Forum Replies Created
3rd December 2023 at 04:22 in reply to: Curve changes from November 10thTGLoyalty 348 posts
Think about it people…if you make a fronted transaction to a credit card and then move that same fronted transaction to another credit card, you are creating another fronted transaction. The fact that you went back in time is irrelevant. It’s too late now, but if you had GBIT to a debit card then you wouldn’t have been charged.
I can say for sure this is not how it use to work. In Aug-23 I maxed fronted to £10K (on CREDIT cards), then GBIT £4.5K to another CREDIT card (as per your understanding this should be considered as ‘new’ fronted and hence would have been charged 1.5% fee as total fronted would be £14.5K during the same month), BUT no fee was charged.
It’s not a new fronted transaction if you spent £4.5k plus another £5.5k on credit cards but then decided to GBIT the £4.5k from one credit card to another. Only £10k was spent.
Or are you saying you spent £10k on credit cards plus £4.5k on a debit card then moved that £4.5k to a credit card? Because that would be a new fronted transaction and should have added a fee.1st December 2023 at 12:35 in reply to: Hilton merged two stays as oneTGLoyalty 348 posts
Has to be a different property or a night inbetween to stop it being merged into one stay.16th November 2023 at 22:13 in reply to: New 3k fronted – 30 rolling days or calender month.TGLoyalty 348 posts
There’s already a long thread of moans about this. The terms say 30 rolling days so that will prevail over anything in the app. Nobody knows whether Fronted transactions prior to today are ignored and the 30 days start today with a fresh £3k allowance. However, since you can unwind any transaction via GBIT it shouldn’t be an issue.
Reset today for a few people in the main thread inc me.16th November 2023 at 14:40 in reply to: Curve changes from November 10thTGLoyalty 348 posts1st November 2023 at 17:46 in reply to: Curve changes from November 10thTGLoyalty 348 posts
A £3k limit for what? FX?
Fronted for metal
FX is fair use up to £100k per annum.1st November 2023 at 17:26 in reply to: When does your conscience stop you from travelling?TGLoyalty 348 posts
No where tbh it’s either safe or not, interesting to visit or not. I leave my politics at home and enjoy visiting other cultures…
Genuinely shocked at this attitude. No matter how abhorrent the human rights abuses, the torture, rape, murder of segments of a population, whether on grounds of race, gender or political views, you’d quite happily implicitly support the regime because you enjoy the culture?
How far back do we go? Whose human rights history is whiter than white?
I’d strike USA, Israel, Netherlands, France and Spain off the list
Id even have to leave Britain …
I actually find it shocking how oblivious you are to the abhorrent human rights breaches most of the world have either carried out or turned a blind eye to
Also interesting you ignored the second part of my post … dont want to know about those things?
Think next time you visit McDonald’s or Starbucks what’s actually happened to the profits they make and what human rights infringements they’ve funded.25th October 2023 at 16:03 in reply to: The state of UK loungesTGLoyalty 348 posts
PP T5 has been in horrible condition for 3 years – I suspect it had a very low budget and now construction costs have soared refurbishing it so soon after it was first installed is a tough decision
pay peanuts get monkeys or buy cheap buy twice come to mind
re T5B I normally just head straight there if on a widebody as strong chance that’s where you will leave from or C and if not the walk back isnt really an issue25th October 2023 at 15:53 in reply to: When does your conscience stop you from travelling?TGLoyalty 348 posts
No where tbh it’s either safe or not, interesting to visit or not. I leave my politics at home and enjoy visiting other cultures
You now won’t fly Qatar? Well then don’t fly BA/any IAG airline or out of Heathorw, don’t shop at Sainsburys/Argos/Harrods, don’t visit many global hotels inc Savoy, The Ritz, Regent Cannes, IC Amstel Raffles SIN, The Shard, Canary Wharf etc etc etc29th September 2023 at 22:20 in reply to: Harvey Nichols – IdeasTGLoyalty 348 posts
For me it’s not the prices of the items in HN but just how ridiculous they look.14th September 2023 at 15:45 in reply to: GHA Discovery – is redeeming dollars easy on hotel rooms?TGLoyalty 348 posts
I’ve redeemed D$ against F&B on a prepaid rate booked via GHA.23rd July 2023 at 20:47 in reply to: No AmexTGLoyalty 348 posts
Didn’t think you could pay for a guest into the Eurostar lounges. It’s card holder only?23rd July 2023 at 16:26 in reply to: First class is fewer Avios than Business?TGLoyalty 348 posts
Oh I see Joburg is the start/end point of the trip.
I wonder if joburg-ldn-joburg has lower APDs than ldn-joburg-ldn.
