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Bits: Lloyds response to our fraud claims, BA changing the policy on children in lounges?

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News in brief:

Lloyds response to our card fraud claims

Our article yesterday on card fraud on the Lloyds Avios Rewards credit card got traction, being picked up by Radio 4’s ‘You and Yours’, The Telegraph (read their article here), The Register (read their article here) and thisismoney.co.uk (read their article here) among others.

Thank you to the readers who responded to media enquiries.

For completeness, this is the statement that Lloyds issued yesterday:

“A very small number of Lloyds Bank Avios Rewards American Express credit card customers have been affected by recent fraudulent activity. This has affected less than one percent of customers who hold these cards and we have introduced additional controls to provide further protection.  These controls have been successful in ensuring that fraudulent transactions are identified and declined.  We apologise to customers for any inconvenience caused. Impacted customers will receive a full refund of monies that have been taken fraudulently.”

British Airways considering changing their policy on children in lounges

BA runs an ‘invite only’ panel of regular flyers where it occasionally asks for suggestions on topics of interest.

The latest topic is, without a doubt, going to inflame passions both ways:

BA is looking at the idea of allowing Gold members (and above) permission to bring in all of their children into BA lounges.  Before this is decided, BA want to hear from you about what impact this may / may not have on your experiences.”

One of the options below is whether this policy should be restricted to Galleries Club and not to Galleries First, ie Gold card holders would need to ‘downgrade’ to the Galleries Club lounge in order to bring in their children.

I am for this idea, for what it’s worth.  Not because I have kids of my own – we are usually in premium cabins anyway and so I can get them in regardless of status – but because it addresses a big problem for BA.

In general, most frequent flyers are more concerned about their privileges when flying with their family.  I have pushed Avios on numerous occasions to consider increasing the number of guaranteed Club World seats to four per flight, not two, because BA’s core middle and senior level professional corporate customers are highly likely to have family.  Regular flyers who cannot find Avios availability to fly their family on holiday in the same premium cabins they fly themselves for work are unlikely to be happy.

Some of the smaller hotel chains have addressed this with ‘guaranteed at booking’ suite upgrades for top customers.  They know that you are less bothered about a suite upgrade on a quick overnight business stay but very bothered about a suite upgrade on a weekend away with your partner.  Allowing elites to lock in the upgrade a couple of times a year when booking is a very powerful tool.

The dynamics are different for airlines, but anything that makes it easier for BA’s most valuable customers to feel equally valued when travelling with their family is likely to go down well.

If it really got messy over the summer, one solution would be to allocate one of two Galleries Club lounges in Terminal 5A as the family lounge and block children entirely from the other one ……


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (109)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Neil says:

    I, and everyone I know with a Lloyds Avios card, had a problem. I struggle to believe that my circle of friends and acquaintances is disproportionately affected. This would that a lot more than 1% of customers had a problem.

    • Lady London says:

      I’ll take a guess that in the time period where there have been thefts from cards, the number of Lloyds Amex cards in use would have not exceeded 1%. The 1% statement and a reluctant announcement only when Lloyds has been outed not proactively announcing to warn customers as soon as a generic problem has been identified, is a triumph of marketing weasel-wording. HfP readers are surely less than 1% of Lloyds Amex customers and yet the rate of customers here saying they’re affected is looking like up to 50%. Certainly it’s more than 1%.

      Will I trust Lloyds in future?

  • Leo says:

    I have no issue with kids in lounges or premium cabins. Get them the right ticket and they should be as entitled as anyone else. I am concerned about space. I’m repeating what others have already said but it’s not on allowing one gold to bring in say 4 other people. I thought that Amex was trying to deal with the problem of unlimited family members being allowed in its lounges by moving away from this policy.

  • Ar says:

    The real question relates to the policy that status holders are allowed one accompanying guest acces to the lounge. Why should someone be permitted to bring additional guests if they are children but not if the guests are other relatives, friends etc.
    BA could honour this policy, or change their policy to allowing each status holder a set number of guest passes per year. No group would then receive preferential treatment over another.

    • J says:

      Because you’re not allowed to leave children on their own in the airport. You can leave other adults unattended.

