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I got an email with the code in within a couple of days of the switch completing (and other requirements met). All in all, easier than I was expecting!

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Thanks for the info! It’s a shame they removed bumble & bumble

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Alex G wrote:

←

Thanks

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tw33ty wrote:

You’re only ever going to earn 1300 avios a month with the monthly spend cap, but there are ways to ms that amount, but the cap and the fee after six months means it’s not really worth the hassle.

Where are the details of this cap? Thanks

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has anyone actually confirmed that payments to HMRC attract the cash advance fee?

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Surprised that paying HMRC would attract cash advance fees. How could it be construed as a ‘cash advance’? Weird.

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petter2 wrote:

6012 charge via curve fronted on Wednesday, and still no cash fee.

For those of you who got charged, is the transaction in the virgin app showing as cash or purchase?

How do you find out what the MCC code is? I can’t see where either Curve or Virgin tell you. Virgin’s old website dashboard used to say but I don’t see it now in their app.

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shouldn’t make a difference whether A or B as Curve passes the MCC of the transaction through so it will be categorised the same on Virgin’s side. Historically I’ve topped up Monese with Virgin via Curve without fees.

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anyone seen fees hit yet?

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Quite frustrating as I had around £10k to put through in the coming days. Wonder if it’s implemented right now or could i get away doing it today/tomorrow.. hmm

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Great stuff, thank you.

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defender90 wrote:

Another interesting datapoint – I took the card out in October 2021 and was offered 50k MR today when I asked to downgrade to gold. They did cite a relationship of a few years so I think that it’s not just time with platinum, but more time with Amex in general and spend history that counts

Was this via chat or phone?

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Nice and easy to top up Monese with Virgin card via bendy

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I assume, like with other HMRC payments, they are happy for you to split the balance up into multiple transactions?