Before you begin, please take a moment to understand how this Card Account works.
To apply, you must have a permanent UK home address, be aged 18 or over and earn at least £20k per year.
You must pay your balance in full each month. Missing a payment can have serious consequences. It incurs charges and can impact your credit rating, making it more difficult or expensive to get credit in future. It may result in legal action (which include getting a court order to give us the right to take payment out of the sale proceeds for your home or other property).
We can make changes to the Agreement, including changes to fees and charges. We'll tell you about any change we make.
You can cancel the agreement by contacting us up to 14 days from the day after you receive your Card.
Important Documents
It is important that you read and keep a copy of these documents before you apply.