Maximise your Avios, air miles and hotel points

The new ‘Tesco to Avios’ conversion incentive is ….

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It is Tesco Clubcard voucher time again.  Your vouchers for any Clubcard points earned in the last quarter should start to arrive soon.  People with auto-convert may find that they are already there.

Virgin Atlantic, as I wrote last week, is offering a 20% bonus when you convert your Clubcard points into Virgin Flying Club miles.  That means you receive 300 miles per £2.50 voucher.  Full details are in my article here and on the Tesco site here.

British Airways is NOT launching a conversion bonus.

Instead, there is another competition.

For every £5 you convert into British Airways Executive Club Avios before 18th June, you will receive one entry into a prize draw.

The prizes, to put it mildly, are not outstanding:

4 winners will each receive 7,500 points

6 winners will each receive 4,500 points

40 winners will receive an amazing 1,500 points.

Why they couldn’t just give away 50 lots of 7,500 points – which in itself is not hugely exciting – I don’t know!

This promotion is not yet live on the Tesco / British Airways webpage but should appear in the next day or so.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (81)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Leo says:

    Is there any benefit in having your points credited directly to your Virgin account? I chose that option a few months ago and I’m still waiting for my points to post. Is this normal?

    • JoshBosh says:

      Double check the settings inside the clubcard account. I had mine set to automatically convert to BA avios, and it worked for one period, then the next it didn’t. Turns out the account had managed to keep the automatic conversion, but lose any exec club number.
      A call to the clubcard hotline, and about a 6 week wait ensued before the vouchers were credited back to my clubcard account.

    • Fenny says:

      It can be quick or it can take a while. I’ve had autoconversions go through in a few days. This time round, I set up an auto conversion to Virgin to get the extra 1000 points for opting in, but the transfer hasn’t gone through yet. I know I put my Flying Club number in when I changed the settings, but last time I did a manual conversion, it took 3 lots of chasing Tesco to get the points to appear.

    • Fenny says:

      Mine appeared in my Virgin account today, but the transaction was dated 11 May.

  • TrollBasher says:

    Count me as another in the “Unimpressed but not surprised” camp, if there’s room for one more…

    Tesco seem, at the risk of stating the bloody obvious, to be in cahoots with BA in intentionally pushing people away from the Clubcard partnership they have; there are so many better alternatives out there now and incentives to stay are as rare as rain in Southern California.

    If your travel is focussed stateside or to your non-dom plushville somewhere in the Caribbean, then hopping over to Virgin is very tempting, even from the regions now.

    Going the other way, one of the ME3 megalomaniacs is always trying to outdo one of the others with crazy deals, and it makes sense to spend cash than burn miles.

    But, like the lemming I am, and many others are, I’ll give them “one more chance” and tuck the points away in the hope, vain or hopeless as it maybe, that there might be a bonus or reward coming round the corner some time soon…

  • The_Real_A says:

    And dont forget Tesco double up begins on Monday. This makes every point worth 2p avilable in a number of deptartments across the store.

    To me, i see better value in making up a couple of frames of glasses than Avios!

    • Rob says:

      Are the categories out yet? Need to have a dig.

      • The_Real_A says:

        From MSE:

        Garden & BBQs
        Opticians
        Clothing
        Toys
        Home, cook & dine
        Mobile phones & accessories
        Skincare, cosmetics & fragrance
        Electricals
        Entertainment & books
        Gaming
        Sports & leisure
        Travel & camping

        • James67 says:

          If the amazon fire tv stick falls in this will I still get the 500 bonus clubcard points if I use vouchers?

  • Steve says:

    As someone from north of Watford Gap & the preferred destination West, Virgin is an obvious choice now
    W
    e are keeping a few Avios back on the off chance we can get Monarch availability to Europe or internally within the US

  • pj says:

    The Pay.com cards are now getting distributed in Tesco. Widely reported.

    (3V replacements).

    Anybody seen them? Where?

    I’ll have a look tomorrow but not holding out any hope that usability will be any better (ie council tax etc) than 3Vs.

    • Rob says:

      When I find one, I will write it up!

    • Liz says:

      I’ve started paying my council tax at the Co-op with Paypoint using my Amex – no problems!

      • sandgrounder says:

        Co op are generally quite flexible, but staff have been briefed against taking amex for paypal. Only one vigilant lady has ever mentioned this, but she was overruled by her supervisor 🙂

        I have also heard that the stores in East Anglia don’t take Amex, but this is second-hand info so I am not sure if this is correct.

        • Kai says:

          I live in Chelmsford, and the local Co-op doesn’t take Amex!

        • Kai says:

          BTW, after trying the local Co-op and post office with no avail I gave up and paid my council tax with IHG Visa (somehow it’s recgonised as a debit card and no premium is added). Do you know if Co-op widely accepts Amex and East Anglia is only an exception? Might bring the pay card with me and try it out in London if they accept Amex there.

