T&Cs updated – Earn 10,000 Virgin Flying Club miles with Virgin Money life insurance

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• Roger1* says:

  23 Jun23 June 10:51

  revant? er, relevant.

• Gail says:

  23 Jun23 June 15:26

  I don’t recommend applying to Virgin for insurance if you have had any historical medical conditions which are in the past. They turned me down for having had breast cancer over ten years ago.

  • the real harry1 says:

    23 Jun23 June 16:10

    Isn’t that better/ cheaper premiums for healthy people? (Don’t take it the wrong way. If they eliminate people with health problems, the healthy lot get cheaper premiums.)

    • Gail says:

      23 Jun23 June 21:10

      The dualism of healthy and unhealthy people is a myth. People who have been cured of diseases are healthy!

  • Roberto says:

    23 Jun23 June 18:31

    Whilst I understand your comment , many of the people here will be skimming over their previous medical history as they were only interested in the cheap miles. The cover was just an irrelevant by-product in the process.. Consider it and the twenty quid as collateral damage almost…

• Sam says:

  23 Jun23 June 20:24

  Roberto I would suggest failure to declare medical history is tantamount to fraud. I would be very careful about attempting to claim miles in these circumstances, if that is what you have done. Virgin money are a large financial institution and will have (I suspect) ways of checking the information input is accurate.

  Anyone ‘forgetting’ information would be best advised to cancel the policy within the cooling off period and re submit based on accurate info. I am 40+ Smoker and got a policy for £12. Is it really worth it?

  • Roberto says:

    23 Jun23 June 21:15

    FWIW my poilcies were £1.98 and £1.86.. As two fit slim healthly non smokers we both fall into the low risk category so my policies are not fraudulent as you appear to alude.

    I was talking generally about “people” piling in for the miles without any regards to the framework of the deal – the greed is evident when you look at todays other thread.

    Buying multiple flights you wont every fly on is not realyy much different to forgetting youre a smoker and signing up for a cheap 6 months worth of life insurance that you cant claim on.

    Virtual credit cards , hoover promos and “cheese-gate” as well as non existent pet insurance also come to mind but I for one miss my imaginary cat so cant throw stones at that one..

    These offers are ill thought threw by marketers that just dont understand how the world works in some circles. If there rules are open to abuse then someone smart will work an angle..

    All the best….

• Steve says:

  24 Jun24 June 02:52

  @Anika: Hi, you mention that VM has given you an assurance in writing that the deal would be honoured until 4pm Friday 22nd June. Can you share this at all, just in case? I got a quote on the Thursday and purchased around 1pm on Friday for a policy that was just under £7 and intend to keep it for the duration of my mortgage. The VFC miles offer was a deal sweetener; it was comparable with other providers but the miles swung it so would be unhappy if VM didn’t honour what was on their website when I got the quote. Thanks for your efforts.

  • Rob says:

    24 Jun24 June 09:27

    I have the email if you need it.

    • Steve says:

      25 Jun25 June 23:33

      That would be great, Rob. Could you forward it to me please? Thanks.

• @mkcol says:

  27 Jun27 June 10:56

  Bizarre – refused cover yet only thing I’ve had was a malignant mole burnt off 4 years ago, and father died from lung cancer 35 years ago yet lung cancer wasn’t a condition I could choose from.

  I do have tinnitus but there’s no option in the “problems with your ears” section, so had to change my answer.

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