LAST CHANCE to transfer TopCashback money into Tesco Clubcard and onto Avios

Love Clubcard, don’t collect Avios?  You should be reading our sister site, Shopper Points (, which covers the latest Clubcard and Nectar offers without any distracting frequent flyer talk!  Why not check it out now?

One of the easiest ways of earning Avios points or Virgin Flying Club miles for the last couple of years has been via cashback site TopCashback.

TopCashback allowed you to take up to £50 of cashback from your day-to-day online shopping and convert it into 5,000 Tesco Clubcard points.  This means that it would turn into 12,000 Avios points – you were basically ‘buying’ Avios points for just 0.4p each!  This was repeatable every year.

It was a great deal and a fairly easy 12,000 Avios points per year for Head for Points readers.   If you had a British Airways household account you could do even better.

TopCashback announced in June that Tesco is withdrawing tomorrow, 31st July.

If you have any cashback sitting in your TopCashback account and you have yet to hit the £50 cap, you should send it across to Tesco IMMEDIATELY.

TopCashback 350

This move appears to be linked to the broader restructuring of the Clubcard scheme which is currently underway.  We have already seen the ending of Clubcard Boost ‘double up’ in store.  It has also been reported that Clubcard points will soon be instantly redeemable – like Nectar or Boots Advantage points – by swiping your card at checkout.

Interestingly, TCB said that 33% of users who chose Clubcard converted their points into Avios.  30% used them for restaurant vouchers and 20% for family day out vouchers.

That was bad news for Tesco.  If you assume that Tesco pays 0.75p per Avios point – and I think they actually pay more than that – the maths was crazy.  TopCashback sent Tesco £50 but, in 33% of cases, it had to immediately pay out (12,000 x 0.75p) £90 to Avios.  You can see why Tesco wanted out!

You will still be able to convert TopCashback money directly into Avios points.  This is an acceptable deal – you get 1.05 Avios points for every 1p of TopCashback money you convert – but nowhere near as generous as routing your points via Tesco Clubcard.

If you used TCB to earn Virgin miles then there is no alternative option.  I had heard rumours of Quidco teaming up with Virgin Atlantic but nothing has appeared.

If you never joined TopCashback and want to sign up – after all, buying unlimited Avios points for (1p / 1.05 Avios =) 0.95p is certainly not a bad deal – my refer a friend link is here.

This move could also be problematic for TCB itself.  It is generally seen as having poorer customer service than Quidco, but people put up with it because of the Tesco conversion option.  With that gone, TCB loses some appeal. Remember, however, that you can still buy Avios via TCB with zero effort for 0.95p and that is not a bad deal at all.

Love Clubcard, don’t collect Avios?  You should be reading our sister site, Shopper Points (, which covers the latest Clubcard and Nectar offers without any distracting frequent flyer talk!  Why not check it out now?

Paying tax this weekend? Remember credit card fees have been slashed!
VERY interesting - Accor/Hertz status match AND 1000 Marriott or IHG points for everyone!
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  1. Genghis says:


  2. Michael says:


  3. It’s still there

    It probably means it has lost your Tesco clubcard details – try and find the place to input them again

    Or possibly you have a combined payout total that includes amounts not allowed to transfer to Tesco, in which case eliminate those amounts & the Tesco option should reapper

    Careful to maximise your transfer amount to Tesco as you can’t transfer out more than once per 24 hrs

    • Ahhh I found the problem. You need to fist go to your profile page and add your clubcard details. Once these are saved then Tesco Clubcard appears as an Option on the Payout page. It initially said please allow up to 72 hours for your changes to update which gave me a shock but now it’s gone through.

      All sorted now.

      • Have just entered my Clubcard number but the payout page says that it is “Unavailable” and I will need to wait 72 hours.

        • it is always “Unavailable” for certain retailers (other supermarets is an obvious one). You can split the payment and get what you can into CC points.

        • Peter K says:

          It said that they other day to me but I tried sending it straight away and it went through no problem! Don’t wait the 72hrs.

