Last chance to get 10,000-25,000 Virgin miles with the Virgin credit cards

Just a quick reminder that Monday 31st is the last day to apply for the current special offer on the Virgin Atlantic Flying Club credit cards.

There are two things that make this deal stand out.

The first is that Virgin did not offer any special sign up deals AT ALL during 2013.  Unlike some cards, they are quite fussy about how often they have a big promotion.

Secondly, this deal is easily the most generous sign-up bonus ever seen on the Virgin cards.  There is no guarantee that any future promotion – which could easily be over a year away – will be as good.

Here is a reminder of the deal

Virgin Flying Club offers two different credit card options.  There is a free ‘White’ card and a £140 fee ‘Black’ card.  Each comes in the standard MBNA Bank of America double-pack of an American Express and a Visa.

The free card is the Virgin Atlantic White Credit Card.

There is NO annual fee with this card, and the sign up bonus is 10,000 Virgin Flying Club miles.  The sign-up bonus for this card has never been as high as 10,000 miles.  The usual bonus is a paltry 3,000 miles.

You will receive 3,000 miles immediately and a further 7,000 miles when you spend just £1,000 in the first 90 days.  Should you decide to keep the card, you will earn 1 mile per £1 spent on the Amex and 0.5 miles per £1 spent on the Visa.

My full review of Virgin White is hereThe application page is here.

The more generous fee-carrying card is the Virgin Atlantic Black Credit Card.

This card comes with an annual fee of £140, with a sign-up bonus of 25,000 Virgin Flying Club miles.  Again, I believe that this is the highest bonus that has ever been offered – the usual bonus is a paltry 6,000 miles.

You will receive 18,500 miles immediately and a further 6,500 miles when you spend £2,000 in the first 90 days.

The earnings rate for the Black card is EXCELLENT.  You earn 2 miles per £1 on the American Express and a whopping (compared to the competition) 1 mile per £1 on the Visa.

My full review of Virgin Black is hereThe application page is here.

And vouchers too ….

There are also two long-term incentives available with the Virgin cards.  The White card offers an upgrade voucher (from Economy to Premium Economy only) for a miles redemption when you spend £10,000, and a second at £20,000.  The Black card offers the same vouchers at £5,000 and £10,000.

Both cards also offer what I consider a worthless incentive – a voucher at £15,000 (White) or £7,500 (Black) for a free companion seat (excluding heavy taxes) when you buy a full fare ticket in any class.  Who buys full fare tickets, except corporates?

More information on these can be found in the reviews which I link to above.

Terms & Conditions

The key facts you need to remember before you apply are:

The application deadline is 31st March, you have 90 days from application to achieve the £1,000 / £2,000 target

MBNA does NOT offer a pro-rata refund when you cancel your card.  Your £140 fee for the Black card is a sunk cost.  You are therefore (effectively) paying £140 for the additional 15,000 miles on the Black card, since you could get 10,000 miles for £nothing by getting the White card instead.

You cannot combine this offer with the ‘refer a friend’ bonus I normally offer, which would have got you an additional 3,000 miles.  However, this is still a far better deal than the usual bonus, even without the additional 3,000.

How can you earn more miles?

It is very easy to earn further Virgin Flying Club miles to top up your account.   The options are numerous:

Transfers from Tesco Clubcard (at a higher rate than BA, £2.50 = 625 Flying Club miles)

Transfers from American Express Membership Rewards (1:1) – transfers from Amex to Virgin are instantaneous as well, once your accounts are linked, unlike transfers to BA

Transfers from Heathrow Rewards (1:1)

Transfers from most hotel programmes, including Starwood Preferred Guest

There are also some hotels which credit to Virgin even though they do not credit to Avios.

Car rentals – Virgin offers a generous 1,000 miles per Hertz rental for example

Receive 5,000 Virgin miles for taking out a Virgin Money ISA

The ’1 mile per £1′ rate on the Black Visa also allows you to run up miles very quickly

This post from January has some further background on Flying Club, includes reasons why it might make sense to run a Virgin balance alongside your Avios.

(To see our complete list of all current credit card bonuses, click here to visit our ‘Credit Cards Update’ page or use the link in the menu bar at the top of the page.)

Club Carlson now offering family rooms for redemption .... good deal or not?
Relax in a Virgin Upper Class seat in your nearest Virgin Money lounge!
About Head for Points

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Comments

  1. To my surprise I got approved for the white card last week despite already having 3 cards with MBNA, they just automatically reduced the credit limit on my AA card.

  2. is it still correct that the visa spend does not count towards the vouchers?only the amex ?
    In which case i am better off with my old bmi visa!
    thanks
    fawzia

  3. Col A-B says:

    Is there a “recommend a friend” benefit (I’m guessing not or you would have posted yours already) that I can use?

  4. ankomonkey says:

    “EDIT, lunchtime Monday – please do NOT apply for the Black card today! All will be revealed in due course …. You can apply for the White card though!”

    Talk about intrigue… Just about to apply for the white card for my wife, but now wondering if it’s the white thing to do if something special is about to happen to the black card…

  5. Col A-B says:

    Bugger!

  6. Mark B says:

    Can anybody recommend any decent economy sweetspots for Virgin to make transferring points from tesco to add to the sign up bonus, for me the taxes always seem too high

    • All of them, to be honest – the taxes on economy redemptions are at least £100 lower than BA at around £250, plus you need fewer miles. Could get 1p per mile of value when travelling at a busy time.