Maximise your Avios, air miles and hotel points

Don’t use the American Express Membership Rewards Auto-Redeem feature

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American Express Membership Rewards has a new feature – Auto-Redeem. 

Don’t use it.

It is just a gimmick, and a poor value gimmick at that.

This is how it works.  You click on the ‘Use Points for Purchases’ link on the statement page of your Gold or Platinum account.  You will then see a further link for Auto-Redeem.  You can then select from three potential recurring payments that you may have – Netflix, Naked Wines and Spotify.  No other companies are included.

If you turn on Auto-Redeem, American Express will automatically look for charges from these three merchants on your statement.  When it sees one, it redeems enough Membership Rewards points to pay the bill and adds a statement credit to your account.  It is meant to happen within three days of the original charge appearing.  This effectively nullifies your subscription payment.

Here’s the snag.  You only receive £4.50 of statement credit for every 1,000 Membership Rewards points.

You should be looking to get around 1p per Membership Rewards point on a good day.  1 point = 1 Avios, for instance, and you should be able to get 1p per Avios when you redeem.

This is my article explaining the best value Membership Rewards redemptions.  You can see from this how poor 0.45p per point is.


Want to earn more points from credit cards? – April 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback Business Credit Card

1% cashback uncapped* on all your business spending (T&C apply) Read our full review

Comments (94)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Roger says:

    BA LHR_TYO
    For CW, which aircraft should I be looking for? 777 or 787?
    Travelling with young family, so side by side cabin is fine.

    • Genghis says:

      I assume J (never sat there but I’ve heard 789 Y is tight)? I prefer 789 J over 777 J for the air quality. But 789 goes to NRT and 777 to HND and the 777 prices seemed consistently cheaper when I was looking so I’m on the 777 next week.

    • Jonathan says:

      Lots of variables in play here! On a straight 787 vs 777 I’d pick 787 but with a family the 777 may be better. How many kids/what ages? You may find the centre 4 with the two rear facing middle seats on 777 works best as gives a nice big open space to put the kids.

      Are you tied to BA metal (241 voucher)? If not & price similar I’d choose JAL using BA codeshare and try for evening departure from LHR as the day of arrival will be a very long one in TYO with the morning arrivals. Note that you won’t get an early check-in at a Japanese hotel without paying for an extra night or a day rate.

      Also consider where you will be staying. NRT is a long way out but there is an express train into Ueno if you’re staying that side of the city. Taxis are very expensive in general so try to avoid. Tokyo is also a very big city and transferring from one side to the other takes time and levels of patience you may not have when jet lagged with kids so pick hotel accordingly.

      Coming home I’m not sure there’s much in it timings wise so pick based on location. If you’re connecting from elsewhere in Japan then HND will be best as most domestic flights use it although it is the earlier departure.

    • BJ says:

      In CW little difference in seats except configuration. 777s are horrible but reliable, 787s are new but have reliability issues. Still, I would opt for 787 simply because it goes to Haneda.

      • Kevin says:

        It is the 777 that goes to Haneda.

        It’s very easy to get from Haneda into Tokyo but it’s an earlier flight time coming back (08:50).

        One way to get an early check in for a Tokyo hotel is to book through Emyr at Virtuoso. We got a 9am check in at the Peninsula and got there from Haneda at exactly 9am.

  • BrianN says:

    Anyone else been having issues transferring Avios to/from Avios.com to BA?

    Keep getting this error message on both websites on my mobile.

    “Your session has timed out, please log in again”.

    • Mikeact says:

      I cleared it by re booting.

    • Stuart P says:

      Had this repeatedly on my mobile but worked first time on my laptop. “Request desktop version” on mobile Chrome didn’t help so but sure what was causing it.

    • RussellH says:

      This is some sort of Javascript and tracking issue, I believe. I always get this these days using Firefox if I forget to pause Ghostery first.
      This is on a computer, though – not a phone – I do not have a phone with a working web browser.

  • Craig says:

    OT: I seem to have kept Marriott Platinum even after account merge. When will this likely expire, 2019 or 2020?

  • Ian M says:

    Let’s hope this Avios account/BAEC merger goes a lot more smoothly than the disastrous Marriott/Starwood one!!

    • TGLoyalty says:

      Have to be honest haven’t noticed any issues myself accounts combined myself though the link on the website, correct status, all my points, nights and certificates etc correctly accounted for.