      • Leo says:

        Really? I don’t think anyone travelling with companions finds it very easy to leave them outside the lounge alone in the airport – even if they might not be arrested for it. Everyone with status, even those with a Gold card, has the choice as to whether or not to use a lounge.

        • J says:

          Why would they be alone? There’s a minimum of three of you for this to be an issue. Status holder goes to lounge, other two wait outside. A status passenger travelling with two children has no option to go to the lounge.

      • Simon says:

        No-one is forced to use the lounge. If I was travelling with my elderly parents I wouldn’t dream of going off into a lounge myself and leaving them outside, just because I was entitled to use a lounge.

      • Leo says:

        Simon +1

      • kt1974 says:

        You could buy your children Club tickets and then bring them to the lounge. Problem solved.

        • J says:

          I do. I don’t have status because every flight we take together with BA is a CE avios redemption. This isn’t about me, and really only affects me in the negative ways mentioned. However that does not stop me thinking it is unfair to deny a status holder their earned access because they are travelling alone with more than one child. Maybe this change is overkill, and maybe a subsitute restaurant voucher may give a balance, but a Gold passenger not even being allowed in to grab a newspaper and a couple of drinks to take away seems ridiculously petty – and, to me, this is a fairer direction to head in. Obviously if the scary predictions of full lounges packed with screaming, smelly kids turn out to be true, then I’ll accept I am wrong, but it’s really not something I can envision.

        • the real harry1 says:

          screaming, smelly kids

          really?

          that would be chavvy, smelly parents, then – and they don’t generally fly BA

        • J says:

          Harry, think you missed: “but it’s really not something I can envision.” – for precisely that reason.

        • the real harry1 says:

          oh right – thanks for that, J – missed the last bit!

          sorry!

  • Michael C says:

    My husband and I are not massive massive travellers – all for leisure, and had been getting by on a silver for us & toddler until the door…people…stopped letting him in aged 2.5. So we “engineered” another silver thorugh certain trips in Club, and can of course now all enter. I’m sure the vast majority do like us: table slightly separated, child wedged in, plied with entertainment & food & little chance of him bothering anyone.

    My greater point would be Rob’s about 2 redemption seats per flight. Quite wearying having to get 2 tickets then another 1 straight after, at a difference price.

  • Adam Halewood says:

    Isn’t that just the main lounge area rather than the Concorde bar?

  • David says:

    Understand why as a journalist you would run this story, but disappointed that someone has leaked this news.

    As a member of BA’s Future Lab, I am clear that what is shared with us should be remain confidential. BA deserves some relative privacy to consider options, many of which will not see the light of day.

    While I have my views and have shared them with BA on this subject, I was sad to see if reported here.

    Leaks like this will probably hasten the end of Future Lab and this method of involving passengers, especially some very frequent flyers who also post on FlyerTalk, which would be a shame.

    • Rob says:

      I would have ignored it if it had been worded differently, but as it seems they are close to making a decision it seemed newsworthy.

      I have no interest in writing about kite flying exercises which never see the light of day.

      • David. says:

        I agree it is ‘newsworthy’ and of interest to many.

        I just do not think the confidentially agreement signed by all Future Lab members should be breached.

  • Tilly says:

    Completely O/T – checked in for our flight tomorrow to Antigua. Thought it’s a 3 class plane without F. WTP cabin bigger than what I expected according to seat map when I chose our seats. Glad seem to have twin seats by window in front row of the cabin though. Hate sitting in the middle.

    • Simon says:

      We had a month in Antigua in Sep/Oct. There was an empty F cabin outbound/inbound but it isn’t seemingly available to book with avios or money.. They wouldn’t upgrade us from CW even for a supplement; probably as we were all flying on avios thanks to HfP.

  • terri says:

    As the only silver in the family it would be so good to be able to use avios to ‘buy’ entry into the lounge for family travelling on the same booking. We currently have to take turns on who goes into the lounge. Also what about lounge credit for future use when departing airports with no lounge ie innsbruck.
    not sure letting in all gold children is necessarily positive, they could be travelling with the school football team! Some more family friendly options would be appreciated from BA.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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