Last chance to join TopCashback for free and get 500 Clubcard points (1,200 Avios)
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Just a reminder that 10am tomorrow (Wednesday 27th) is the deadline for earning 500 Clubcard points (1,200 Avios or 1,250 Virgin miles) for joining cashback site TopCashback.
I apologise for plugging this again if you are already a member, but it is a good deal for you and – very much secondly – the refer-a-friend commissions I receive help to keep the site ticking over.
TopCashback, like Quidco, is a site which allows you to earn a small amount of cashback on your day to day shopping by clicking through to participating merchants.
In 2013, TopCashback launched a feature allowing you to pay your cashback directly into your Tesco Clubcard account – and gave you a 5% bonus on top.
This dramatically increased the value of TopCashback cashback versus Quidco:
£10 of cashback earned at Quidco earns you £10
£10 of cashback earned at TopCashback earns you £10.50 (with the 5% bonus) paid into your Tesco Clubcard account. That gives you 1,050 Clubcard points. These convert into 2,520 Avios points or 2,625 Virgiin Flying Club miles. You are effectively ‘buying’ Avios points for just 0.4p each.
Until 10am on Wednesday 27th May, if you join TopCashback via our refer-a-friend link, you will receive 500 Clubcard points when you have earned £10 of cashback.
There is no time limit on how long you have to earn your £10 cashback – a month, three months, six months, whatever.
Note that your 500 points are not deposited directly into your Clubcard account. Once you have earned £10 cashback, TopCashback will put a further £5 in your TopCashback account. You can only withdraw this £5 to your Tesco Clubcard account.
You can transfer up to £50 of cashback per year from TopCashback to Clubcard (a year runs from the date of your first Tesco transfer, not the calendar year or from the date you joined). This means that you can earn up to 12,000 Avios per year this way, Even better, your £5 sign-up bonus does not count towards your £50 per year cap.
The only condition is that you join via a refer-a-friend link. If you sign up directly on the TopCashback site, you will not receive your 500 Clubcard points.
What next?
You should open a TopCashback account now and using it for your day-to-day online shopping instead of Quidco, at least for the first £50 of cashback per year you generate.
There are two membership levels at TopCashback – a free version and a £5 annual fee version. The £5 level pays slightly higher cashback and has improved customer service if you have any problems. However, you will receive the 500 Clubcard points whichever level you choose. To be honest, I would start at the free level and only upgrade when you have decided that you like the site.
Unfortunately, there is no notice on the TCB site that you will be signing up for the Tesco offer. However, don’t worry, you will be fine. All refer-a-friend transactions until 10am on Wednesday 27th will be receiving it.
As I mentioned at the top of the page, I receive a commission for referring you which helps to support HfP. Thank you.
How to earn Avios from UK credit cards (April 2024)
As a reminder, there are various ways of earning Avios points from UK credit cards. Many cards also have generous sign-up bonuses!
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
Barclaycard Avios Plus Mastercard
Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review
Barclaycard Avios Mastercard
5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review
There are two official British Airways American Express cards with attractive sign-up bonuses:
British Airways American Express Premium Plus
25,000 Avios and the famous annual 2-4-1 voucher Read our full review
British Airways American Express
5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review
You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review
The Platinum Card from American Express
40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review
Run your own business?
We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.
SPECIAL OFFER: Until 12th May 2024, the Capital on Tap Business Rewards Visa card is offering a bonus of 30,000 points, convertible into 30,000 Avios. You must have a Limited Company to apply. Click here to learn more and click here to apply.
Capital on Tap Business Rewards Visa
Huge 30,000 points bonus until 12th May 2024 Read our full review
You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.
American Express Business Platinum
40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review
American Express Business Gold
20,000 points sign-up bonus and FREE for a year Read our full review
Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.
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