Maximise your Avios, air miles and hotel points

Which Avios airline should you credit your oneworld business class flight to?

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Before the launch of The British Airways Club, the majority of HfP readers would have credited their business class flights with BA or other oneworld airlines to a British Airways Executive Club account.

Status was relatively easy to earn and there is value to having oneworld status with your ‘home’ airline rather than another alliance member.

Many readers have now given up trying to earn status due to the new tier point requirements. For these people, the only thing that matters when considering where to credit a flight is ‘How many Avios can I get?’.

There are five long-haul carriers which let you collect Avios:

  • Aer Lingus via AerClub (not in the oneworld alliance)
  • British Airways via The British Airways Club
  • Finnair via Finnair Plus
  • Iberia in Iberia Club
  • Qatar Airways via Qatar Airways Privilege Club

You can credit ANY oneworld flight to a BA, Iberia, Finnair or Qatar Airways Avios account. Only British Airways and American Airlines flights can be credited to AerClub – no other oneworld alliance airline is a partner.

Here’s the key thing you need to know. Each of these frequent flyer programmes has its own Avios earning chart, so exactly the same flight can earn you a different number of Avios depending on where you choose to credit it.

You can then use ‘Combine My Avios’ (when it’s working ….) to move the Avios out of Aer Lingus / Finnair / Iberia / Qatar Airways into a British Airways Club account.

Let’s look at some examples of the best places to credit flights to maximise the Avios you will earn.

IMPORTANT: If you book a codeshare flight, eg a flight operated by Qatar Airways but which you book via ba.com and which has a BA flight number, you will normally earn miles based on the policy of the ticketing airline.

In all examples below, the ‘%’ numbers are based on the distance of the flight in miles, based on the Great Circle method.

Example 1:

You are flying British Airways in business class. Where should you credit it to maximise your Avios?

Fare classBAQatarFinnairIberiaAer Lingus
J, C, D6 Avios/£1125%250%6 Avios/£1250%
R, I6 Avios/£1125%150%6 Avios/£1150%

Remember that the ‘per £’ numbers are based on the NET fare after external taxes and charges are excluded, but including seat selection and additional luggage payments. If the fare value is not clear (eg it is part of a package holiday) then a distance-based model will be used.

The earning rate in The British Airways Club can increase to a maximum of 9 Avios / £1 based on your British Airways Club status.

The earning rate in Iberia Club can increase to a maximum of 10 Avios / £1 based on your Iberia Club status.

Example 2:

You are flying Qatar Airways in business class. Where should you credit it to maximise your Avios?

Fare classBAQatarFinnairIberia
J / C125%200%125%125%
D / I125%175%125%125%
R125%125%125%125%
P75%75%75%75%

The British Airways Club guarantees that you will earn at least 300 Avios when you credit a Qatar Airways flight.

Elite members of Qatar Airways Privilege Club will, when crediting to Qatar Airways, receive a status bonus of up to 100% of base miles flown. A top tier Platinum member in ‘P’ class would earn (75% + 100% status bonus) 175% of miles flown.

Example 3:

You are flying Finnair in business class. Where should you credit it to maximise your Avios?

Fare classBAQatarFinnairIberia
J, C, D250%125%6 Avios/€1250%
R, I150%75%6 Avios/€1150%

Remember that the ‘per €’ numbers are based on the NET fare after external taxes and charges are excluded. If the fare value is not clear (eg it is part of a package holiday) then a distance-based model will be used.

The British Airways Club guarantees that you will earn at least 500 Avios when you credit a Finnair flight. If you have elite status in The British Airways Club, you will earn a status bonus on Finnair flights of 10% to 25% of miles flown.

The earning rate in Finnair Plus can increase to a maximum of 10 Avios/€1 based on your Finnair Plus status.

Iberia Club has a guaranteed minimum earning rate for Finnair flights. In business class, this is set at 1,250 Avios for J / C / D and 750 Avios for R / I sub-classes. If you have elite status in Iberia Club, you will earn a status bonus on Finnair flights of 10% to 25% of miles flown.

Example 4:

You are flying Iberia in business class. Where should you credit it to maximise your Avios?

Fare classBAQatarFinnairIberia
J, C, D5 Avios/€1125%250%5 Avios/€1
R, I5 Avios/€1125%150%5 Avios/€1

Remember that the ‘per €’ numbers are based on the NET fare after external taxes and charges are excluded. If the fare value is not clear (eg it is part of a package holiday) then a distance-based model will be used.

The earning rate in The British Airways Club can increase to a maximum of 9 Avios / €1 based on your British Airways Club status. Iberia flights to Latin America earn at a higher rate when credited to The British Airways Club, ranging from 7 to 11 Avios / €1.

The earning rate in Iberia Club can increase to a maximum of 9 Avios / €1 based on your Iberia Club status. Iberia flights to Latin America earn at a higher rate when credited to Iberia Club, ranging from 7 to 11 Avios / €1.

