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Is someone secretly stealing your British Airways On Business points?

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A reader dropped me an email to tell me how a number of employees at his Mayfair investment fund had been ‘let go’ recently after it was found that they were stealing British Airways On Business points.

Is anyone stealing yours?

On Business is the British Airways loyalty scheme for small and medium sized businesses.  The only criteria for joining is that you have a VAT number.  I wrote a two-part On Business review here and here.

On Business allows a company to collect points every time one of its employees flies.  The scheme works in a similar way to Avios, except that it is 100% revenue based on the earning side.  The more you spend on a ticket, the more points you earn.  These can be redeemed for free flights or upgrades.

The important thing to note is that you can earn BOTH On Business points and Avios on the same flight.   Signing up for On Business does not impact the ability of your staff to collect Avios points.

But where are your points actually going?

If you or others in your company fly British Airways a lot, it is very likely that you have an On Business account.  But do you know who actually benefits from it?

Would you know if a member of staff had secretly opened an account in the name of your company and was inserting the number into all of your bookings?

When I worked in Private Equity, we had a very clear system for distributing the points.  At our Christmas party, the names of all the support staff were put into a hat and one drawn out.  That person ‘won’ the entire On Business points pot for the year and could book whatever they wanted with it.  It was a decent prize given the amount of travel we did, especially as this was before the last OB devaluation.

If you have never seen a big flight giveaway at your company, you might want to be suspicious.   There is no easy way to check if there is an On Business number in a booking, because if one has been added via a GDS the option to add one will still show in ba.com in my experience – but if you put something in yourself it won’t override what is already there.

If you don’t think that your company is collecting On Business points, perhaps you should suggest they do.  If nothing else, the free flights could be given away at Christmas or raffled off to raise money for charity.  It is a shame to let them go to waste.

The sign-up page is here (click ‘Join On Business’ in the menu bar).  If you are signing up, you will qualify for a special sign-up bonus of triple points for your first six one-way flights within 12 months of joining.  If you say on your application form that you were referred by member OB10171896 then I receive a small referral points bonus – thank you.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (26)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Anonym says:

    Would you still earn your usual personal avoid and tier points too?

    • Andrew says:

      Yes, onbusiness is an extra loyalty scheme for the business on top of personal points

  • Serena Wilson says:

    Yup, I had the lovely job of taking over the on business account from a leaver who had been very secretive about its administration. Discovered lots of flights in her name to places where we had no business case to be traveling to.

    A horrible situation and not one that makes anyone any friends.

    Also private equity!

  • James says:

    Can anyone advise the value of the small referral bonus Rob mentions for referring a new company to the OnBusiness scheme? I have plenty of clients I could get to sign up so wonder if there is any real value in it vs the hassle?

    Thanks in advance.

  • Gavin says:

    Wonder if my dad will lend me his VAT number?

  • Simon says:

    My first Club World was thanks to OB. Corporate policy was for the analyst to go in World Traveller; because I’m tall my boss said she’d find the budget for World Traveller plus. I argued with the corporate travel agent about the fare (we didn’t need a fully flexible ticket) at which point they offered use of the OB points. No cost to our team budget and me in CW. Result

  • bagoly says:

    At a previous employer of mine we found that the travel administrator was offering very cheap premium flights to traders for their leisure travel – taking cash from them, and fulfilling by using the OnBusiness points.
    Her fiance worked at the company too, so when it was discovered, he left too.

    • Andrew says:

      The scheme suffers from various issues.

      I’m aware of an administrator still having access to the scheme 5 years after she left the company. She enjoyed a *lot* of holidays before it was stopped.

      Even then, it was only because auditors were investigating completely unconnected financial discrepancies at the *new* firm, that the fraud was uncovered. Her holidays didn’t quite match up with her income…

      • Anna says:

        Thanks to HFP I think a lot of people’s holidays don’t really match up to their incomes – nothing to do with On Business though!

  • Aeronaut says:

    It seems like BA could do a better job in making it transparent as to whether OB points are actually being claimed on a booking, and by whom. Might put a stop to some of the nonsense.

  • Joseph Heenan says:

    Hm, the onbusiness site just punted me back to the start of the signup process when I press the final submit button – no error message nor any confirmation it had submitted. Is that normal? Do you usually receive an email confirmation promptly?

    • Yemi says:

      The same thing happened to me. I gave On Business customer support a call and they created an account for me. Apparently, the webpage doesn’t like Mac computers, Google, Firefox or Safari.

      • Joseph Heenan says:

        Strange, thanks. I’ve tried Safari (twice) and Microsoft Edge (once) all with the same result, which seems to be failing at the final step. Quite an impressive IT failure. Guess I’ll get in touch with customer support.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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