      But with any IT change a couple weeks of difficulty really isn’t that bad.

      • Ian M says:

        An awful lot of people are having problems.

        I’m missing 14 nights from my YTD count.

        I’m missing 610k points.

        Stays on 15-17 Aug, 17-21 Aug and 21-22 Aug haven’t posted.

        The majority of the time none of my forthcoming reservations are showing.

      • Alan says:

        Much worse for me, couldn’t login to SPG account for days, lots of details missing, combine accounts fails without warning midway – plus of course the TP shenanigans. While thing seems very rushed to me, think they would have been better doing it later in the year once they’d done some more work.

  • Brian S says:

    Anyone else noticed that the points transfer from IHG Credit Card to IHG Rewards club account has not happened this month so far?

    • Genghis says:

      Yes. Others I’ve spoken to have reported this as well. I’m going to chase Creation and IHG today. Some intern probably forgot to upload the file.

      • Brian S says:

        It’s normally almost instant when the statement is generated. I’m not desperate for the points but I do like to see my balance grow (vanity ????)

      • Crafty says:

        Looks like it’s all of us. Thanks for chasing please do report back.

      • Simonbr says:

        I spoke to Creation, who referred me to the IHG rewards club. They tried to send me back to Creation! When I protested they acknowledged several others had called this morning regarding missing points and agreed to escalate the complaint by emailing their “investigation team”…

    • BJ says:

      +1 and waiting for my signup bonus.

    • Craig says:

      +1

    • Mark2 says:

      Me too. I notice that the credit card points seem to be counting for status FWIW.

      • Brian S says:

        They have always done, I have achieved Spire via this route as I’ve only had 22 nights but managed to rack up 112k in Elite points so far.

        It really is a great credit card.

        • Simonbr says:

          +1. Thanks for chasing. Do IC hotels offer two upgrades to Spire Ambassador guests or do they tend to ignore the high elite part?

        • Genghis says:

          Just one would be guaranteed on paid stays.

      • Alan says:

        Yep they always have, I’d never achieve it through stays with them!

    • New Card says:

      +1

    • TGLoyalty says:

      Yea thought it was strange as normally very reliable. Has to be the month where I’m hitting spire elite aswell

      • Alan says:

        Indeed, they always came through 24h or so prior to statement being generated IME.

  • BJ says:

    OT: There is a comment on FT stating that Hilton points and money reservations do not qualify for the 2500 M&M bonus. I was hoping this would just apply to full award stays but it seems not. They are not listed amongst exclusions in T&C so poor from Hilton.

  • GeoffGeoff says:

    OT: is there a bonus for adding a first supplementary card to an existing Amex Gold card? I seem to remember there is but can’t find any details. TIA.

  • John says:

    Hi,

    Completely unrelated (but couldn’t post on the relevant posts) but does anyone know if tickets bought with the 90,000 Iberia Avios can be changed/ refunded? Worried that they won’t be re-credited. Anyone cancelled/ changed any of the tickets themselves?

    • Rob says:

      These were super-discounted no changes, no cancellation tickets, so no (assuming you just bought the cheapest tickets online). If you bought a refundable ticket because you needed one anyway then normal ticket rules apply.

      • Jonny says:

        Thanks for the response. But apologies should have been clearer. I’m referring to the tickets bought with the 90,000 Avios (on Iberia metal). If I cancel one of these reward tickets will the miles be refunded, or is a change possible? I’m worried that because these are restricted Avios from an offer Iberia has been trying to back out of, that other rules may apply.

        Thanks.

        • Mikeact says:

          I’ll let you know after their December deadline! We’ve booked two Business to S America, but ideally we’d like to change the country, but as local flights are easy to come by, we’re not too bothered, but I might call them in January all the same.

        • Russ says:

          I’ve canceled Iberia metal flights made with the promotional avios twice now due to a date then destination error. Both times they were refunded promptly minus 25euros per booking admin fee.

        • Jonny says:

          Cheers- great to hear!

        • Tom1 says:

          I can’t see how they will police this.

          Say I add 30k more avios to my account to top up the 90k via that promo.

          I book flights using that 120k and then want to change/cancel the reward flight. Do you think their IT will be able to handle the fact that 90k came from the promo and treat them differently from the other 30k?

          Tate another example. Assume I earn another 90k between now and December. Make two separate reward bookings. How will they know which ‘pot’ of points the two bookings were made from?

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