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chezkig wrote:

I am trying to use my Curve card via Virgin to pay off another credit card using the Curve metal fronted option and its not working.

cool story…phone curve/virgin and let them know

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Rob Burgess wrote:

I had always understood (and it’s in our review today) that supplementary cards on the HSBC World Elite Mastercard got the free lounge access. After all, they are charging you £60 for the card so you’d expect some benefits.

A reader dropped me an email today to say that he was recently charged after doing this in a lounge. It is possible that the lounge processed it incorrectly (ie only swiped one card and put down 2 people, which would trigger a £20 charge) but the reader says that both cards were swiped and the supp triggered the £20 fee.

Does anyone have any recent experience of using a HSBC WE supp in a lounge? Thanks.

obviously more crap HSBC IT, as yes thats my understanding and is what their website says. Didn’t they query this directly with HSBC?

currently going through the pain of adding a supp to my WE, purely for the extra lounge access, but wondering if I want the additional pain of chasing them up…

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Reney wrote:

Does anyone know if the Waitrose in Canary Wharf counts as waitrose or JL as I think upstairs is. JL.

Upstairs is JL, downstairs is Waitrose

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BuildBackBetter wrote:

Rob Burgess wrote:

All members of the HfP team get a supplementary Business Platinum card (£285 per year) as what passes for staff perks so they get lounge access, hotel status cards etc.

Just thinking out loud, it looks like a very good perk for employees – rather than force employees to spend an amount on a handful of ‘health & wellbeing’ merchants.
I guess it comes with car hire insurance and travel insurance too. That’s a perk many employees will be happy to have.

Does the travel and car insurance on Amex Business cards cover personal travel?

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davefl wrote:

Comrade Chag wrote:

Checked Wimbledon and Mitcham stores for Amazon gift cards. Both had none!

Anyone had any recent success?

Yes, loads at my local Morrisons in Manchester this week. Bought a few hundred, all activated fine and tracked through to Virgin CC cashback. Hasn’t tracked to PAW after 2 days though.

PAW didn’t track for me either back in December…had to chase them a number of times, but they eventually manually credited the missing points tbf to them

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I dont think you can

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Niall wrote:

The terms of the 20% discounts always state it is for cash or ‘cash and points’ bookings. They aren’t supposed to work on points prices. I see for two adults for those dates 56k room only or 72k b&b. There are the standard rates for the reward availability for the room. Where there are no rooms at the standard redemption rates it goes to that dynamic pricing thing where it’s purely based on the cash price times a multiplier. I have found in the past the 20% discount did sometimes apply on points only rates (when it shouldn’t), but only ever on the more expensive dynamic pricing rates. It’s never worked to take anything off the fixed rates.

Thanks very much for the explanation, I have definitely used it on points only bookings in the past but what you say makes sense so perhaps I was just lucky previously. Thanks again for checking

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surely thats a rather how long is a bit of string, no…?

im looking at one as I can get the complete package, ie car, servicing, insurance, road tax etc in one package through my work portal and its looking a very good all in price but common sense tells you the BIK is not going to remain so low for ever…

• This reply was modified 55 years, 7 months ago by .

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anyone have issues using the 20% off codes recently? im looking at the ME Ibiza and Innside Madrid for some nights in April, but when I apply the code its not giving a discount…it has always worked ok before

ignore me…its working on the cash price but not on the points for some reason. Would anyone else be able to check pls, 16-18 April in ME Ibiza. how many points are you quoted after the 20% discount? thanks

• This reply was modified 55 years, 7 months ago by .

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why are people applying for anything over the phone with HSBC? they are useless.you just apply online, much quicker and easier

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is the third section of this article new/relevant?

https://www.barclaycard.co.uk/personal/money-matters/rewards/what-are-air-miles

Making the most of a credit card that allows you to collect points

• This reply was modified 55 years, 7 months ago by .

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_aDifferentSimon_ wrote:

maybe it is that there is a new barclaycard coming with a partner Barclays has an existing relationship with??
(and you can only hold one barclaycard card?)

it is possible to hold more than 1 barclaycard although they dont really like and I feel you may be correct

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It works fine with curve and nsi but no longer use it due to the creation issues. You can also use it for cash withdrawals via curve but I only ever did small amounts very occasionally

I’m assuming you are asking in preparation for a new Barclays/ avios credit card?

• This reply was modified 55 years, 7 months ago by .

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Anyone who currently has has this years fee waived also has a supp card on the account? Is that extra fee waived also or you need to pay that? Thanks

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Flyer123 wrote:

Is Switching from Barclays Blue Rewards to Avios Rewards possible online or on the app ? Understand no sign-up bonus but monthly 1500 avios plus voucher still seems good value.

can do in the app, yes

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HarryP wrote:

Just general things like best places to stay i.e in naples or Pompeii , things to do, places to eat etc. Thanks

Spanish quarter for best street food. Trattoria vesuvio very good pizza. Also look for the funicular up to the castle, castle had amazing views of the city and don’t forget the 1 euro gelato…

• This reply was modified 55 years, 7 months ago by .

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rum wrote:

rum wrote:

Yikes, I realised I am in the same boat as you as well and will also be downgrading. Going to call them and will report back with an update.

Replying to myself here…

So far have spoken to 3 different people and have been on the phone a good 40mins, 38 minutes of which has been on hold.

Are HSBC really this bad? I know they’ve had some issues with staff, but not knowing what their own processes or procedures are is really pathetic for a Premier product. The first person I spoke to couldn’t distinguish between “downgrade” and “download”!!

they are appalling tbh, 99% dont know their a** from their elbow and is in no way a premier experience. I did eventually speak to someone based at HSBC Malta who was extremely helpful, knowledgeable and full of common sense. definitely an outlier tho

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rang at 11ish and got through in 14 mins…only blue

• This reply was modified 55 years, 7 months ago by .

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TGLoyalty wrote:

Firmly have to ask for a large goodwill gesture after the offer ends (you could use the offer proper up until it expires and get double) but that means you’ve then missed out £200 free if they flatly refuse.

so this is exactly why its harder to get amex to manually apply credits…

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mark2 wrote:

It says on their site that it takes 10 days to track as pending, but sometimes takes a bit later.

agreed, not panicking just yet… just wondered on others’ experience since its my first time with in store rewards

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thanks for answer, no the card is not registered against anything else apart from Natwest rewards so hopefully that is not causing the issue…

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No not received yet from 3 weeks ago…

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Andrew J wrote:

The general fabulousness of slapping down a Centurion card after lunch at The Wolseley is worth the annual fee alone.

Guessing it has less cache with Joan behind the counter in Greggs…

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rum wrote:

Any idea if this will affect the Avios rewards account? Given that the title mentions ‘Avios’, thought it was worth posing the question.

Not atm but would have thought either the earning rate will worsen or the monthly fee will increase next year. Either way I think I will take my upgrade voucher in March and then shut then account as I don’t see that much value anymore and will hope I can reopen 6/12 months later for a bonus (didn’t get one this time as already had the account)

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Genuine question…what benefits do you envisage using on the Centurion card that would justify the joining and annual fees? Not knocking you getting one, I’m genuinely curious?