          • pj says:

            Most Co-Ops take Amex for PayPoint transactions.

          • sandgrounder says:

            Co op has a regional structure and as far as I know it’s only East Anglia that don’t accept Amex.

          • Kai says:

            Thank you guys!

          • Liz says:

            I am in Dundee – I tried it out on my mother-in-law’s council tax first as she normally pays hers by cheque. It worked so I cancelled my direct debit and got the council to send me another bill with the bar code on it. Paid for my own now as well for the month of May. Got 2 target credit card spends to get through in the next 2/3 months so it will come in handy!

          • Fenny says:

            Went into my local Co-op this evening to attempt to pay Pa’s council tax. They said I could only pay with cash, not credit card. Seems a bit odd to me, but I wasn’t going to argue. I’ll either find another one, or I can use 3V cards. I checked it out last night and paid 3 x £25 onto his account. I’ve got a few I bought the other day from Boots to get the Amex credit and I’m hoping my local Tesco will get a stock of the new Pay.com cards any day now.

        • jonathan smy says:

          I live in Ipswich and they don’t take Amex.

          • pj says:

            You can use PayPoint to pay your CT anywhere in UK so if Ipswich is no go, think about next time you visit civilisation, bring your bill and pay some CT thru Co-Op then?

    • The Urbanite says:

      I found 20 in Lewisham yesterday. Had 18 of them – one wouldn’t activate, so I left it and another behind. None in Woolwich or Old Kent Road, which is going through a gift card store refurbishment. I’ll be busy sweeping out the remaining South East London stores tonight if someone hasn’t beaten me to it.

      • Liz says:

        Do you get the 150 clubcard points for buying £50 worth ?

        • The Urbanite says:

          Yes, all showing on every receipt!

          • Liz says:

            I know about the other ones – just wasn’t sure about these new pay.com ones – will keep a look out in Dundee for them!

          • sandgrounder says:

            They are really the same product with a different name. Same design, same website with a different address (although the old one still works too).

        • pj says:

          yep

      • Tom H says:

        Damn you! I live near Lewisham and was wandering who had all the cards!

  • RT says:

    has anyone actually had the experience of actually winning this before??..

  • Robbie says:

    Ouch, people still collect Avios then I take it? Condolences.

    • pj says:

      There are (at least) 2 ways of looking at it:

      1. What value you are getting per Avios vs other ways to get/ pay for the same flight/ deal.

      2. What you actually paid to get the Avios in the first place vs other ways to get/ pay for the same flight/ deal.

      Ie when I paid (say) 0.3p each to accumulate my Avios and have therefore got myself a European flight for about £25, I am relaxed & sanguine.

      • pj says:

        I know others could argue: Avios is a de facto currency, so when you buy a European flight for 7500 Avios, you are spending £x actual, not £y based on what you paid for that currency.

        But my (nearly) sole purpose in accumulating Avios is to pay for European flights.

        So I stand by my logic.

        • James67 says:

          So are you near LHR pj or has your investment been hit by half following devaluation?

          • pj says:

            I use LHR.

            As mentioned elsewhere here, I tend to accumulate Avios @ 0.3p/ unit so the scheme still represents great value for us.

            European flights on BA from LHR – scheduled x 3 daily – food/ booze/ luggage – @ £25/ flight = pretty good value vs the cheapies.

          • idrive says:

            I kind of agree with you pj, de facto Avios availability means i can cap my flight expense and allows me flexibility (cancellations or last minute booking). i tend to option myself sometimes as I am not sure where I will end up (my family is spread so i never knw where next Christmas would be, but a cash ticket would cost 200-400£ on the spot if bought over the last couple of months. I tend to value based on the Cash price of the flight most of the time but if I am not willing to spend more than X for a trip, that helps me. I use LHR and LGW. Also this means i can travel more than expected otherwise. My strategy indeed got hit by devaluation for the LH premium class I was after…BUT i will definitely find a way to make the best use of Avios/Tesco CC in any case! for example, if I wanted to go to Ibiza and benefit of the current Monarch promo, I would get 2p on the spot easy. In terms of fidelity to BA, well that to say..I am now pondering every decision…but to be honest, as I travel with luggage, i still find value by selecting seats and bringing more luggage if needed. Also, I am very lucky as I never travel in peak periods so less troubles and more availability.

        • Polly says:

          Agree, I am always glad of them for last minute trips to Dub for family stuff. Really good value, so well worth still,collecting them. not a sign of the new pay.com in my big tesco today. Is the long wait over then? Have been using my amex and tesco cm in the meantime to keep paying the bills.

  • Kathy H says:

    Just got the email to say the “incentive” is now available. Don’t all rush at once.

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