending for a worthwhile redemption.

We learnt that the FREE Cathay Pacific Gold status card, that comes with American Express Platinum, will not be issued after February 15th.  This gives almost all of the benefits of British Airways Silver status, including BA lounge access.

Emirates joined the American Express Membership Rewards programme as their latest airline transfer partner

Here is my advice on the best cards currently available if you are thinking of ‘churning’ the contents of your wallet:

What are the best loyalty credit cards currently available?

1. Starwood Preferred Guest American Express

It is debatable whether this offer is better than Amex Gold or not.  The Starwood / SPG Amex offers you (if you transfer the 20,000 points to Avios) 25,000 miles for signing up!  You pay a £75 annual fee, but this is refundable pro-rata when you cancel.  Amex Gold, in contrast, offers you 20,000 Avios for £0 fee.

However, you don’t need to choose, as Amex will allow you to have both cards and to earn both bonuses!  (Don’t apply for both at once, though – you should leave 2-3 months between applications).  As the Starwood offer is only available until 30th January – at which point the bonus will drop back to 10,000 points – I am prioritising that at the moment.

You can get this card even if you already have a BA Amex, Amex Gold, Amex Platinum or indeed any other Amex card.  My full review of the card is here and my initial post on the 20,000 points promotion is here.  The official Amex page for the SPG card is here.

2. American Express Preferred Rewards Gold

This is currently an outstanding deal, which is showing no signs of going away. No fee for the first year and 20,000 Membership Rewards points (see here for what 20,000 MR points can get you – 20,000 Avios points for a start!).

My full review of the card is here. The Amex home page is here.

3. American Express Platinum

The card now offers 30,000 Membership Rewards points, worth 30,000 Avios amongst other things.

TYou receive a pro-rata refund on the £450 fee when you cancel the card and you will retain most of the benefits – Starwood Gold, Carlson Gold, Accor Platinum, Cathay Pacific Gold (= BA Silver) – for the rest of the year even after you cancel!

The key benefit of this card – the Cathay Pacific Gold card, which gets you the same benefits as a BA Silver card, including BA lounge access, is going away on February 15th.  You need to have received your Platinum card by that date.

My full review of the card is here. Amex’s own home page is here.

4. Hilton HHonors Platinum Visa

You receive a free night in any Hilton Group property for spending £750 on this card. That could be worth £250 if spent wisely at a Conrad or Waldorf-Astoria branded property. My full review of the card is here. The home page is here.

This remains my favourite promotion for someone new to this hobby.  The card is free, you only need to spend a modest amount to trigger the bonus, and you can enjoy a free night in a luxury hotel afterwards (if you pick a decent one!).  It will whet your appetite for what miles and points can bring you.

5. British Airways American Express

The sign-up bonus on this free card is increased from 3,000 Avios to 9,000 Avios until February.

Full details are in my review here.  The Amex home page for the card is here.

6. British Airways Premium Plus American Express

The sign-up bonus on this card is increased from 18,000 Avios to 25,000 Avios until February.

Full details are in my review here.  The Amex home page for the card is here.

Full details on all of these cards, including links to the application forms, are on the ‘Credit Card Offers’ page.

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Want to earn more points from credit cards? – April 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

SPECIAL OFFER: Until 12th May 2024, the Capital on Tap Business Rewards Visa card is offering a bonus of 30,000 points, convertible into 30,000 Avios. You must have a Limited Company to apply. Click here to learn more and click here to apply.

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.