Amex refreshes its UK small business cards

A couple of months ago, Amex was offering a very generous 40,000 Avios if you signed up for their Business Gold card. Sadly that offer has now ended, and there is currently no sign-up bonus at all.

However, Amex has recently relaunched its Business Platinum and Business Gold cards, so I thought it was worth running over the benefits.

Business Platinum

Full details of Business Platinum can be found here.

The key benefit is the travel insurance. Unlike the Amex Platinum personal card, the travel insurance policy for the Business card was not changed last year. It covers anyone up to 80 years of age (the personal card is now 70) and there is NO obligation to pay for the trip using the card.

You can have up to 5 supplementary cards, and those cardholders are also covered by the travel insurance.

The annual fee is £450.

You earn 1 Membership Rewards point per £1 spent.

You receive a full Priority Pass for lounge access at participating airports. Your main supplementary cardholder will also receive a Priority Pass.

Business Gold

Full details of Business Gold can be found here.

Apart from earning Membership Rewards at 1 point per £1 spent, the benefits are negligible.

The annual fee is £125.

Fundamentally, there is nothing exciting here. However, the cards are worth bearing in mind if you are a sole trader or own a small business – but only when a new sign-up bonus comes along!

---

Want to earn more points from credit cards? – April 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

SPECIAL OFFER: Until 12th May 2024, the Capital on Tap Business Rewards Visa card is offering a bonus of 30,000 points, convertible into 30,000 Avios. You must have a Limited Company to apply. Click here to learn more and click here to apply.

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.