Maximise your Avios, air miles and hotel points

Credit Hilton stays to Iberia instead of British Airways? A warning

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During August we’re going to be running a few more ‘educational’ articles than usual, to help new readers get up to speed with some of the tricks of our trade.

One of the things that makes this hobby so fascinating is the ability to arbitrage.  The aim is to collect miles and points as cheaply as possible and then use them for the maximum possible ‘pence per point’ reward.

There are also arbitrages inside individual programmes you can exploit.  For historical reasons, stretching back to before Avios points were introduced, Hilton Honors has different earnings rates for British Airways Executive Club and Iberia Plus.

When you stay at a Hilton Family property, you have two options.  You can take either ‘points and miles’ (10 Hilton Honors points per $1 plus some airline miles) or ‘points and points’ (10 Hilton Honors points plus an additional 5 Hilton Honors points per $1).

The rates for receiving airline miles under the ‘points and miles’ option can be found here.

If you click on European airline partners, you will see the following rates:

British Airways Executive Club – 1 Avios point per $1

Iberia Plus – 15 Avios points per $10

It doesn’t take a genius to realise that – if there are no specific BA or Iberia promos running – you should be crediting your Avios points from Hilton stays to Iberia Plus and then moving them across to British Airways Executive Club via ‘Combine My Avios’.  You will be earning 50% more Avios!

Except ….

There is a catch in the Iberia Plus earning rates.

You are capped at earning 1,000 Avios points per stay if you take Iberia miles.  The British Airways cap is 10,000 Avios.

You won’t find this cap mentioned on the airline partners page I linked above. 

You won’t find this cap mentioned on the Hilton page at iberia.com 

However, tucked away in the terms and conditions of the Hilton Honors programme is this paragraph:

Members may only accrue up to 10,000 airline miles per stay (or the equivalent currency of the airline Marketing Partner), except with respect to Home2 Suites by Hilton® and Tru by Hilton™ which limits accrual to 100 airlines miles per stay (or the equivalent currency of the airline Marketing Partner) and except with respect to the following airline carriers: Aeromexico – up to 20,000 Premier Points; AIR MILES Canada – up to 1,000 reward miles; El Al Israel Airlines – up to 250 airline Points; Iberia – up to 1,000 airline Points; LAN – up to 20,000 kilometers; Virgin Atlantic Airways – up to 20,000 miles; and Air New Zealand- up to 30,000 Airpoints dollars.

This means you need to bear these numbers in mind:

For Hilton bills of up to $1000, you should go with Iberia Plus (15 per $10 rather than 1 per $1 with BA)

For Hilton bills above $1000, you should go with British Airways Executive Club (the 1 per $1 means you will earn more than the 1,000 Avios cap imposed by Iberia Plus)

You learn something new every day …..!  It would be helpful if Hilton had this information on its airline partners page, rather than tucked away in the terms and conditions where it won’t be read.  One of our readers spent $2,400 and lost out on 1,200 Avios because he had gone with Iberia Plus.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (49)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • AlexT says:

    Wouldn’t that make the max value for a stay credited to Iberia $667 as that’s 1000 points / 1.5 (15 miles per 10 USD)?

    • TimS says:

      No, as while you will max out with IB at $667, you’ll still earn less than 1,000 BA Avios until the stay spend level is $1000.

      Only at $1001 will the BA Avios be more than the IB Avios.

  • Chris Cannon says:

    This is why I no longer do this, along with the fact that I plan my c.40 stays with Hilton per year as far out as possible to get the best rates It can be difficult to switch the earnings choice once youve made a booking and with combined BA deals at least once a year such as the +2000 per stay, I find for me defaulting to BA is more stress free

    • Alex W says:

      All in all wouldn’t you get more value by defaulting to points and points, ie 5 honors instead of 1 Avios?

      • Rob says:

        In pure value terms, yes, if there is no mileage promo. But that assumes you want Hilton points.

  • JamesB says:

    Thanks, great tip. I never heard this before so it’s educational for some oldies too 🙂

  • Kevino says:

    What are the impact on that threshold of the current bonus offers?

    • Rob says:

      Both BA and Iberia are running the current ‘2000 bonus Avios per stay’ so it doesn’t matter.

      PS. If you have maxed out on your 10,000 bonus Avios in BA, switch to Iberia ….

      • Tracy says:

        Hadn’t thought of this, thanks. Will have 7 stays in total and thought I would get nothing for the last 2 🙂

      • RussellH says:

        Do you have to register separately for the Iberia offer?

        • RussellH says:

          Yes, I did find that page after posting my question.

          I read that page to imply that the offer only applies to the four hotels specified: Toledo, Madrid Airport and two in Barcelona…

          I doubt if another Hilton stay is possible before the end of the month, but I have left my preferences with BA for now anyway.

        • Nick Burch says:

          It took a few emails to the Hilton Diamond desk, but I’m now registered for the Iberia promotion as well! (Have already max’d out the BA one)

          “Your Hilton Honors account has been successfully registered under the
          Iberia Earn up to 10000 Avios promotion as of August 7, 2017.”

          So, worth an email or two to Hilton if you want Iberia too, as it is possible 🙂

  • tony says:

    Just to add, if you book Hilton via the Avios shopping site, they pay an additional 8 Avios/£. Wish I had known that one earlier…

    • Crafty says:

      Good luck getting those to post.

      • John says:

        My stays from 6-8 months ago have recently posted on avios.com.

        If they don’t track and you booked a flexible rate, then cancel and try again.

        This led to an odd check-in at Hilton Dublin when the front desk staff decided to ask me why I booked the same room and cancelled it 4 times.

    • Louie says:

      For those of us that aren’t huge fans of BA/Avios, are there any other good eshopping offers for Hilton bookings at the moment? I know AAdvantage are doing a “back to school” bonus of up to 2,000 miles but they only offer 2 pts/US$1 for the booking itself. And do other airline’s malls purchases post more reliably than Hilton at Avios, does anyone know?

    • JamesB says:

      If stay is a cheap sub £50 single night then best with 500 points for booking via the app.

  • Yuff says:

    Only if the points post 😉
    My Conrad algarve points haven’t posted at all 🙁

    • JamesB says:

      Just email CS, IME they resolve missing points queries quickly. However it helps if you provide a list/breakdown of the points you are missing. How was the hotel? We are considering a couple of weeks in Spain and Portugal next spring.

      • Yuff says:

        The hotel is beautiful, and the staff are excellent.
        If you have young kids, 3-7 years old even better.
        Our 2 kids are 10 & 11 and the kids club is very much for younger children. There wasn’t much to occupy children of our children’s ages.
        Food very pricey and because of that a lot of guests went to the shopping centre, where there are about 10 restaurants.
        There is a shopping centre, opposite the entrance to the hotel, and there is a great restaurant called the cheeky pup, which is worth trying.

    • Simon says:

      Was the same for me after a recent stay.
      They are fairly good at crediting if you contact them, although it can take a while.

      • JamesB says:

        I find the most annoying thing about them is that the case is not owned by any one individual. If the communication is on going a different rep replies each time.

      • RussellH says:

        I was pleasantly supprised by them recently.

        Our stay in Las Vegas showed, albeit belatedly, but no points or avios. Points and avios for the room turned up within a few hours of my contacting CS, but I had to get back to them with a scan of the hotel bill for the restaurant charge. A bit disconcerting at first as while the full points and base avios were credited a couple of days later, the 2000 bonus avios diasppeared for 48 hours. Fortunately they returned another couple of days later, as CS told me that investigating that could take six weeks or more…

        • JamesB says:

          I also found that when there is a mistake with points posting CS usually add a little extra to keep custoners happy.

  • S879 says:

    Is Virgin the better option even in the current 2000 Avios bonus promo by Hilton?

    • Genghis says:

      For v expensive stays but need to run the numbers

      • Genghis says:

        Running the numbers, I make it stays over $2k, assuming a 1p valuation for each of Virgin and Avios. Your valuations may differ.

    • JamesB says:

      And adding to Mr G’s comment, it ultimately depends on your own personal valuation of avios versus FC miles. In the real world ‘need’ trumps absolute value so if you have a substantially greater need for one over the other then that’s almost certainly the one to go for.

  • Cate says:

    “During August we’re going to be running a few more ‘educational’ articles than usual, to help new readers get up to speed with some of the tricks of our trade.’

    Oh thank God, I haven’t got a clue what people are raving about when posts get to the stage of ‘and you can get .05 value by transferring 5000 points from the pinkey blue card to a dog at an unmarked address in Spain, then do a mattress run via Fred Blogs airline, times that by setting your clock to three hours behind Japan to get the right customer service people, throw in a couple of lego/ink cartridges/avis/Economist/Heathrow bonuses and you have 0.5 value per litre plus a bowl of fruit. You can double this by churning your wife’

    Kudos to people who regularly can think this way, I’m in awe….

    • zsalya says:

      🙂

    • JamesB says:

      A walk in the park when compared to my mum’s ability to comprehend, enjoy and blend the plots of multiple soap operas with real life events into one giant fairy tale! For people new to the hobby it is worth reading through the university and holiday tips series, credit card overviews and favourites articles. Alternatively just google a specific question alongside headforpoints.

      • Cate says:

        Agree, being really interested and driven is key in learning the ropes then the permutations. I may have to reside myself to just buying points when they are discounted and picking hotels which get reviewed positively.

    • TripRep says:

      PMSL, you should try reading FT… 😀

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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