Maximise your Avios, air miles and hotel points

‘CombiFare’ (one-way cash, one-way Avios) may be coming to British Airways, copying Virgin

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British Airways appears to be gearing up to launch its own version of ‘CombiFare’, the innovative Virgin Flying Club feature which I have praised in various articles.

This is based on a new customer survey which went out to various British Airways Executive Club members this week.

CombiFare is a very simple idea which makes perfect sense – which may be why Virgin Atlantic is the only airline so far to do it.

Virgin Atlantic 350

It is hugely frustrating to find that you can book half of a reward ticket but cannot find seats for other leg.  On short haul flights it isn’t so bad, because British Airways sells one-way fares on its short-haul routes which you can match with a redemption seat in the other direction.

On long-haul it is usually a different matter.  In general, the only one-way tickets you can buy on long-haul routes are hugely expensive flexible tickets which cost substantially more than a refundable return ticket.  This is no help at all with your award planning.

CombiFare changes all this.

As you can read here, the Virgin Atlantic version of CombiFare allows you to book a flight with one leg booked using Flying Club miles and the other leg booked for cash.  The key  is that the cash element will be 50% of the equivalent return ticket for the same flight, not the extortionate cost of a one-way ticket.

Virgin only allows CombiFare based on Economy and Premium Economy, not Upper Class, although you can mix them with an Upper Class redemption leg.

Here is an example of how it may work with British Airways:

a return World Traveller Plus flight to New York for your dates is £1,000 cash

an Avios redemption is available for the return but the outbound flight is not available.  A one-way World Traveller Plus ticket would cost £1,750 as BA only sells flexible tickets as one-ways.  This makes the whole trip impossible.

with CombiFare, you could call BA and they would allow you to book the return flight using Avios and the outbound flight for £500, ie half the cost of an equivalent cash return ticket

There are various tweaks to this formula.  Which classes are included?  Can you mix and match classes (you can with Virgin) flying Club World on Avios outbound and back for cash in World Traveller?  What are the cancellation policies, given that the cash element is based on a non-refundable ticket?  Can you book the cash flight in a refundable ticket class for more money (you can with Virgin)?  Could it be combined with a BA Amex 2-4-1 voucher?

It isn’t clear when British Airways is looking to roll this out, if indeed it does, but it will be a valuable addition to your arsenal for those people ‘in the know’.  Virgin Atlantic has always struggled to sell the CombiFare concept to a wider audience, however.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (62)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Genghis says:

    OT. Tesco vouchers. I used a £50 Clubcard voucher to buy £15 virgin miles and therefore due 3,500 points back. Normally how long does the refund take?

  • James67 says:

    You seem optimistic Rob so I hope you will not be disappointed. Being BA I think we should expect a catch someplace, e.g. part pay with avios has never lived up to expectations and currently 35k avios for £200 will be a con in many people’s eyes, and avios and money has its problems too.

    • Simmo says:

      It’s better than Virgins pay with miles….. If you part pay with miles on Virgin it voids your opportunity to collect status points & miles!

  • Katy storie says:

    Hi, can I ask if the BA Amex 241 voucher is for a one way or return redemption? I’m thinking of getting the BA card and the combifares have flagged up the 241 offer again which has finally pushed me to find out more!
    Thanks.

  • Nick G says:

    I think this is great news ….. because I can look forward to paying cash for my fun size mars bar. The saying give with one hand take with the other seems to be BA philosophy these days……one day they might realise.

  • John says:

    The combifare is a good idea in principle but it needs to be bookable online.

    WIth the example of £1000 in WT+ LHR-JFK return, the cash element is not going to be half because of the taxes and fees, which are about £300 LHR-JFK and £100 JFK-LHR, so you’d actually pay £700 + 26K avios (offpeak) rather than £500.

    Also BA had better award miles and TPs on the cash portion.

    I booked a combifare with VS HKG-SYD (when they still flew it) as I wanted to empty my Virgin account. It was massively annoying and required phone calls and emails to the Hong Kong office, followed by faxes of my credit card and then visiting the office in person as soon as I arrived in HK before they could issue the ticket. I’m not sure what the procedure is ex-UK.

    • dps says:

      As VFC Lifetime Gold I’ve used VS Combi fares on LHR-JFK-LHR and LHR-IAD-LHR (westbound in PE, eastbound in UC) even where redemption seats were available – to maximise Miles earned.

      It’s never taken the superb FCG team more than 5 minutes to price and book my Combi fares; less tnme than it usually takes BA Gold Line and its options to put me through to a human being.; .

  • Jordan D says:

    I know these things leak, but am surprised seeing as the terms of the survey were meant to be confidential ….

    • Rob says:

      You cannot realistically impose a confidentiality agreement when one party had no benefit from it – and I assume the survey was not paid.

    • harry says:

      otoh if people who did the survey signed a confidentiality agreement when they did the survey, they are pretty mean pieces of poop to ignore the ‘contract’

      the surveys ARE paid

      interesting info, though & no reflection on hfp as hfp did not sign a ‘contract’

  • Dan says:

    You can make your own combi-fares to NYC/LAX/MIA/LAS if you don’t mind flying Norwegian one way – I’ve just booked BA CW using Avios LHR – JFK, Norwegian JFK – LGW return flights for ~£150 each with a checked bag. Used my Lloyds Avios Upgrade Voucher on the CW flights so the whole thing comes in about £390 and 26,000 Avios per person.

  • h1tvd says:

    O/T applied for the Amex platinum upgrade for the 20k points on £1k spend. It didn’t appear in my account but I messaged Amex stating that I was waiting for confirmation of the points bonus before I activated my card and I have been assured I will get the 20k points. Will spend the £1k fast as I’ve just bought a new bike so will see soon if its honored……

    • James67 says:

      Others have reported same thing and have experienced no problems getting their bonus. Expect thev £450 fee to hit your account on gold anniversary though, I made a huge mistake upgrading just before mine and was hit with the platinum fee on my second statement.

      • Rob says:

        The upgrade bonus is meant to be targetted and I know people who did not get it, which is why I have never featured it.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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