-
I’d like to apply for the Platinum card taking advantage of the current enhanced sign up offer.
The issue I have is I’m couch surfing at the moment with a friend as I’m in between house moves. I moved out late March and should be in my new place late June. My post is being redirected to my mother’s house.
In terms of the application, technically I am not formally registered at any residence – the only “proof” of address I could evidence, is my old house. Is this going to scupper any application at this point? (I’m not sure how the voting register works?). Or could I get away with using my old address, with the physical card redirected by Royal Mail, then update my address when I’m in my new place?
I rang Amex this morning, but they weren’t much use.
Any thoughts welcome!
Personally, I would wait until I am settled in my new home in late June, but that’s just me.
But to answer the question you have posed – I can think of ways it could work (machine based), and some other very real reasons why it would not (human involvement – those pesky meddling humans!).
It depends on your appetite for risk and (I say this without judgment) your own moral compass, because once you say on an application that you live somewhere when you do not, you are looking at first-party application fraud.
https://www.experian.co.uk/blogs/latest-thinking/guide/application-fraud/
I guess it all boils down to this: how badly do you want the Amex points?!
🙂
Why bother? Wait for two months, and once you get your ducks in order, then apply.
HOWEVER, late june is the worst time to apply. If you get the card, you’ll be wasting your dining credit for the first half of 2025.
So, apply mid July, so that you have the dining credit for
– second half of 2025
– first half of 2026
– second half of 2026,
even if you decide to cancel the card just before its anniversary in mid july 2026.I am writing this without knowing if there is any SUP at the moment. Also get a referral so that you can make a bit more amex mr points.
Why bother? Wait for two months, and once you get your ducks in order, then apply.
Yeah my sensible head follows your logic – however the lure of the current offer of 80K Amex points is why I’d like to apply now.
🙂
Why bother? Wait for two months, and once you get your ducks in order, then apply.
Yeah my sensible head follows your logic – however the lure of the current offer of 80K Amex points is why I’d like to apply now.
🙂
There is always an offer. Mine was 100K at the end of last year.
If you’re going to move house it’s best to apply just before you leave an address
Most councils take 1-3 months to get you on the electoral roll after you register, some councils only update it every December.
Though you are asked for 3 years address history so sometimes you can still be electronically identified using your previous address
What address have you given your other banks and credit cards? When these get reported to the CRAs it will also allow you to be “found”
The “lure of 80k Amex points” is only meaningful if you would actually be approved given your current living circumstances
I rang Amex this morning, but they weren’t much use.
When you contacted Amex, what did you ask them exactly and what was their response?
- You must be logged in to reply to this topic.
Popular articles this week:
