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Since the review on HfP back in 2020 I think there’s only been the update about SLH status.
I use Harrods a fair bit, but never bothered with the card, I’ve noticed there’s now a decent sign-up bonus at the moment, though also a fee increase.
Annual fee now 195 GBP.
Sign-up bonus is currently 5,000 points (need to spend 3,000 GBP in first three months), worth 50 GBP, plus the 3 points/pound brings it to 140 GBP.
Add on whatever points/pound your Harrods Rewards tier gives, Green/Bronze/Gold is 1 p/p, taking it to at least 180 GBP, almost covers the card fee, in Black tier I get 3 p/p, which takes me way over the card fee.
There’s also the 4x 25 GBP restaurant credits, but if you’re not there often enough to use them they may not count.
I’m in there most weeks and often use one of the restaurants, I’d spend there anyway so the restaurant credits are a genuine benefit on top.
Harrods Amex + Black gives me 6% Harrods credit on purchases, plus whatever other Rewards offers are on.
Obviously depends on spending patterns, but it seems a pretty good deal if you’re a regular Harrods shopper.
It’s essentially £150 of value for £195 — but they know nobody spends just £25 in the restaurant, so they’re buying your loyalty at a cheap price. And if you shop at Harrods regularly you probably have a decent card or private bank that renders this useless.
It’s essentially £150 of value for £195 — but they know nobody spends just £25 in the restaurant, so they’re buying your loyalty at a cheap price. And if you shop at Harrods regularly you probably have a decent card or private bank that renders this useless.
I’d genuinely be interested to hear about the ‘decent card or private bank’ offerings as I don’t think there are any cards out there where you can easily get 3% back. So once you spend £1500 in Harrods, you’re cost neutral and anything above that you’ve getting 3% in addition to your Harrods rewards tier.
It’s a reasonable offering for mid/high Harrods spenders. There are plenty of Black Tier members who spend over £10k per annum, so that’s £450 value for them straight away.
They recently had a double points offer, coupled with this cards would have given you 9% in points, and 10% off their regular rewards weekends. Quite generous when compared with the competition.
It’s essentially £150 of value for £195 — but they know nobody spends just £25 in the restaurant, so they’re buying your loyalty at a cheap price. And if you shop at Harrods regularly you probably have a decent card or private bank that renders this useless.
No, for 3,000 spend, it’s at least 180 GBP for 195 fee, as I clearly explained.
I’m in the cafe almost every week, Baccarat Bar too sometimes, other restaurants less often, that’s without the card, so for me it’s a genuine 100 GBP back.
Obviously the card works best if you are local and spend enough there anyway.
It won’t make me any more ‘loyal’ to Harrods, I’ve been going there nearly 60 years, it’ll just reward me more for what I’ll do anyway 🙂
“No, for 3,000 spend, it’s at least 180 GBP for 195 fee, as I clearly explained.”
But you could spend that £3k with another miles or 1% cashback card like chase (free). Where you’d get £30 anyway.
But take your point on the rest if you go anyway it’s got to be worth it for you. They probably give better Harrods related Amex offers too?
Theres 1k for adding a supp too
This and the vitality Amex “seem” to have limited usage but Amex are not in the business of losing £ with dud products. So all very interesting.
“No, for 3,000 spend, it’s at least 180 GBP for 195 fee, as I clearly explained.”
But you could spend that £3k with another miles or 1% cashback card like chase (free). Where you’d get £30 anyway.
But take your point on the rest if you go anyway it’s got to be worth it for you. They probably give better Harrods related Amex offers too?
Theres 1k for adding a supp too
The Chase card has a limit of £15 cashback per month. If you spend over £1500 (to get this), you don’t get any more cashback.
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