What about other oneworld airlines?

This article could have been 5x as long, of course. There are 15 airlines in the oneworld airline alliance and flights from all of them can be credited to British Airways, Finnair, Iberia or Qatar Airways accounts.

There are also non-alliance partners such as LATAM which can be credited to more than one of the Avios frequent flyer programmes.

You will need to do a similar exercise for those airlines to see which Avios scheme is the most lucrative.

What I hope you take from this article is that, even though you ultimately intend to have the Avios from your flight in your BA Club account, you shouldn’t necessarily credit the flight to BA if you aren’t chasing status.

Finnair, Iberia, Qatar Airways or (for BA and AA flights) Aer Lingus accounts may be more lucrative. You can move the Avios to your BA account later.

Hat-tip to Indian site PointsMath for the inspiration.

Comments (95)

  • Chris says:

    Worked examples e.g. LHR-JFK on the basis of £2k spend would have been good. As it stands I still have absolutely no idea how to answer the original question in the article. Should I be crediting to Qatar? Should I be crediting to Finnair? Should I stick with British Airways? No idea from the mix of % and avios/£ you used.

  • Tom says:

    Appreciate there would be infinite possibilities depending on ticket price, fare bucket, distance etc, but it would be interesting to see some worked examples of each of these, and what the breakeven point is between price-based and distance-based Avios earning. Eg BA London to New York; IB Madrid to New York; Qatar London to Sydney via Doha; Finnair Helsinki to Tokyo.

    Obviously you would still need to do the maths for your own specific flights you’re looking to book.

  • Mark says:

    Hi all, how long can you credit a flight on BA to another OW company after taking the flight?

    • Rob says:

      Varies by scheme but as long as you already had the other account open (most don’t allow retro crediting of partner flights taken before you joined) it’s usually 6 months.

  • JK says:

    Can someone vibe code an app for this? Where we can enter the route and cost, and it just give you the answer in terms of Avios earned, and Tier Points (if credited to BA)? 🙂

    • anuj says:

      there’s wheretocredit which at least reduces the complexity for the non revenue based optjkns

  • DaveF says:

    I don’t usually leave comments, but have to agree that this article needs worked examples as it’s very confusing as it reads.
    A summary chart stating if flying X then credit to Y would also help and provide a great for reference point to bookmark as this is such a complex topic.

    • Rob says:

      Without knowing the ex tax cost of your ticket, how exactly is that possible?

      • dundj says:

        Rob, a couple of worked examples, making assumptions of price would be sensible. Possibly even a crossover point based on LHR-NYC or LHR-DXB for £/€ to miles when earning may be a smart point as well in order to illustrate the calculations.

        However, I’m aware that due to the network for all flights it would be a nightmare to give such a small subset without being asked a couple of hundred times “But, what would be best for LHR-XXX?”

  • Funmi A says:

    I’m flying Latam Brazil in business in Feb. Currently credited to BA. Not sure how to work out if this is the best choice

    • Nic says:

      I tried crediting my 2 LATAM Brazil flights to BA and they were a faff. BA wanted me to do all the work of working out what the fare buckets were as they couldn’t see it on their system even after giving them my e-ticket number and itinerary (LATAM by default doesn’t show the fare codes when you receive the ticket).

      I credited them to Finnair instead with no issues.

      Looks like LATAM Business class flights are 125% miles flown for both Finnair and BA (apart from the Z code which BA credits, but not AY).

  • JDB says:

    Thank you for the interesting article usefully collating all the rather complicated information. It looks as though those requiring spoon feeding have to get up early for this and to complain.

    • Paul says:

      Another unhelpful and provocative comment from the editor in chief. It’s getting dull now!

      • JDB says:

        Thank you for the helpful response @Paul. I was fortunate to have wonderful parents who, inter alia, encouraged us to work things out for ourselves and we also adopted that policy as parents.

        It’s unfortunate that some not only seem totally reliant on the internet/AI to think for them, but then have the gall to complain when someone does a lot of work for them and it’s still not enough.

    • Ken says:

      People are frequently either maximisers or satisficers, and there is nothing wrong with that.
      I personally can’t help myself getting annoyed that butter is now sold in 200g alongside 250g (a standard pack size that was ok for decades) but can understand that others find this more than a bit dull.

      Most people may just want like a simple rule of thumb… and it might be “if you are flying long haul business BA , it’s probably best to credit to BA”.

      And It’s almost certainly “if you are flying business Qatar, then credit to Qatar”

      And there nothing wrong in not want to spend time worrying that you could have earned as additional 500 Avios by another route.

    • Tariq says:

      Thanks for the insightful analysis of the comments Dave.

  • TD says:

    I agree with the others. I’m still none the wiser without some worked examples.

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