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The new HFP chat thread – Thursday 6th August

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We have decided to run this new daily chat thread on Head for Points.

Historically, the daily ‘Bits’ articles were the de facto repository for random comments and questions.  It is unlikely that the news flow will be so big over the next few weeks that we will need many ‘Bits’ articles, however.

The comments under this article are where you should post questions about travel and, indeed, anything else on your mind.  At this tricky time, and given that many of you are stuck at home self-isolating, we want the HFP community to have a place to chat.

Please only comment under the main articles on the site if your comment is directly related to the topic of the article.  This has long-term benefits as its keeps the commentary relevant for people who read those articles in the future.

By default, HFP shows the last page of comments under the article.  If you want to see the first page of comments and read them all from beginning to end in order, click here:  The page will refresh with this article but the comments will now show the first page and not the last page.

Old chat threads are hidden from the HFP home page.  If you want to look for something in an old thread, click here.  This brings up all the articles in our ‘General’ category which includes the chat threads.

Comments (265)

  • DaveL says:

    How much do small shops actually LOSE by accepting Amex vs MasterCard/visa? I’ve had a couple of upset shop owners recently when I’ve tried to pay with Amex, but with the interchange caps I though the difference now would be minimal. Are they misinformed, or does it still cost them an arm and a leg? If it’s significant, I’d rather do right by then than earn an extra couple of MR points. Thanks

    • Jonathan says:

      We’re just signing up with a card company and our rates are 0.5% debit cards, 0.8% visa/MasterCard and 1.9% Amex.

    • Andrew (@andrewseftel) says:

      Interchange cap affects how much the card issuer earns, not how much the acquiring bank charges the merchant. In theory competition means the saving gets passed on, but in practice…

  • BJ says:

    Arrivals from Belgium and Bahamas being subject to quarantine.

    • Heathrow Flyer says:

      And Andorra!

    • Anna says:

      Bahamas shot itself in the foot by allowing its residents to visit Florida and not having them quarantine on their return. It caused another COVID outbreak.
      How many people even live in Andorra?!

  • Vit says:

    Anyone has used Amex to pay UK bank account via Xoom (paypal service) before? Understood there is a small charge along with that. Would amex charge you extra on top of that?

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