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If you are about to drop some serious money onto one of their 10x or 20x retailers then the Ultra plan can be worth it just for the points. But if you mainly spend on 1x retailers then I think you need to get value from the rest of the proposition to justify the fees IMHO.
I couldn’t make the Ultra plan stack up – I’ve just renewed Amex Plat for a year – but having done the sums, I’ve upgraded to Metal.
They don’t do a very good job of explaining the benefits! They advertise the price at £14.99 a month, but since you have to commit to a year, you may as well pay it upfront for £140 (£11.67/ month).
That also unlocked a ‘spend £2k, get 5000 points’ challenge – which weirdly wasn’t advertised either.
Valuing those points at 1p each, I can certainly get value out of the net Metal cost of £90.
The only reason for me to pay for Metal is that it comes with a free FT subscription that otherwise costs £39 a month.
The only reason for me to pay for Metal is that it comes with a free FT subscription that otherwise costs £39 a month.
Is that the standard digital plan?
Standard Digital plan is often on sale for about £160. Combine that with Amex £35 off and it’s a decent deal if you want just the FT.
Wait, I just looked at the annual cost of metal and that’s pretty good. For some reason I thought it was more expensive, must’ve confused with ultra.
Metal looks pretty good if you were anyway going to get those subs.In my experience no FT discount + Amex combo beats the Revolut Metal free FT sub even if you never actually sped a single pound on the card.
Obviously you need to be a heavy FT reader to benefit from this offer.Yes, I’m on the free tier.
I could see some utility in going up to one of the paid tiers, but I’m not going to be putting loads of spending through it.
The 20x points is a multiplier of your base rate, right? So I’d get 0.1 x 20 = 2 Revpoints/ £ on the free tier, and if I was on Ultra it’s 1 x 20 = 20 Revpoints/ £?
Can someone confirm this is how it works? 20x base rate?
Yes, I’m on the free tier.
I could see some utility in going up to one of the paid tiers, but I’m not going to be putting loads of spending through it.
The 20x points is a multiplier of your base rate, right? So I’d get 0.1 x 20 = 2 Revpoints/ £ on the free tier, and if I was on Ultra it’s 1 x 20 = 20 Revpoints/ £?
Can someone confirm this is how it works? 20x base rate?
Thus far, that’s how it’s worked for me. The multiplier tracks later than the base rate, don’t waste your time chasing it up immediately as I did on the first transaction.
Thanks @memesweeper! Not really worth chasing these bonuses with the free tier but like you said, worth considering upgrading to metal in the future if there is a big spend at one of the retailers.
Saw a lot of chat about RevPoints in the last few months around points groups, however it’s all vanished without a trace. Would be fascinated to know what happened!
What points groups?
What points groups?
It was on a Rediit board. Lots of chat about RevPoints but it’s all gone.
Revolut ultra can certainly be worth it, especially if credit cards aren’t an option, and depending on what you would usually subscribe to. I pay for ultra. I value the lounge access, classpass, Uber one (which you can then use to get disney plus), nordvpn, my weekly shop from Morrisons which is 15x, and eBay which is also 15x.
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