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I read this article earlier today, which suggests that I should move from my AmEx Gold charge card (which I’ve held since ’16) to the AmEx Gold credit card.
I rang AmEx, who told me that the card that I have is a credit card already. Indeed, the card says ‘credit’ at the top right of the back of the card. I have never converted it to a credit card, though, so it is my understanding that it should still be a charge card. Am I right in thinking that, and is Amex wrong?
I noted, too, that the PDF linked to from that article on the Amex website (here) notes a £140 annual charge, but I’ve been paying £160/year. Which is right?
That’s an old PDF – the fee increased from £140 to £160 on 12 October last year. In respect of whether your card is a Gold charge or credit, only you or Amex will know that!
In respect of whether your card is a Gold charge or credit, only you or Amex will know that!
I assume the word ‘credit’ on the reverse of the card isn’t relevant to whether it’s a charge or a credit card, then?
On your online Amex (credit card) account, does it not show your available credit?
Whereas an Amex charge card does not have such a concept and therefore has no such line item.
On your online Amex (credit card) account, does it not show your available credit?
Whereas an Amex charge card does not have such a concept and therefore has no such line item.
No – my Gold has no reference to available credit. My BAPP does.
I think this settles ‘is it charge or credit?’, then, and the Amex agent I spoke to needs more training!
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