Reply To: Amex card suspended and then cancelled

[shahidemran]

I am going through the same situation I applied for the same card for the 70,000 avios point and aggressively used the card in the first month, spending around £2500. American Express froze my card and asked me to provide my bank statements showing last two pays, which I sent. However, I received a letter stating that I have breached the agreement. The letter referred to the American Express credit card member agreement and stated that they have reasonable grounds to believe that I am unable or unwilling to pay my debts when due, which is a breach of the agreement as explained in the “ending your agreement” section. They asked to pay my current balance and informed me that they can terminate my agreement at any time on or after 21/03/2023. Additionally, they stated that information regarding the status of my account will be reported to credit reference agencies and remain on record for 6 years.

I did send some money to FF via paypal. Also used for day to day purchases.

@jj I didn’t lie about my income.