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Forums Payment cards American Express Platinum Application Question

  • 128 posts

    I’d like to apply for the Platinum card taking advantage of the current enhanced sign up offer.

    The issue I have is I’m couch surfing at the moment with a friend as I’m in between house moves. I moved out late March and should be in my new place late June. My post is being redirected to my mother’s house.

    In terms of the application, technically I am not formally registered at any residence – the only “proof” of address I could evidence, is my old house. Is this going to scupper any application at this point? (I’m not sure how the voting register works?). Or could I get away with using my old address, with the physical card redirected by Royal Mail, then update my address when I’m in my new place?

    I rang Amex this morning, but they weren’t much use.

    Any thoughts welcome!

    1,001 posts

    Personally, I would wait until I am settled in my new home in late June, but that’s just me.

    But to answer the question you have posed – I can think of ways it could work (machine based), and some other very real reasons why it would not (human involvement – those pesky meddling humans!).

    It depends on your appetite for risk and (I say this without judgment) your own moral compass, because once you say on an application that you live somewhere when you do not, you are looking at first-party application fraud.

    https://www.experian.co.uk/blogs/latest-thinking/guide/application-fraud/

    I guess it all boils down to this: how badly do you want the Amex points?!

    🙂

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