Maximise your Avios, air miles and hotel points

Forum Replies Created

  • in reply to: Bank account switching – Co-Op bank bonus
    rio

    If anyone wants referral details, feel free to email me on canter20205 at gmail dot com!

    sent an email

    I had this problem on Chrome, probably due to the adblocker etc plugins I had installed. Switched to clean Edge for TCB and its much better

    I had a similar situation, cancelled Barclays CC in June and therefore not eligible.
    I will just wait until the next opportunity.

    in reply to: Bank account switching – Co-Op bank bonus
    rio

    Actually to avoid my credit rating dropping a lot, I just read on the MSE website that “basic bank accounts” don’t do a credit check. So I’ll open one with Santander before switching to the Co Op.

    I have done few switches and generally new bank accounts don’t influence your credit score. I do opt out of overdraft if there is such a choice.

    in reply to: Monese Gift Cards – 20% Off September codes
    rio

    According to my account the gift card offer has been available on:

    27 Sep 21; 19 Oct 21; 13 Nov 21; 25 Nov 21; 9 Dec 21; 29 Apr 22; 20 May 22; 16 Jun 22; 28 Jul 22; 28 Sep 22; 28 Oct 22; 25noV22

    That is often and I am sure that I missed some at the time probably Aug 22.

    Now that statement credit offers for Morrisons have dried up this is useful especially when getting 20% and perhaps 10% on another quota in return for £4.95 per month.

    And I don’t understand why they are giving me money like this, but am very happy to accept it.

    There was one on 6th Sep 2022 and nothing in August
    I guess they give us money to attract more customers while getting investments from venture capital and potential IPO.
    Don’t expect it to continue forever but take it while its available 😀

    rio

    Any data points on how fast after getting a Gold CC Amex allows upgrading to Platinum?
    I was hoping to upgrade straight away for the 40k offer, but was told that I’m not eligible. By doing this I messed up my 24 month reset being 6 month in. Now just waiting for upgrade opportunity but if it takes a year then probably better to cancel and start the 24 month clock again.

    1. You need to have held the gold card for a year according to the Amex personnel I spoke to. This is something others here have also heard. Worth noting the t&cs don’t say this (or didn’t when I last checked).
    2. The offer is 20k points now, as JDB mentions.

    Thank you,
    I guess I will wait till 1 year anniversary (3 month in) rather than starting a 24 month clock

    rio

    Any data points on how fast after getting a Gold CC Amex allows upgrading to Platinum?
    I was hoping to upgrade straight away for the 40k offer, but was told that I’m not eligible. By doing this I messed up my 24 month reset being 6 month in. Now just waiting for upgrade opportunity but if it takes a year then probably better to cancel and start the 24 month clock again.

    Isn’t the offer 20k now?

    It was 40k when I opened Gold CC couple of month ago

    rio

    Any data points on how fast after getting a Gold CC Amex allows upgrading to Platinum?
    I was hoping to upgrade straight away for the 40k offer, but was told that I’m not eligible. By doing this I messed up my 24 month reset being 6 month in. Now just waiting for upgrade opportunity but if it takes a year then probably better to cancel and start the 24 month clock again.

    in reply to: Monese gift card codes
    rio

    Thanks @rio

    £30? How so? (Not that I’m complaining). £10 is the standard?

    That is what I saw in the app. On second look it says ‘up to’ and there are 2 bonuses, first after first transaction and second after spending £500. Its not clear to me what is the split. I got £30 (20 + 10) back in Feb when I opened my account.

    in reply to: Stoozing vs rewards cards
    rio

    another angle to look at
    lets say I have a £10k 0% for 24 month, spend £10k in the first year and hold it for year 2
    in year 2 you could get £500 (5% 1yr fix) risk free without additional spending, so this wouldn’t compete with your reward card spend

    in reply to: Monese gift card codes
    rio

    Is there a soft or hard credit search for monese applications?

    I don’t see either hard or soft check in my credit file. According to Monese there are no credit checks – https://monese.com/gb/en/features/account-opening

    Feel free to use the following code for extra £30
    RINAL459

    Has anyone that has a standard Barclays current account applied for Premier in order to take part in this offer?

    If so – do you mind if I ask what questions it asks within the app to do this as an upgrade? Does it ask for a salary declaration, or does it ask you to confirm that £x amount will be going into the account each month / OR £100k invested in savings.

    Thanks very much in advance.

    I did it yesterday, in the app there was an option to upgrade, you can see the questions there (you will have to confirm before you proceed with the actual upgrade)
    It asked what is your net monthly salary and annual gross salary. since my net monthly was higher than £3330 required I adjusted the gross slightly upwards to 75k (not sure if this is necessary) and was upgraded instantly.
    Unfortunately I cancelled my Barclaycard 3.5 month ago and wont be able to get 100k avios

    if your Barclays account receives more than £3330 per month (which is a lot less than 75k gross) you can upgrade to Premier in the app

    in reply to: Monese 20% off gift cards is back again
    rio

    Any way to put notification/email alerts on threads here? I only got the email 19:29

    I used to get delayed emails on Gmail app, changed to Outlook app and started to get email notifications in time
    If anyone needs a referral code: RINAL459

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