Maximise your Avios, air miles and hotel points

ENDS SUNDAY: Get 12,000 to 30,000 sign-up miles with the Virgin Atlantic credit cards

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You have only a couple of days left if you want to take advantage of the impressive special offer on the Virgin Atlantic Reward and Reward+ credit cards.

This is the biggest bonus that Virgin Atlantic has EVER run on these cards.  If you have not already applied then this is the ideal time to jump in.

Until Sunday 30th June:

you will earn an extra 7,000 miles (12,000 miles in total) on the FREE Virgin Atlantic Reward credit card 

you will get an extra 15,000 Flying Club miles (30,000 miles in total) if you take out the Virgin Atlantic Reward+ credit card, which has a £160 fee

You can apply here.

You have two choices – 12,000 Flying Club miles for free on the ‘no fee’ card, or 30,000 Flying Club miles for £160 on the paid card, plus an exceptionally high earning rate for the next 12 months.  It is up to you.

If this article sounds familiar it is because it is based on the one I used when this offer last ran.

Here are the details:

The free card

The free Virgin Atlantic Reward credit card is a Mastercard which earns 0.75 miles per £1 spent.  The representative APR is 22.9% variable.

New sign-ups to the Virgin Atlantic Reward Credit Card will be able to earn up to 12,000 miles:

  • 5,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 7,000 miles when you apply on or before 30th June and you spend £1,000 on the card within 90 days of opening the account

This means that you are earning 12,000 Virgin Flying Club miles – which are worth around £120 if redeemed for long-haul premium flights – for free.

Virgin Atlantic Reward credit card

The paid card

The £160 Virgin Atlantic Reward+ credit card is a Mastercard which earns 1.5 miles per £1 spent.  The representative APR is 63.9% variable including the £160 fee based on a notional £1200 credit limit The interest rate on purchases is 22.9% variable.

If you take out the Virgin Atlantic Reward+ credit card you will be able to earn up to 30,000 miles:

  • 15,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 15,000 miles when you apply on or before 30th June and you spend £3,000 on the card within 90 days of opening the account

With this deal, you are receiving 30,000 Virgin Flying Club miles, which are worth around £300 if redeemed for long-haul premium flights.

Virgin Reward Plus credit card extra bonus

The Reward+ card remains the better deal in my view.  Whilst the sign-up deals are roughly equal (12,000 miles for free vs 30,000 miles for £160), once you have the Reward+ card you are earning the superior 1.5 miles per £1 whenever you shop.  You also trigger the upgrade and companion vouchers more quickly.

Can I apply for the other card if I already have a Virgin Atlantic credit card?

It seems not.  Virgin Money has recently added this clause to the application form:

“I am not an existing Virgin Atlantic Credit Card customer and I have not closed another credit card issued by Virgin Money in the last 6 months.”

It is frustrating that Virgin Money is not offering an upgrade route for people on the free card who are now willing to pay the annual fee in return for the higher earning rate.

How do the upgrade and companion vouchers work?

Each year you can earn a special extra reward.  Your reward is triggered IMMEDIATELY upon hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

Unlike the British Airways American Express cards, the rewards vary depending on your tier in the Virgin Flying Club scheme.  If you have elite status, you get a better reward.

This is what you can pick from:

All Flying Club members

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Economy, or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Silver status

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Premium or Economy, or

A Virgin Clubhouse lounge pass for Heathrow or Gatwick (requires a same-day Virgin Atlantic flight), or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Gold status

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Upper Class, Premium or Economy

TWO Virgin Clubhouse lounge passes for Heathrow or Gatwick (require same-day Virgin Atlantic flights)

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Taxes and charges are due on ‘free’ 241 seats in the same way as the British Airways American Express 241 vouchers.  Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date.

Some tips on applying

Do NOT use the ‘pre-approval checker’ on the Virgin Money website.  It is a joke.  It is designed for Virgin Money’s mass-market cards and is likely to reject you for being too wealthy and so unlikely to pay interest.  Apply directly.

If your full application is rejected, this can often be overturned if you appeal in writing. Write to Virgin Atlantic Credit Cards, PO Box 10609, Wigston, LE18 9HA with a couple of paragraphs expressing your dismay, referencing your Virgin Atlantic status and/or that you had the old MBNA credit cards, and outlining your income and lack of non-mortgage debts.  They will reconsider and you will normally end up being successful.