Or for that matter, are APDs lower if you start and end point are outside of UK and you are flying in and out of uk….particularly for premium class APDs.
UK APD only applies to flights departing the UK.
There is no reduced rate on a simple point to point trip like this just because your trip starts outside of the Uk.
Only if the transfer is under 24hrs22nd July 2023 at 15:41 in reply to: Lounge access when status holder is a childTGLoyalty 348 posts
The simple answer is yes they can guest an over 18 in. Doesn’t have to be a relative.17th July 2023 at 08:41 in reply to: Free tea and coffee returns to longer short haul routesTGLoyalty 348 posts
BOB on Ba is a joke the staff are either incompetent or just completely dislike it so purposefully go slow in order to keep sales down.16th July 2023 at 13:03 in reply to: Dining credit and card fee reimbursement?TGLoyalty 348 posts
That’s the whole point IT IS relevant now.
Simply changing the T&Cs and not reminding people when their anniversary isn’t good for me and I suspect many others.
I could phone and ask for each card individually…maybe I will waste their time when I have nothing better to do.
Re open ended contract what makes credit cards different to any other auto renewing subscription where you sign up to renew annually until you tell then you no longer want the service like Amazon prime (where it will tell me the exact date I need to make my choice if I look in the right place)16th July 2023 at 12:27 in reply to: Dining credit and card fee reimbursement?TGLoyalty 348 posts
There’s no confusion JDB I just have other things to note in my life than the date I took out a card 7 years ago … it also didn’t make any difference to my life as I got pro rata refunds …
Most other subscriptions tell you the exact date they renew etc why should credit card fees be any different?16th July 2023 at 10:40 in reply to: Dining credit and card fee reimbursement?TGLoyalty 348 posts
If you’ve had a platinum for a while surely it’s a charge card which is unaffected by the change
Also if you weren’t planning on cancelling why would you cancel because of a change that doesn’t affect you. Or do you mean you weren’t going to cancel until after oct 2?
Personally I don’t agree with the change because they don’t give you a fair warning of when the charge will post / anniversary date. IF that changes then I’m good.10th July 2023 at 14:08 in reply to: Why do I pay £1 on new Companion Voucher and £50 on old Companion Voucher?TGLoyalty 348 posts
You understand you’re paying more Avios for that £98 saving … 17800 worth £178
You will have an option to pay the £100 + 36,700 (for 2)
The option appears when you click through to actually purchase not on the flight selection page
Also the £35 and £50 APD are subsidised taxes and fees as your contribution towards the actual costs.8th July 2023 at 10:04 in reply to: American Express Business Platinum and HMRCTGLoyalty 348 posts
Believe me in a tax investigation they do ask who card holders are for a card used extensively to pay invoices and expenses.
Will they care you are using a personal card? No
Will they care you’re using a business card but not declaring any of the costs/income? depends if it’s worthy of caring about.7th July 2023 at 13:54 in reply to: American Express Business Platinum and HMRCTGLoyalty 348 posts
Remember points and personal cashback are outside the scope of tax. However, business cards AREN’T you must declare cashback etc as income which is therefore taxable. So you business Amex offers are worth less than if they were the same offer on a personal credit card.
Obviously if you run a loss making business this makes much less difference unless you intend to make a future profit (hopefully you do)4th July 2023 at 09:44 in reply to: Creation Financial Services bashingTGLoyalty 348 posts4th July 2023 at 09:30 in reply to: Hyatt double points promotion with SLHTGLoyalty 348 posts
Must actually be booked via Hyatt otherwise it’s an SLH invited booking3rd July 2023 at 23:28 in reply to: Creation Financial Services bashingTGLoyalty 348 posts
FYI post the FOS offers I complained to creation a couple months ago about my card being closed (August anniversary) when due a free night voucher for £10k spend, 30k points and a pro rata refund.
The creation investigator agreed they could have been clearer and found in my favour so I’ve now received all I was due.
Tbh can’t help but feel creation we’re always wrong snd could have saved themselves a hell of a lot of trouble and headache by awarding what people were due months/years ago. Expensive lesson for the MD Mr Hunt.3rd July 2023 at 09:30 in reply to: Post new Amex statement credit offers here!TGLoyalty 348 posts
Not even sure why I saved them as they are some weak af offers2nd July 2023 at 13:38 in reply to: Amex Platinum (Personal) Fast Track at airportsTGLoyalty 348 posts
So for example the Spanish link says you need to request a QR code from the experiences app, the U.K. app I have doesn’t show fast track security as a benefit?
which leads me to think these might not be universal global offers in all cases?
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