Maximise your Avios, air miles and hotel points

I finally blow my Miles & More miles, as I remember some benefits I had forgotten!

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This is a long story. It starts some time after October 2018, which was when Lufthansa launched a charge card in the UK.

This was the most bizarre reward card ever launched in the UK, perhaps even globally! It came as a double pack with a Diners Club card (!) and a prepaid Mastercard.

The prepaid Mastercard was automatically loaded from the Diners Club card whenever you paid with it. As I said, bizarre.

I finally blow my Miles & More miles

I had no Miles & More miles at the time and ignored the card at launch. A couple of months later, however, someone posted on HfP that the prepaid Mastercard could be used to pay HMRC.

Now it got interesting, especially for a self-employed guy who had large chunks of income tax, VAT and PAYE to settle ….

Obviously the party couldn’t last long and the card was closed down within two years. I’d run up a decent pile of Miles & More miles in that time though.

Miles & More miles usually expire after three years of earning them unless you have elite status. This is a hard expiry which activity on the account does not stop. However, Lufthansa generously put a hold on expiry for five years for ex-cardholders, albeit no-one knew at the time whether it would carry on from quarter to quarter. I sat on my miles, apart from the odd short haul redemption.

In June 2024 Lufthansa launched a status match for SAS EuroBonus Gold members, when SAS left Star Alliance. Rhys and I had SAS status from a media event the previous year so we jumped on this. My Miles & More Senator / Gold status was only valid to February 2025 but could be extended for a year by taking six flights, which I did.

I’m taking my son to Tokyo

Fast forward to this week. I still had 250,000 Miles & More miles, Senator (Gold) status until February 2026 and a 14-year old son who wants to go to Tokyo for the food and the manga culture. With my daughter tied up with A levels for the next nine months, we’re looking at a period of father-son trips.

(Long term readers may remember that my son has actually been to Tokyo before, in 2017, but as he was only six at the time he claims it doesn’t count!)

An Avios trip to Tokyo in the UK school holidays in business class isn’t happening with British Airways or Iberia, at least not with only six months notice. I could possibly have done it on Japan Airlines, Qatar Airways or Cathay Pacific but it would be pricey without a 2-4-1 Companion Voucher.

Lufthansa had reward seats on the exact Saturday to Saturday dates I needed but looked too expensive. Under the new semi-dynamic pricing model, which is actually pretty decent, it would be 195,000 Miles & More miles + £700 of taxes and charges per person.

I finally blow my Miles & More miles

I had forgotten two things though:

  • Senator (Gold) members of Miles & More get ‘buy one, get one half price’ on redemptions with Lufthansa, Austrian and SWISS. Not a one off, not once per year, but EVERY TIME. This meant that two business class seats to Tokyo wouldn’t be 390,000 miles for my dates, they would be just 292,500 miles.
  • You get a free 50,000 miles overdraft as a Senator member. This was not part of the original SAS status match – it is never offered during a status match – but unknown to me it was activated when I extended my status after taking six flights.

This meant that my 250,000 miles were enough. Well, they were enough as long as I didn’t mind going overdrawn. I booked.

My son and I have our business class tickets to Tokyo, and I have until the end of February to find a way of paying off my miles overdraft. In the worse case scenario I’ll buy the miles but I’d like to avoid that.

Even if neither aircraft is swapped from its current non-Allegris configuration, we’ve got some interesting flights on the way:

  • top deck seats on a Boeing 747-8 (Lufthansa, Korean and Air China are the only passenger airlines flying the stretched 747-8, with Lufthansa having 60% of them)
  • ‘throne’ seats on a SWISS 777-300 (these normally come with a hefty reservation fee but it is waived for Senator / Gold members)

Neither are cutting edge but both are a little special.

Conclusion

Miles & More gets a bit of a bad rap in frequent flyer circles, but for a Senator the ability to go overdrawn and the ‘buy one, get one for half price, unlimited times’ redemption benefit on Lufthansa Group airlines can’t be knocked.

It’s a shame that Lufthansa never found a way of getting back into the UK credit card market. It really tried – hence extending the miles validity of old cardholders for five years, to keep them loyal during the wait – but couldn’t make the maths stack up.

It is also impossible (for legal reasons in Germany) to transfer miles into Miles & More from any partner except Heathrow Rewards. All hotel partner transfers were scrapped.

