Reply To: Hilton debit card DD question

[JoeCrystal]

Well, for anyone interested, even though you got direct debits leaving on the day, the card can fail since it deducted the potential direct debits (even though it has already been deducted). For example, let’s say I got £150 in the bank account, and I spent £100, which gets debited in a few days. So that leaves £50 to spare, right? But no, the account will consider that it is still going to take £100 pending balance, so I now have “insufficient funds” since it is £50, which is a new amount after all direct debits are taken so therefore, no cash is available to pay.