Barclaycard tweaks Avios earning on its credit cards

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• kt74 says:

  7 Apr7 April 12:44

  Barclaycard has done this to their Select Business Card too, which I took out after seeing it on HfP. It is another nail in the coffin for that card. My credit limit is one-eighth of the limit of my Capital on Tap. Their recent promotion was triple rewards until end of March, for which I spent / paid off / spent 2-3 times because of their pathetically low credit limit. Presumably, with the new reward earning limit, you’d only be able to do that 1.33 times to get to their 4x limit. And Barclaycard (both personal and business cards) still ranks as the worst of my card providers for IT functionality, website usability and random declines. Really is just poor.

• Andy says:

  7 Apr7 April 14:30

  I am one of those who may have triggered this, spending around 5 times by limit when I bought my wife’s car using the card after I opened it, netting around 150,000 Avios in the process plus the sign up bonus. The cap seems sensible though and with my limit I’m likely to simply plan spending a little better to avoid this in future should the same situation arise again.

• trader363 says:

  7 Apr7 April 16:02

  Andy – if I may ask, what car was it? And which dealership let you pay £100k on a credit card? Am buying a BMW from Heathrow soon and they are telling me only debit card to bank transfer above 20k

  • Andy says:

    8 Apr8 April 07:48

    Porsche 911, Porsche Glasgow accepted payment that way (but not using Amex).

• R says:

  7 Apr7 April 16:22

  I have a £30k limit but have not so far gone over a £60k monthly spend, for fear of provoking questions or a restriction like this. Perhaps I have been too cautious ! I don’t want to boast (but I will) as I got the card around 6 months ago and have so far earned 540k Avios (without the 100k bonus that I am still waiting for). It’s a great product !!

  • Swiss Jim says:

    7 Apr7 April 18:21

    Sorry to disappoint. 540K isn’t huge.

    • R says:

      7 Apr7 April 20:49

      Does a larger amount not trigger any queries from Barclaycard ?

    • QFFlyer says:

      8 Apr8 April 02:01

      What does it matter? 540k could be heaps to someone and nothing to another, it’s all relative. It’s still not to be sniffed at, imo.

    • David says:

      8 Apr8 April 10:16

      Er, yes it is Jim!

• Mike Hunt says:

  7 Apr7 April 18:26

  The article states” You cannot earn Avios on B2B purchases made with the Barclaycard Avios cards” – believe you me you can !!!

  • Rob says:

    7 Apr7 April 21:40

    Of course you can, but it is against the terms and Barclaycard is now starting a process of weeding out people who do it.

• Katy says:

  8 Apr8 April 09:29

  Can you please remind me of sign up
  Bonus for each? Also how long do you have to not have had a Barclaycard for in order to be eligible? In your article, you mention the upgrade voucher changing to 7000 bonus avios, or have I misunderstood that?

  • Rob says:

    8 Apr8 April 13:13

    6 months with no Barclaycard AND 24 months with no Avios Barclaycard, to get a bonus.

    Voucher will soon be swappable for 7000 Avios for new ones.

    • Katy says:

      9 Apr9 April 00:25

      Thank you! I may well wait for another mega sign up bonus….

• Soflad says:

  9 Apr9 April 19:54

  Can I ask, why would B-Card not want B2B purchases? I mean if a company spent 20k say via one internet company and say this was Amazon, Barclaycard would receive 2% from retailer selling on Amazon; a cool £400. Then take someone using for just personal and they pay just £2k they only receive £40… What are they buying avios for off One world alliance? I do not understand why they would try and restrict..?

  • Rob says:

    10 Apr10 April 00:17

    You are mixing this up.

    Reasons you can’t use a Business credit card to do PERSONAL spending – Waitrose etc has to pay an extra 1.5%-2% in interchange fees, and to see off Government curbs on commercial cards, the card companies are expected to close down people who do this.

    Reasons you can’t use a Personal credit card to do BUSINESS spending – card company loses out on the higher interchange fee, you are wrongly giving yourself Section 75 legal protection for your purchases, when this is only meant to be given to personal purchases

• R says:

  11 Apr11 April 06:53

  The new T&C say “You can earn up to four times your credit limit in Avios in any statement period”. I assume that this means that with a credit limit of £30k, I could only earn 120k Avios, not the 180k Avios to which £120k spend on the paid card would entitle me (i.e. its 4x credit limit in Avios, not Avios on spend of 4x credit limit)?

  • Rob says:

    11 Apr11 April 10:18

    120k, yes, per month.

    • R says:

      13 Apr13 April 22:53

      So for ultra-high spenders, potentially no benefit to having the paid card?

      • Rob says:

        13 Apr13 April 22:55

        Depends what credit limit you get. £25k limit still lets you earn on £1.2m per year of spend.

        • R says:

          22 Apr22 April 22:48

          Sorry, only just saw this ! So if you can earn on £1.2m SPEND, that means potentially 1.8m Avios with the paid card? Not just 4 x 25k x 12 Avios, but the Avios on 4 x £25k x 12 spend? Just want to be clear. The new t&c seem a little ambiguous, but seem to suggest the former, which was your 1st answer.

        • Rob says:

          22 Apr22 April 23:10

          You can earn on 4 x your credit limit per month so, yes, on a £25k limit you could still earn 1.8m Avios per year on the Plus card. None of this must be obvious B2B spend though.

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