This Japan trip may be my Miles & More swansong. I won’t retain Senator status beyond February 2026 unless I get an extension from my ITA Volare status when ITA joins Miles & More, and I take far too few Star Alliance cash flights to build a balance.

It is, however, great to go out in style with a special trip with my son.

Comments (92)

  • BA Flyer IHG Stayer says:

    So what will they do if you don’t pay back the overdraft?

    • Rob says:

      Charge you 2.4 Eurocents per mile.

      • Sharka says:

        You could buy a ‘Medium Bundle’ for £890, pay off the overdraft and have 30,000 LH miles left?

        • Rob says:

          …. which is probably what I will do, but I will leave it late just in case some other promo comes up. I have 10,000 Heathrow Rewards points I could move but annoyingly, because of how the bundles are priced, it doesn’t help much.

      • Jonathan says:

        You didn’t explain this in the main article…
        Do they also make it clear when the overdraft balance must be into the black again, before one goes overdrawn and state the what must be paid in cash ?

  • Mouse says:

    I enjoyed reading this. It felt like an article from the bananas & primer cartridges days of HFP.

    • Jon Bennett says:

      Me too. I miss the days when Clubcard was a goldmine and, frankly, much prefer reading about bargains to hotel reviews.

      • Qrfan says:

        I’m glad it’s not just me. I used to read every comment on every article for the quiet tips, but these days I rarely even click on an article. These kind of redemptions are why I got into miles.

        • Jonty says:

          I guess a lot of the more left field stuff that was hidden in the comments section now lives in the forums, not that I’d know because I’m not registered on the forums.

          • Rob says:

            Er, you don’t need to be registered to read them?

            Amusingly even I miss stuff in the forum. We’ll run an article and then someone will say ‘you know this was in the forum last week?’!

        • Rob says:

          But readership is 5x higher and revenue 10x higher than those days ….. it is an unprofitable and small niche to operate in.

      • The Original Nick says:

        It was a Goldmine. The tricks we were pulling were hilarious at times.

    • David says:

      Don’t forget the chillis and video games

      • EvilGazebo says:

        Standing at the till in Reading Tescos trying to explain to a stony faced supervisor why I was buying £100s of gift cards and 10 pre-orders of the exact same XBox game 😁

        • Jonathan says:

          If you’re on the one that’s practically on Oxford Rd., they won’t batter an eyelid !

      • No longer Entitled says:

        Brussel sprouts as mini-canbages?

        It was certainly more fun and whilst it required more effort it game with greater reward for your time. Now I simply have a s/s with dates for when I can next churn an Amex offer. It’s all very transactional.

  • The Original Nick. says:

    Fairplay to you Rob. Would you pay 2000 Euros to extend your Senator Status? I’m hoping they’ll offer it.

  • Craig says:

    Great article Rob and I also agree it feels like “old skool” content 🙂

    I’d personally be very interested in the headlines of your planned itinerary, given I’m planning my own family trip to Tokyo over the Easter half-term holidays and booked flights on Saturday!

    Hotel redemptions (as expected!) in Tokyo look pretty “pointy” (pun intended…)

  • PeterF says:

    Rob, your son could obtain a very special status – one of the last generation to fly Top Deck on the iconic Boeing 747!
    I hope you both enjoy the experience.

  • Vit says:

    Thanks Rob. Enjoy reading this kind of article. I was looking at burning off mine as well and was aware of the 50% off for companion traveller but the 50k overdraft is new to me.

    Did you manage to look into using the 2 vouchers from being the Senator though?

    • The Original Nick says:

      I’ve got my Senator evouchers on a wait list for flights in January. You have to have flights booked and then call.

    • Rob says:

      With two of us it won’t work. If I use them at all it will be for something wasteful like upgrading a London Frankfurt flight!

  • Novice says:

    Lucky kid. I loved Tokyo when I hopped over for 5 nights when I was in HK/Macau on a 2 week Avios Redemption trip. As you don’t need 2 whole weeks to see/do everything worth seeing/doing in hk/macau, I decided to go to Tokyo for a few days. I adore the Japanese culture. I’m not keen on the cuisine but I think I had the best egg salad sandwiches of my life from 7/11.

    Will be nice to read a trip report if you get a chance to write it.

  • BA213 says:

    This is such a great article to read. As others have said – harks back beautifully to the original HfP style. Love it!

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