An odd quirk when earning Virgin Flying Club miles from Virgin Trains
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When you travel with Virgin Trains West Coast, you can choose to earn either Nectar points or Virgin Flying Club miles, assuming you book directly on the Virgin Trains website.
Following changes last year, the rate is now:
- 2 Nectar points per £1 spent, or
- 1 Virgin Flying Club mile per £1 spent
Since you should be able to get more than 1p from your miles, I was generally keener on crediting to Virgin Flying Club.
A reader has pointed out a quirk in the system, however.
If you take Nectar points, you get points for the entire value of the ticket you book, even if some of the travel is on another train operator
If you take Virgin Flying Club miles, you earn NOTHING if any part of your journey is on another train operator
The first point is well known and publicised on the Virgin Trains website. The second point is not. Our reader had been trying to retroclaim points from Virgin Flying Club when they came clean about this rule.
Make sure that you choose Nectar points as your reward if you are booking Virgin Trains West Coast and using a mix of train operators.
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How to earn Virgin Points from UK credit cards (June 2025)
As a reminder, there are various ways of earning Virgin Points from UK credit cards. Many cards also have generous sign-up bonuses.
You can choose from two official Virgin Atlantic credit cards (apply here, the Reward+ card has a bonus of 18,000 Virgin Points and the free card has a bonus of 3,000 Virgin Points):

Virgin Atlantic Reward+ Mastercard
18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Virgin Atlantic Reward Mastercard
3,000 bonus points, no fee and 1 point for every £1 you spend Read our full review
You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.
The American Express Preferred Rewards Gold Credit Card is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points.

American Express Preferred Rewards Gold Credit Card
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review
The Platinum Card from American Express comes with 50,000 Membership Rewards points, which convert into 50,000 Virgin Points.

The Platinum Card from American Express
50,000 bonus points and great travel benefits – for a large fee Read our full review
Small business owners should consider the two American Express Business cards. Points convert at 1:1 into Virgin Points.

The American Express Business Platinum Card
50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

The American Express Business Gold Card
20,000 points sign-up bonus and FREE for a year Read our full review
Click here to read our detailed summary of all UK credit cards which earn Virgin Points.
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