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The Virgin Atlantic credit cards just got a LOT more valuable

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Virgin Atlantic has announced some changes today to the vouchers that you can earn with its Virgin Atlantic Reward and Reward+ credit cards. These are a substantial improvement and you might be tempted to take out (or take out again) one of the two cards.

Importantly, these changes apply retrospectively. If you have any unused vouchers, the new rules will apply to them.

All bookings made from today will benefit from these changes.

I have just published three articles covering the improvements to Virgin Flying Club announced today:

Full details can be found on the Virgin Atlantic website here.

Click for an article which will help you decide which of the two Virgin Atlantic credit cards is best for you.

How do you earn a Virgin credit card voucher?

As a reminder, you receive a voucher each card year when you spend £10,000 on the ‘£160 with a 15,000 miles bonus’ Virgin Atlantic Reward+ Mastercard (apply here):

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

or £20,000 per year on the ‘free but no bonus’ Virgin Atlantic Reward Mastercard (apply here):

Virgin Atlantic Reward Mastercard

3,000 bonus points, no fee and 1 point for every £1 you spend Read our full review

The vouchers could be used for three things:

  • a 2-4-1 deal on Virgin Flying Club redemptions – this got you two redemption flights for the miles of one (taxes and charges apply to both, Virgin Atlantic aircraft only) BUT there were restrictions on the class you could book
  • an upgrade voucher valid for 1 x return flight or 2 x one-way flights BUT valid only for upgrades from Economy to Premium
  • a voucher for Virgin Atlantic Clubhouse lounge access, if you were flying Virgin Atlantic in Economy or Premium

Here is a summary of the changes:

HFP Virgin Atlantic Rewards credit card

The 2-4-1 voucher has become a LOT more flexible

You can now, with some restrictions, use the 2-4-1 voucher in ANY class REGARDLESS of your Virgin Flying Club status.

All members can use the voucher for Upper Class or Premium if they wish.

This is a major improvement. Previously:

  • Red members could only redeem a 2-4-1 in Economy
  • Silver members could also redeem in Premium
  • Gold members could also redeem in Upper Class

Going forward, the 2-4-1 voucher will work like this:

Red (base level) members can use their 2-4-1 voucher in Economy, Premium and Upper Class. However, the discount in Upper Class is only 50%. This means that your voucher is effectively a ‘2 for 1.5’ voucher when used in Upper Class.

Silver and Gold members can use their 2-4-1 voucher in all classes. This is massive improvement for Flying Club Silver members who now get access to Upper Class at a true ‘241’ rate.

Let’s look at an Upper Class return to Barbados:

  • Yesterday, a Red or Silver Flying Club member needed 230,000 miles for 2 x off-peak Upper Class tickets
  • From today, with the credit card 241 voucher, a Red member would need (115,000 x 1.5) 172,500 miles, saving 57,500 miles
  • A Silver member would need 115,000 miles, saving 115,000 miles

You can retrospectively apply a voucher too

This is not in the stated rules, but Virgin staff have told me that if you have an existing booking and a voucher in the bank then you can call up and apply it.

This means that, if you had booked 2 x Upper Class mileage flights to Barbados yesterday and you have an unused voucher, you should call. A Red will get a refund of 50% on the 2nd ticket whilst a Silver member will get a full miles refund on the 2nd ticket.

Your 2-4-1 voucher is now also valid on CASH tickets

You can now also use your 2-4-1 voucher on CASH tickets. This is a game changer for anyone who does not have a lot of miles.

Here is the important thing to remember. Even though you are buying your first ticket for cash, you still need Flying Club reward availability for the 2nd ticket.

If there are no Flying Club seats available for redemption, you can’t do this, even if additional seats are available for cash.

The restrictions are the same as for the 2-4-1 on redemption tickets:

  • A Red member can pay cash for an Economy or Premium ticket and receive a 2nd ticket for free (taxes and charges apply)
  • A Red member can pay cash for an Upper Class ticket and receive a 2nd ticket for 50% of the standard number of miles (taxes and charges apply)
  • A Silver or Gold member can pay cash for a ticket in any class and receive a 2nd ticket for free (taxes and charges apply)

Remember that the 2nd ticket comes from reward availability.

