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Forums Payment cards American Express Declined for Platinum Amex? Reply To: Declined for Platinum Amex?

sloth 315 posts

How long you have been with your bank is a standard question which tests your financial probity. Someone who has banked with the same bank for 20 years simply looks more reliable than someone who has only been with their current bank for 6 months.

It is also, potentially, a way of flagging up potential churners at an early stage. People who move their current account every year for a new bonus are almost certainly going to do the same with a credit card.

You don’t say if you earn £50k or not.

I think we can be pretty sure they don’t earn £50k as that seems to be the one deciding factor in all these Amex Plat declines recently

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