Maximise your Avios, air miles and hotel points

Forum Replies Created

  • RTS 125 posts

    I get this on the chrome browser. use edge.

    in reply to: The HSBC Premier Mastercards thread
    RTS 125 posts

    Anyone aware of any transfer bonuses for hsbc reward points to avios?

    in reply to: PMI to LCY via AMS (48hr layover)?-
    RTS 125 posts

    I should note, the query is relating to KLM redemptions via VFC.

    in reply to: Update on the Nectar to Avios conversion
    RTS 125 posts

    I had the same issue with P2. Contacted nectar on LC and they needed to refresh the card or something. solved it instantly.

    in reply to: Thailand in the UK summer holidays
    RTS 125 posts

    Book a night out in Elite and/or Pimp 😉

    in reply to: Hong Kong hotel recommendations
    RTS 125 posts

    The Hilton in Mong Kok is very reasonably priced.

    in reply to: Copenhagen hotel recommendations
    RTS 125 posts

    Thanks for this!

    in reply to: HMRC and Council Tax Amex workarounds?
    RTS 125 posts

    Same here, in fact I’ve just been wondering when the bill is going to land!

    Beat this:

    Council tax: £3,546.84
    Water: £505.80
    Sewerage : £586.98
    Total: £4,639.62

    Edinburgh council don’t (easily) take Amex but it gets me a good chunk of my required spending for the Virgin Atlantic card.

    Sounds like the next HFP party can take place in your chateau 😀

    in reply to: Amex has cancelled all my cards!
    RTS 125 posts

    @Metty

    Sorry to hear this. I hope there will be a resolution or at least some closure in due course.

    I can’t remember the number of times I have been banned or had cards cancelled by Amex. Bottom line is I still have a account with them despite this.

    In my case I can’t really blame them – I didn’t do anything that broke the T&Cs as such (and I did examine them) but I did loads to up the points I was earning. It was child’s play to empty out the (exceptionally generous) credit limit in one fell swoop and reload, playing the referrals game, loading offers to each card via the URL, Curve, paying off the balance with gift cards and points earning credit cards and so on. I triggered multiple manual credit / financial reviews which meant the cards got suspended but I kept passing them. They would ask what I was spending so much on in supermarkets a month and I just said shopping, which wasn’t untrue.

    It is standard for them to give the 60 days notice and suspend the cards immediately. It doesn’t stop use of the other services that come from being a cardholder like insurance, lounge cards etc but if they don’t like anything about the way the cards are used, they can do that.

    The reason they couldn’t uphold the closures was for doing it improperly. There is a way to escalate complaints. Appealing on the basis of being a good, loyal customer won’t work because they already decided you’re an undesirable customer and want to terminate the relationship. Appealing on the basis of them doing something that breaches the terms or principles of fair treatment is more likely to get you somewhere, but you need to be read up on the rules and have a compelling argument.

    Loyalty doesn’t mean anything if they don’t want the custom, in a lot of areas you’re rewarded for the opposite if a company thinks it’s best to make a marginal amount out of you than nothing at all. If the product is bringing a benefit to you, as Amex tends to then the customer service can be overlooked. No point in cutting of your nose to spite your face.

    Good luck with it.

    Tf you could pay off amex with a GC ?!

    There was a window when they accepted those grubby Pay.com £25 gift cards. Probably others too but normally the gift card providers block you from doing financial transactions as I suspect their business models rely on the cards not being completely emptied out.

    Ah wasn’t there a £2.95 charge on those to load them?

    in reply to: How long do points take to post to VFC ?
    RTS 125 posts

    Yes, just checked with LiveChat. VFC is linked. She fobbed me off with the “up to 90 days”

    Agent specific.

    in reply to: Amex has cancelled all my cards!
    RTS 125 posts

    @Metty

    Sorry to hear this. I hope there will be a resolution or at least some closure in due course.

    I can’t remember the number of times I have been banned or had cards cancelled by Amex. Bottom line is I still have a account with them despite this.