      • sinewaves says:

        hey there, am having the 72 hour problem. How quickly did it resolve for you? It’s using the security check excuse..

      • Not resolved as yet. “Withdraw funds” is still greyed out. Sounds as though it’s too late.

        • just had the same, you need to confirm the email they send you and it then became immediately available. thanks for the reminder raffles

  4. BrianDT says:

    Me too, so I opted for Avios.

  5. Has anyone else had the transfers to club card taking ages recently. I did a couple of transfers back in April and they’ve only just hit my account, missing the current collection deadline.

    I’d actually forgotten about them, until my recent tesco receipt had an extra 1,500 points on it.

  6. Yep

  7. roberto says:

    Slightly o/t but has anyone got any updates on the alleged 20% Tesco to Virgin bonus? I understand that the auto converters have it already and was wondering if its going to be available for the ditherers like me.. Any news folks?

  8. As long as you send them today, they’ll arrive in your Tesco a/c

  9. Is it good practice to remove all earned cash back as soon as it becomes payable? I have used the Tesco route for £50 this quarter but still have £111 of cleared cash back ready for payment.
    After the Tesco option, what are the next most profitable or good value redemption opportunities. Or should I just take the cash?

    • Hard to imagine anything as good as Tesco. Take Avios if you want (fairly cheap), cash, I took some as Amazon last week …..

  10. Eastwood says:


    I had an expedia payment of £68.00 and a different £10 payment and couldn’t select Tesco clubcard as it went past £50. I then split the payment, kept the £68, removed the £10 and selected donate £18 to the guide dogs(I worked opposite them for a few years and saw the awesome work they do) then below I could then select Tesco club card at £50 for the max of my 5000 club card points. So, yes I gave £18 to the guide dogs but I managed to get the 5000 club card points through when I wasn’t going to get anything, unless I wanted to have £10 worth of club card points.

    Hope this helps someone else.

  11. Peter K says:

    I had one but I chased it earlier in the month and it became payable just in time thankfully. I have another several waiting but as have moved about £48 to Tesco I didn’t bother to those.

  12. Genghis says:

    Solution: take the 11 quid as BACS. Use the £11 to buy 11 Mr Muscle sprays using the magazine voucher (50 club card points with Mr Muscle) paying with a Lloyds Amex.
    Result: (11 x 51) x 2.4 = 1,346 avios + 11 x 2.5) = 28 = 1,374 avios (and a clean kitchen with a bit of effort).

    • Lol Genghis. And i thought i had an issue with the points craze!!

      • Genghis says:

        Tesco points earning opportunities were few and far between last quarter. We’ve recently ticked over to another quarter and things are working well – first the lego 1,500 cc offer (tidy – thank you very much) and then this Mr Muscle offer. Effectively buying avios at around 0.8p (what people were paying in the recent Groupon deal) (and getting a “free” Mr Muscle cleaner). I’ve been working my way around the City’s Tescos this week taking as many as I can carry…

  13. Ah – small hitch – however, good never to forget all we’re talking about here boils down to the same thing, Avios or cash

    You’re just moving it to different ‘banks’

    btw nice workaround Genghis :)

  14. They couldn’t. Once an affiliate scheme ends the merchant refuses to accept new claims.

    • They should still take claims for existing transactions under the rules that were extant at the time. I’m going to be pursuing this one.

      • But they don’t. Tesco switched affiliate agency last week, for example. If you have a problem with a Tesco transaction made before Friday 22nd it cannot be appealed.

  15. I find the virgin shops away is often very good at tracking

    • true enough, Virgin, Gate365 or the Avios shop thingy are also possible, not that they let you acquire Avios/ Virgin miles

  16. Genghis says:

    They’re the rules I’m afraid. You should always link up a transfer ASAP (like with Amex MR linking to other reward schemes).

    • [Puts on old Auntie Vi voice] Well I did rather boringly remind you twice in the last few days, lol

      Actually, I feel sorry for you bro as it’s actually a bit unfair it works for some people but not for others.

      People have added details today, sent the points across and it all went smoothly for them.

  17. 31 days in July bro, give it a whiz in the morning