Conclusion

This is an excellent sign-up bonus.  If you haven’t taken out one of the new Virgin Atlantic credit cards yet, I doubt you will see a better deal than this.  I genuinely don’t know how Virgin Money / Virgin Atlantic can afford such a bonus in the world of 0.3% interchange fees, and you should take advantage before they realise.

The £160 Reward+ card is the better overall package because of the high earning rate and the long-term spending bonus triggered at just £10,000.

However, even if the Reward+ card is not for you, EVERY Head for Points reader should think about picking up a cheeky 12,000 Virgin Flying Club miles by getting the free Virgin Atlantic Reward credit card and spending £1,000 within 90 days.

You can apply for either of the new Virgin Atlantic credit cards via this link.  Remember that the deadline is Sunday night.

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points. The site discusses products offered by lenders but is not a lender itself. Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as an independent credit broker.


How to earn Virgin Points from UK credit cards

How to earn Virgin Points from UK credit cards (April 2024)

As a reminder, there are various ways of earning Virgin Points from UK credit cards.  Many cards also have generous sign-up bonuses.

You can choose from two official Virgin Atlantic credit cards (apply here, the Reward+ card has a bonus of 15,000 Virgin Points):

Virgin Atlantic Reward+ Mastercard

15,000 bonus points and 1.5 points for every £1 you spend Read our full review

Virgin Atlantic Reward Mastercard

A generous earning rate for a free card at 0.75 points per £1 Read our full review

You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.

American Express Preferred Rewards Gold is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express comes with 40,000 Membership Rewards points, which convert into 40,000 Virgin Points.

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Small business owners should consider the two American Express Business cards. Points convert at 1:1 into Virgin Points.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Virgin Points

(Want to earn more Virgin Points?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

Comments (65)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Travel Strong says:

    Cancelled my rewards card and my old virgin money card this week. Loyalty appreciation and customer service has been awful since the moment I applied for the rewards card. I’m glad to be gone.

    It does make you appreciate how great Amex customer service is, in comparison. I actually enjoy calling Amex. The joy of working with empowered, capable staff.

    No matter how capable the virgin staff may be, they never get a chance to show it – as they are burdened by poor systems and the Computer Says No at every turn.

    Amusingly, after cancelling my rewards card on the phone, they could not cancel my old VM card, despite seeing it on their system… as they had not sent me a new card 1yr ago, and therefore I could not tell them the card number or expiry and was kicked out for failing security… despite being the same person who just passed security for the other card 3 minutes earlier. I had to write to them, of course.

  • Artem says:

    My biggest gripe with Virgin Atlantic card is that they still don’t support Apple Pay and Google Pay. They even don’t give the estimated date. Poor show. It’s 2019 FFS!

    • The Original Nick says:

      Who cares about Crapple pay and Giggle play, Just be normal. Crapple will be out of the game for 5G for a lot longer than others too.

      • Artem says:

        Imagine you’re queuing as you do almost everywhere in London. For a coffee, a quick bite, at the station barriers. You catch on your emails and message a friend on the phone. Now it’s your turn. Would you prefer to pay by
        1) touching the phone that’s already in your hand, or
        2) Put the phone in your pocket. Pull out your wallet, pull out the card and pay?

  • Paul says:

    Just got my 30k and have a similar number of Avios. After terrible flights to Canada with BA recently in PE & CW now looking to use Virgin going forwards and build points up there instead – can I move Avios back to Amex from BA and then out again to Virgin Miles?

  • Abhi says:

    Can you transfer your miles into a separate account that is not in your name?

    • Rob says:

      No, but if you ring Virgin when redeeming the call centre is happy to pull miles from two accounts as long as both are on the phone at the same time.

      • Abhi says:

        Ok thanks

      • Matt B says:

        I don’t think that’s true, I’ve tried on numerous times (well at least 3) to get them to do this over the phone and was refused.

        My wife happened to sit next to someone who worked in the call centre at a wedding who confirmed this is policy. She said it can be done on the system, but they are told not to do it unless customers are gold. Then she offered to actually help us out but by then I had enough on my own to book.