    In my case I can’t really blame them – I didn’t do anything that broke the T&Cs as such (and I did examine them) but I did loads to up the points I was earning. It was child’s play to empty out the (exceptionally generous) credit limit in one fell swoop and reload, playing the referrals game, loading offers to each card via the URL, Curve, paying off the balance with gift cards and points earning credit cards and so on. I triggered multiple manual credit / financial reviews which meant the cards got suspended but I kept passing them. They would ask what I was spending so much on in supermarkets a month and I just said shopping, which wasn’t untrue.

    It is standard for them to give the 60 days notice and suspend the cards immediately. It doesn’t stop use of the other services that come from being a cardholder like insurance, lounge cards etc but if they don’t like anything about the way the cards are used, they can do that.

    The reason they couldn’t uphold the closures was for doing it improperly. There is a way to escalate complaints. Appealing on the basis of being a good, loyal customer won’t work because they already decided you’re an undesirable customer and want to terminate the relationship. Appealing on the basis of them doing something that breaches the terms or principles of fair treatment is more likely to get you somewhere, but you need to be read up on the rules and have a compelling argument.

    Loyalty doesn’t mean anything if they don’t want the custom, in a lot of areas you’re rewarded for the opposite if a company thinks it’s best to make a marginal amount out of you than nothing at all. If the product is bringing a benefit to you, as Amex tends to then the customer service can be overlooked. No point in cutting of your nose to spite your face.

    Good luck with it.

    Tf you could pay off amex with a GC ?!

    RTS 125 posts

    yes

    RTS 125 posts

    didnt BA just report record profits?… seem to be doing ok if you ask me? 😛

    in reply to: Cash Advance fee on Virgin credit card
    RTS 125 posts

    It is fascinating to read the variety of comments interpreting the purpose of a post.

    I posted this purely to inform.

    I have no issue with the charge.
    I have not previously paid a charge for withdrawals of this nature.

    Out of interest, did the cash advance fee/charge hit your account immediately? or on statement generation?

    in reply to: Best way to manage Barclaycard Upgrade voucher
    RTS 125 posts

    I still have 4 of these I’m struggling to use ha.

    in reply to: Cash Advance fee on Virgin credit card
    RTS 125 posts

    Ohhh that’s good to know. 😀

    in reply to: New Business Card Question
    RTS 125 posts

    correct

    in reply to: Can you credit TAP flights to Virgin Atlantic?
    RTS 125 posts

    Yeah, sorry Virgin Atlantic. Oh wow, always thought they were star alliance lol. Never mind then! Learn something new everyday!

    in reply to: Can you credit TAP flights to Virgin Atlantic?
    RTS 125 posts

    Eh, always thought VA was star alliance… have they always been Skyteam?!

    in reply to: New £300 Platinum dining credit July 2022
    RTS 125 posts

    I used mine at Sketch. Got the email but still no sign of the credit 18th Jan until now.

    in reply to: HSBC transfer bonus
    RTS 125 posts

    Ah yes, Avios or VFC.

    in reply to: Cabin upgrade voucher
    RTS 125 posts

    @JDB Appreciate the check, thanks. We are on 144 hour Shanghai visa and leaving from Ningbo (Zhejiang) which falls within the permitted area of travel on that visa.

    We just recently used the 144 hr transit visa. Be prepared for a long wait whilst it is being processed. have all your proof of onward travel docs printed beforehand.

    in reply to: Temporary downgrade from Platinum to Gold possible?
    RTS 125 posts

    your hotel status’ gets retained anyways – so if thats your only concern, you’ll be fine for a while.

    in reply to: Platinum Harvey Nichols credit
    RTS 125 posts

    Bought 5x of the above-mentioned panettone (different expiry dates, but all within next two months) on Friday. Each one of them delivered in separate large box on Saturday. Still no sign of credit though.

    I never chase unless 90 days are up and they usually show up before that. What’s the point of wasting time on the phone/chat?

    what are the use by dates on these out of interest?

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