The only downside here is that your cash ticket will not, unless you pay full fare, be cancellable or refundable. It may still be more attractive to use your 2-4-1 voucher for two mileage tickets because those will be refundable for the usual fees.

HFP Virgin Atlantic Rewards Plus Credit Card

The upgrade vouchers are improving too!

Instead of using your credit card voucher for a 2-4-1 booking, you can also use it to upgrade a flight.

The upgrade vouchers are valid on BOTH cash and redemption flights.

Previously, the upgrade vouchers could only be used to upgrade from Economy to Premium. It was not possible, irrespective of your status, to upgrade a Premium ticket to Upper Class.

From today, these restrictions disappear. All credit card holders with a voucher can upgrade:

  • a cash Economy Classic or Economy Delight ticket, or a redemption Economy ticket, to Premium
  • a cash or redemption Premium ticket to Upper Class

You can either upgrade a return flight for one person or half of a return flight for two people. You can only upgrade if there are reward seats showing in the higher class, as your seat will book into those.

This is a massive win for cardholders who can now (subject to a reward seat in Upper Class being available) upgrade a relatively low cost Premium ticket to a fully flat bed.

Even the Clubhouse vouchers are improving!

The third, and admittedly least valuable, way of using your annual credit card voucher is for a Virgin Atlantic Clubhouse lounge pass.

Here is our most recent review of the Virgin Atlantic Clubhouse lounge at Heathrow Terminal 3 – currently closed of course, as Virgin Atlantic is temporarily in Terminal 2. You will never see a list of the top 10 global airport lounges which doesn’t include it.

Your voucher used to be valid only when flying with Virgin Atlantic. It is now valid if you are flying with Delta Air Lines, KLM or Air France too. Of course, KLM and Air France use Terminal 4 at Heathrow so for those two airlines this is only a benefit you could use outside the UK.

Conclusion

The Virgin Atlantic website has more details on the changes here.

Ever since the Virgin Atlantic credit cards launched two years ago, I have been pushing the team to allow ALL cardholders to use the 2-4-1 voucher in Upper Class.

These changes don’t fully do that, but the other improvements make up for it. In summary:

  • All card holders can now use their voucher for a ‘2-4-1’ booking in all classes on a MILEAGE ticket. Base level members only get a 50% discount on the 2nd ticket if they redeem in Upper Class. Taxes and charges apply to the 2nd ticket.
  • All card holders can now use their voucher for a ‘2-4-1’ booking in all classes on a CASH ticket. Base level members must pay 50% discount of the cost of a mileage ticket for the 2nd ticket if they redeem in Upper Class. Taxes and charges apply to the 2nd ticket.
  • All card holders can now use their voucher to upgrade a cash or mileage Premium ticket to Upper Class. There must be reward availability showing in Upper Class.

On Saturday I will publish a full comparison of both credit cards so you can consider which one may suit you best.

Virgin Atlantic Reward Mastercard

Bonus: 3,000 points

Read our full reviewApply here

Other information:

  • Get a reward voucher worth 75,000 or 150,000 Virgin Points when you spend £20,000 in a year
  • Use it towards a companion ticket when you buy a cash or reward flight
  • Solo travellers can use it to upgrade a cash or reward flight by one cabin
  • Vouchers are valid for two years
  • Annual fee: Free

Representative 26.9% APR variable

See if you qualify for the 3,000 points sign-up bonus +

You receive a bonus of 3,000 Virgin Points after your first purchase, however small.

You may want to consider applying for the Virgin Atlantic Reward+ Mastercard instead for its higher bonus.  This comes with a £160 annual fee but has a sign-up bonus of 18,000 Virgin Points.  You also receive a higher earning rate of 1.5 miles per £1 spent.

You cannot apply if you have had the free Virgin Atlantic Reward credit card in the previous six months.  You are free to apply if you have any other Virgin Money credit card or the paid-for Virgin Atlantic Reward+ credit card.

Learn more about the card benefits +

When you spend £20,000 per year on the Virgin Atlantic Reward Mastercard, you will receive a reward voucher.

