Bits: 1p per Nectar point with Virgin East Coast, tour the McLaren factory with Hilton

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• Matt says:

  9 Oct9 October 16:07

  I’d be surprised if trains didn’t become fully automated in the next 10-15 years. Still, who needs a job for life these days!

• Simon says:

  9 Oct9 October 17:55

  Off-topic but I hope someone can help.
  Signed up to the Moneycorp Mastercard on this site – £20 free arrived at last – to make my balance £72.00.

  Tried to take money out at Tesco Cash point – was declined.
  Tried again at Barclays cashpoint – declined as well, checked the balance and it was £0.50CR!

  On calling them up they said that the original transaction was rejected because a supposed ATM fee was payable on top of the MC £1.50 fee – therefore over the £72.00 balance. The kick in the balls is that they said the money won’t appear back into my account until the 15th!

  So my question is, where can I withdraw this money without incurring an additional charge over £1.50? If I try again and I get it wrong, the money goes missing for another week….

  Tried to point out to the guy on the phone that the Tesco machine has ‘free withdrawals’ over it, but he was unable to help.

  • Daniel says:

    9 Oct9 October 19:38

    Exactly the same 2day with me as I tried to draw the 70… I have taken a real dislike to the company after the email to activate the card best came and had to deal with a far eastern call centre that were pretty close to a chocolate teapot and now this….

    • Genghis says:

      9 Oct9 October 19:43

      I put £52 on card, got the £20 added then withdrew £70 from co op ATM, less the £1.50 ATM fee and I have 50p left on the card

  • Daniel says:

    9 Oct9 October 19:39

    I’m thinking..draw 60 and dump the balance a week later to amazon…

  • Daniel says:

    9 Oct9 October 19:40

    Less 3 percent card charge to moneycorp of course

  • Wally1976 says:

    10 Oct10 October 09:03

    Sorry to hear about your this…I did the same and withdrew the £70 at a Sainsbury’s ATM no problem.

  • Alan says:

    10 Oct10 October 23:09

    I took mine out of an RBS machine (at a Tesco!) without an issue a couple of months ago – was it a Tesco Bank machine or a high street bank one? To avoid any issues I’d go with the latter I guess, but it really shouldn’t be a problem (it isn’t with any other non-Moneycorp card at least!)

• Rosina says:

  11 Oct11 October 01:38

  Simon, which “site ” where you signed up for MasterCard do you mean? Thanks for answering.

• Simon says:

  11 Oct11 October 15:35

  I signed up here from Raffles link, I don’t think the offer is running anymore.

  Alan I can’t remember if it was a Tesco Bank one or not, but it was just one of those machines outside a massive superstore. But I have taken money out of that machine on debit card before and there is definitely no ATM-owner imposed fee like their customer service suggested.

  Perhaps something has changed – there is a Mastercard withdrawal fee as well as a Moneycorp fee? That seems to be the only explanation to me.

  Probably won’t use it after this, always am disappointed when you have to call up customer services and they end up knowing absolutely nothing.

  But the more pertinent reason: If you were stuck abroad with a high percentage of your liquid funds on this card (which is what they promote it for after all?) and for some reason you try to take it all out of the ATM, forgetting the fee, your transaction is then declined, and the money that you withdraw is also unavailable for you to use anywhere else (for example, paying on card) and it takes them up to a week to reconcile and post back the money.

  It was no issue for me here, but potentially if someone was abroad, they could be caught out very nastily by this, especially if they had no other source of funds.

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