Changes to the lesser-spotted TSB Avios and TSB Premier Avios credit cards

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• William Avery says:

  25 Jul25 July 15:36

  Anyone got the new Lloyds Avios card yet?

  2) I know the companion voucher still applies for existing pax that have reached the spending limit but it is difficult to find out whether it has been applied online. Usually posted on Avios after September (in my case) but that will probably be closed by then?

  Got a felling a lot of people will be complaining when vouchers mysteriously disappear…

  • lev441 says:

    25 Jul25 July 16:55

    Nothing has been announced yet regarding the Lloyds avios card and nothing has changed for current cardholders…

    The latest t’s & c’s sent to cardholders last month had nothing in there suggesting the change would be imminent – although we can all assume it will change at some point in the future.

    • Will says:

      27 Jul27 July 08:12

      That’s handy. Do the t&cs come with the new cards?

  • Mikeact says:

    25 Jul25 July 18:14

    Go into your Avios account on the AerLingus site, you’ll find it listed as usual.

    • Will says:

      27 Jul27 July 08:13

      I meant with the Avios.com website which is where mine post. I have to wait until the anniversary usually rather than when I’ve hit the target.

• Sam says:

  25 Jul25 July 16:06

  Does anyone get an error when trying to add their EK account to their Amex account to do a points transfer?
  I have checked names, addresses, etc. all match but just get a generic error that it could not be added at this time.

  • Rob says:

    25 Jul25 July 16:37

    Quick call should solve that.

  • Cinimo says:

    25 Jul25 July 17:26

    I managed to add an EK account by just including the numbers (not the EK prefix) without any spaces. Transfer was instant, as was transfer to Heathrow rewards (if that is what you are planning).

    • KBuffett says:

      25 Jul25 July 17:35

      Yes, the EK needs to be omitted

• pauldb says:

  25 Jul25 July 16:23

  OT: BA announce flights to PIT (Pittsburgh) from April 2019 (4 per week).

  • Anna says:

    25 Jul25 July 17:39

    That’s good to know as we often use 2 4 1 and upgrade vouchers to fly CW to the eastern US en route to the Caribbean. Which UK airport will these flights depart from? (Still hoping that one day BA will reintroduce some long haul routes from MAN).

    • Anna says:

      25 Jul25 July 17:43

      Years ago I flew LHR-PIT-SAT on BA. No idea what it’s like as a destination though!

• Robman says:

  25 Jul25 July 17:43

  Quick car rental off-topic. Need to book a rental car in the USA for a week. I find that if I say that I am a US resident, the car rental is £400, if I say that I am UK resident the rental becomes over £600.
  What would be the impact on me, if I signed up for the rental as a US resident? Would I get away with it or would I be putting myself in a bad legal situation, if something happened to the car. What are people’s experiences?

  • Anna says:

    25 Jul25 July 18:04

    Not sure if this is the reason for the price difference in your case, but a ,lot of US rental companies seem to require foreign residents to buy vehicle insurance with the rental. Check to see what’s included with the booking in both cases. I assume it’s because they don’t want foreign visitors having a bump then flying off home where it would be very difficult to chase them for the repair costs. Sometimes you can just get CDW instead of fully comprehensive cover which costs less.

    • Robman says:

      25 Jul25 July 18:15

      thanks Anna, thats helpful and I’ll try to compare whats included or not included. With the Amex Platinum card giving the excess insurance, I’d be hoping that I’d be ok. I’m not sure that they would check the billing address on the credit card is in the US?

      • Bagoly says:

        26 Jul26 July 07:27

        Usually even cheaper if you say Australian Resident – the difference is all about what insurance is included.
        Independent Excess Insurance covers the most egregious pricing, but does not cover the main insurance element, so as I have nothing that does cover the main element, I do not book using “Australian terms”.

        I am less sure about the reason.
        It may be just based on norms per country as to what to include.
        If based on E.g. UK law mandating certain inclusion, it’s somewhat odd for contractual basis to be country of residence rather than country of service.

  • Anna says:

    25 Jul25 July 18:07

    I also don’t see how you can rent the vehicle as a US resident as they will want your home address, for the rental and to make sure it matches the billing address on your credit card.

  • pauldb says:

    25 Jul25 July 18:21

    If there’s no loyalty scheme factor, I’ve often booked through orbitz or Expedia.com simply because (in case) you then never have to declare you residency. And it’s never proved a problem. Make sure you have adequate insurance – the US rate may have less cover.

  • Robman says:

    25 Jul25 July 23:02

    thanks Alex. That also gave me a very similar rate to being resident in the USA.
    If I have an Amex Platinum card with the excess insurance, do I need to take the CDW cover that is offered on the site?

    • Simon says:

      26 Jul26 July 11:35

      auto slash often give no insurance in my experience so excess insurance won’t be enough. By the time you have added their (autoslash/priceline) cover, the prices could be similar to booking in UK?

    • pauldb says:

      26 Jul26 July 12:09

      Amex Plat has full insurance cover, not just excess insurance, so no you don’t need to pay for CDW.

  • Mikee says:

    25 Jul25 July 23:37

    US residents are quoted rates without the additional insurance such as CDW and SLI. This is because many US credit cards include this insurance coverage as part of their benefits package.
    Selecting a non US resident option automatically adds the additional insurance coverage as it’s assumed those people require coverage.
    I’ve always chosen the US resident option as I have either had an Amex Platinum charge card which includes car rental coverage or I have purchased an annual car rental excess policy which provides the appropriate cover. There’s never been any issue for me with entering a non US address whilst receiving the US resident rental rate.

    • Ian MacKenzie says:

      27 Jul27 July 18:02

      We’ve just come back from holiday in Florida.
      Because of bad thunderstorms throughout middle Florida our flight Orlando to Key West was cancelled. Forecast for next day was no better so decided to hire a car and drive Orlando to Key West.
      I had tested the one way hire Key West to Miami in the UK before travelling and it seemed pretty cheap.
      When booking in Orlando, the one way charge was around USD $ 100 until I put in UK residency and the one way charge dropped off (!! ??).
      Also Dollar hire rate included all insurances – worked out at GBP £58 for both one-day hires MCO-Key West and Key West-MIA.
      (Avis had a surcharge of USD $40-50 for insurances)

• raz0r says:

  25 Jul25 July 21:33

  OT: Has anyone purchased Avios for Iberia using the recent Spanish Groupon offer? Wondering how long it takes to tranfer to IB Plus account as needed the extra points to book flight.

• ADS says:

  25 Jul25 July 22:22

  “You earn 1 Clubcard point (2.4 Avios) per £8 spent – calculated on a ‘per transaction’ basis, so small transactions are penalised. You are still likely to come out ahead on UK spending”

  with the headline Tesco rate of 0.3 avios per £1 converting into something like 0.03 avios per £1 when using it for everyday spending … the TSB 0.2 avios is considerably better than Tesco for everyday spending !

• Clive says:

  25 Jul25 July 23:25

  New SPG/Marriott programme goes live 18th Aug. Sure we will have a post in the morning

• Martin says:

  25 Jul25 July 23:56

  TSB wrote to me earlier in the week to tell me about these changes. They then wrote to me again today to tell me specifically that my Amex card would be ceasing. That would be fine, but I closed my TSB Avios cards over a year ago.

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