        You may get lucky but I wouldn’t bank on it.

        What they will let you do is book whole legs only by sharing miles. So if for example a couple needs 100k (4 x 25k) for a return you could do:

        A) person 1 uses 100k of their own
        B) person 1 uses 75k person 2 uses 25k
        C) both use 50 k

        You can’t do person 1 uses 80k and person 2 uses 20k

      • stevenhp1987 says:

        Only if you’re gold. For us normal folk they only let you use points from two accounts if each account had enough for their own ticket.

        It’s meant I’ve had to transfer clubcard points to my/wife’s account before.

  • Harry says:

    Virgin Atlantic is full of hype. Their web site proudly proclaims “Always looking for ways to make you better off”, “Delivering service that’s about smiles, not sales” and “Helping make a difference beyond banking”. Well, I got a Rewards card and made the required spends to go over the £1000 threshold within 90 days for the 5000 bonus points. Then guess what, a day or two later Virgin increased the bonus offer to 7000 points from the 5000 previously offered. When US cards do that they invariably match cardholders who recently [and that usually means within three months] took out a new card with a less favorable offer. I wrote to Virgin asking to give me 7000 miles as a goodwill gesture. The response was a stiff unsmiley “We can confirm we are unable to credit you with extra miles and we will honour the offer you had when you opened your account.” Like thanks for confirming you will honour the offer but what about “Always looking for ways to make you better off”, “Delivering service that’s about smiles, not sales” 2000 points will not make or break me but I won’t touch Virgin banking again! They didn’t even say if you spend another £xxx withion the next 90 days we will award you the increased bonus. Wouldn’t that have been smarter marketing?

    • Travel Strong says:

      Left a very bitter taste for me. I missed out on tens of thousands of points – all because I signed up as soon as the card was announced, and therefore was not entitled to ‘targeted’ offers given to all the other MBNA cardholders who hadn’t yet applied.

      • Paul says:

        You win some you lose some I suppose. If you both were happy signing up to T&C’s at time of application stop your whingeing – I don’t ask Esso for more petrol or a refund as a gesture of goodwill if the price of a litre drops after filling up my car!

        • Shoestring says:

          +1 can’t stand whingeing

        • Genghis says:

          Or for a refund on shares if the share price falls. Tough titty. You were happy making the deal at the time at that price.

          • Freddy says:

            Cancel and reapply at the next incentive wave….give it 6 months

          • Travel Strong says:

            That is of course the sensible reaction, and the one I have taken. Whilst some may not “like” to read of my displeasure at their strategy, I think it is worthwhile sharing opinions openly – and my opinion is that their strategy and terrible application decisions will turn off otherwise loyal customers. ‘Tough titty’ for me sure, and i’ll hope to snag a better offer, with better acceptance, from an improved service, in the future!

      • Ali says:

        does anyone know if there are still bonus points for those who had the old MBNA Virgin Atlantic cards?

  • AndyGWP says:

    Does anyone know where the T&C’s are for the Virgin upgrade vouchers?

    (or does anyone know where we stand with using on non-Virgin metal, or for flights whose starting points aren’t ex-UK)

  • Optimus Prime says:

    I cancelled my Rewards+ card on mid December, applied today and rejected 🙁

    • Freddy says:

      Plenty of other cards in the sea

      • Shoestring says:

        yep but the point (assuming OP has good credit score etc) is that it might be best leaving a fair while longer than 6 months between Virgin cards

        plus of course always using a different email address as it would be silly/ avoidable to be tripped up over that one

        • Optimus Prime says:

          Yes, do have good credit score. Would have been my third card since they rolled out the new ones. Forgot about using a different email address this time, haven’t caught up with comments this week… still chilling out in Ikos Dassia in Corfu. Totally recommended . Many thanks to Simon W for advising to book in dinners quickly!

  • The Original Nick says:

    I applied for the free cards for both my Mum And Dad last Saturday and are both being considered. They’ve notv heard anything yet. Any suggestions please?

    • Tom1 says:

      I applied last Sunday and have just received a rejection email this morning.
      Already have premium card (still active), which I’ve had for more than 6 months.
      Looks like they are enforcing the ‘new’ customer rule?

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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