The voucher is worth:

75,000 Virgin Points if you have no status in Virgin Flying Club on the date you book

150,000 Virgin Points if you have Silver or Gold status in Virgin Flying Club on the date you book

The voucher is valid for two years and will get you:

A discount on a companion flight when you book a cash or reward flight at full price for yourself (taxes and charges need to be paid on the companion ticket)

A discount on a one category upgrade for yourself when you book a cash or reward flight

Virgin Atlantic Reward+ Mastercard

Bonus: 18,000 points

Read our full reviewApply here

Other information:

  • Get a reward voucher worth 75,000 or 150,000 Virgin Points when you spend £10,000 in a year
  • Use it towards a companion ticket when you buy a cash or reward flight
  • Solo travellers can use it to upgrade a cash or reward flight by one cabin
  • Vouchers are valid for two years
  • Annual fee: £160

Representative 69.7% APR variable based on an assumed £1,200 credit limit and £160 annual fee.  Interest rate on purchases 26.9% APR variable.

See if you qualify for the 18,000 points sign-up bonus +

You receive a bonus of 18,000 Virgin Points after your first purchase, however small.

There are no restrictions on earning the bonus if you are accepted.

You cannot apply if you have had a Virgin Atlantic Reward+ credit card in the previous six months.  You are free to apply if you have any other Virgin Money credit card or the free Virgin Atlantic Reward credit card.

Learn more about the card benefits +

When you spend £10,000 per year on the Virgin Atlantic Reward+ Mastercard, you will receive a reward voucher.

The voucher is worth:

75,000 Virgin Points if you have no status in Virgin Flying Club on the date you book

150,000 Virgin Points if you have Silver or Gold status in Virgin Flying Club on the date you book

The voucher is valid for two years and will get you:

A discount on a companion flight when you book a cash or reward flight at full price for yourself (taxes and charges need to be paid on the companion ticket)

A discount on a one category upgrade for yourself when you book a cash or reward flight

Comments (172)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Connor says:

    Great news, now, if only they would increase my limit to something substantial rather than a paltry 4k!

  • Sturgeon says:

    And sorry, one more thing! Can red members now upgrade a premium redemption with miles, to upper class for no more miles? Or is there a difference here similar to the 50% rather than reduction for the 2-4-1 voucher redemption in upper class?

  • DW says:

    When you have a voucher do you still have to ring the call centre to use it? I have one from Sept 19 which I had no intention of using but it’s lot more interesting now! Also is there an easy way to confirm that you have a voucher other than searching your flying cub transactions for the confirmation? The BA voucher is certainly a lot more straightforward to keep track of.

    • Rob says:

      Yes, or use SMS or Whatsapp.

      There is no easy way of seeing it online other than looking in your transaction list.

  • Freddy says:

    The use of the 241 on cash bookings makes the virgin cc very valuable for those not in the position to rack up tons of points on a regular basis….quite a few changes to digest

  • dezbez says:

    This is a significant improvement for sure. Pre these changes, by my calculations as a red member I was struggling to get any more than about 25k miles benefit from the voucher, but as per Rob’s example above it should now be relatively easy to realise in excess of 50k.
    As Rob says, it will be very interesting to see if/how BA responds

  • Harry T says:

    The improvements are genuine but I’m glad I cashed out to Hilton. VS possibly won’t survive to honour the extended expiry of the vouchers if they don’t diversify. They are too reliant on transatlantic travel.

  • Sehr Khan says:

    Slightly off topic, has anyone managed to make a down payment for a house mortgage with a VA or Amex credit card? I have a house purchase coming up and using Virgin as mortgage lender, if I could pay with my VA credit card, could get quite a few points to reach the 2-4-1 voucher target. TIA.

    • Sehr Khan says:

      Ofcourse, I understand it would have to be in multiple transactions, and I am able to clear it/ pay it off straightaway.

    • Connor says:

      I doubt you’d get away with that. You’ll need proof of funds and I doubt any lawyer would be comfortable knowing you’ve used a credit card as a source.

      • Nori says:

        How about using Virgin MC > Curve?

        • arnie says:

          Agree – I use my curve for HMRC and back it to the VC card as curve will not accept AMEX. Its a great way to boost the miles as long as you are confident VS will survive. I hope so.

        • Sehr says:

          Thanks. Will see if thats an option.

    • RTS says:

      Also, iirc… Virgin limit your miles earning each month to your credit limit. i.e. credit limit =£1k you will only earn 1k miles that month MAX regardless of how many times you pay it off that month.

  • Rahaney says:

    Anyone know if you get the sign up bonus if you already have a Virgin Money credit card??

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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