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Virgin has boosted its credit card sign-up bonuses – but which card is best for you?

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Last Monday, Virgin Atlantic launched a special limited-time sign-up bonus on its two new Virgin Flying Club credit cards, issued by Virgin Money.

Full details are on the airline website here.  In summary:

The bonus on the free card has been increased from 5,000 miles to 10,000 miles (£1000 spend in 90 days required)

The bonus on the £160 card has been increased from 15,000 miles to 25,000 miles (£1500 spend in 90 days required)

These offers run until 28th February.

With this in mind, I wanted to run through the two Virgin Atlantic credit cards again to help you decide which one is best for you.  I also wanted to focus more closely on the long-term spending bonuses which kick in when you spend £10,000 (£160 card) or £20,000 (free card) per year.

I ran a version of this article last time Virgin had a promotion on its cards, which is why long-term readers might find it familiar!

Here are the key features:

You can choose between a free Virgin Atlantic Mastercard and a paid Mastercard, with (until 28th February) a 10,000 mile and 25,000 mile sign-up bonus respectively

The earning rates are EXCELLENT.  0.75 miles per £1 on the free card and 1.5 miles per £1 on the fee card.

The new Virgin credit cards have a 2-4-1 voucher which works like the BA Amex voucher.  But … and this is a big ‘but’ … you need to be Flying Club Gold to use it in Upper Class.  You need to be Flying Club Silver to use it in Premium (Virgin’s new name for Premium Economy).  A base level ‘Red’ member can only use it in Economy. 

Solo travellers can choose, instead, to upgrade a return Economy redemption flight to Premium Economy.  This is available to everyone regardless of status.  As the upgrade voucher is valid for two years, a couple could also benefit if they earned two vouchers in consecutive years or each had their own credit card.

All Virgin Atlantic cardholders get free access to Virgin Money lounges around the UK

Let’s look at the two cards in detail.

Virgin Atlantic Reward credit card

The FREE card – Virgin Atlantic Reward credit card

I am legally obliged to tell you that the representative APR is 22.9% variable.

As you can see from the picture above, the free Virgin Atlantic Reward credit card is pretty cool, as credit cards go.  There is NO information on the front!  No card number, no personal name (these are on the back) although there is the usual chip.  The card is coloured red on the edge which makes it stand out when you look into your wallet or card holder.

This is what you get (full details are on the Virgin Money website here)

  • No annual fee
  • 5,000 miles with your first purchase (within 90 days of card opening)
  • Apply before 28th February and you receive an additional 5,000 miles after spending £1,000 within 90 days
  • Earn 0.75 Virgin Flying Club miles per £1 spent
  • Double miles on online or call centre bookings with Virgin Atlantic and Virgin Holidays
  • Unlimited free access to Virgin Money lounges across the UK
  • 0% interest for six months on balance transfers (3% fee)
  • Spend £20,000 in a card year and select a 241 voucher, upgrade voucher or another reward – more on those below

You can apply for the FREE Virgin Atlantic Reward credit card here.

Virgin Atlantic Reward+ credit card

The fee card – Virgin Atlantic Reward+ credit card

This card has a representative APR of 63.9% based on a notional £1200 credit limit and the annual fee.  The representative APR on purchases is 22.9%.

This card is even cooler to look at, in my view, than the free card.  Again, your name and your card number are printed on the back, giving an impressive looking piece of plastic.  The card is also coloured red on the edges.

This is what you get (full details are on the Virgin Money website here):

  • £160 annual fee
  • 15,000 miles with your first purchase (within 90 days of card opening)
  • Apply before 28th February and you receive an additional 10,000 miles after spending £1,500 within 90 days
  • Earn 1.5 Virgin Flying Club miles per £1 spent
  • Double miles on online or call centre bookings with Virgin Atlantic and Virgin Holidays
  • Unlimited free access to Virgin Money lounges across the UK
  • Free global wi-fi access via Boingo
  • 0% interest for six months on balance transfers (3% fee)
  • Spend £10,000 in a card year and select a 241 voucher, upgrade voucher or another reward – more on those below

You can apply for the Virgin Atlantic Reward+ credit card here.

Virgin Atlantic credit card

These are your rewards for hitting the spending target each year:

Your reward is triggered IMMEDIATELY upon hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward Credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

This is what you can pick from:

All Flying Club members:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Economy, or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Silver status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Premium or Economy, or

A Virgin Clubhouse lounge pass for Heathrow or Gatwick (requires a same-day Virgin Atlantic flight), or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Gold status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Upper Class, Premium or Economy

TWO Virgin Clubhouse lounge passes for Heathrow or Gatwick (require same-day Virgin Atlantic flights)

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Taxes and charges are due on ‘free’ 241 seats in the same way as the British Airways American Express 241 vouchers.  Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date.

Which card is best for you?

As usual, there is no easy answer to this question.  Here are my thoughts.

The free Reward credit card is a very easy free 10,000 Virgin Atlantic miles.  Even if you are not a major Virgin Flying Club collector, 10,000 miles for spending just £1,000 is attractive.

Whether you should get the Reward+ credit card depends on your spending.  Purely from a bonus point of view, you are spending £160 to get 25,000 Flying Club miles.  This is a good deal in itself overall (just 0.64p per mile) but you need to compare that with the 0.00p cost for the 10,000 miles with the free card!  To get the full benefit you need to be spending on the cards too.

I like the upgrade voucher for hitting your annual spend target.  If you usually travel on your own, you don’t need a BA Amex 2-4-1 voucher.  The upgrade voucher lets you book a return Premium Economy reward flight on Virgin Atlantic for the same miles as an Economy reward flight.  As vouchers are valid for two years, it works for couples if you are prepared to wait two years to earn two vouchers.

I do not like the 2-4-1 voucher for hitting your annual spend target. I am 99% sure that Virgin Atlantic has missed a trick.  There is no good reason, in my view, to restrict Upper Class redemptions using the 241 voucher to Virgin Flying Club Gold members.  As we all know, or should know, long-haul redemptions in Economy are usually a waste of miles because of the taxes and charges.  For non-status members of Flying Club, this is likely to be a perk with little value outside peak periods and you would be better off taking the upgrade voucher.

Virgin Atlantic Flying Club Reward credit card

The on-going earning rate is EXCELLENT

Let’s not beat around the bush.  Looking first at the free Virgin Atlantic Reward credit card, 0.75 Virgin Flying Club miles per £1 spent makes this the most generous free Visa or Mastercard currently available.

What are your alternatives, looking only at cards still open to new applicants?

I would value 0.75 Virgin Flying Club miles at 0.75p

The free IHG Rewards Club card gives 1 point per £1, which I value at 0.4p

The free Tesco Clubcard Mastercard gives 0.125 Clubcard points per £1 (0.3 Avios) which I value at 0.3p

The free Virgin Atlantic Reward credit card is twice as valuable as the next best free travel Mastercard or Visa card.

Similarly, on the fee-based Reward+ credit card:

I would value 1.5 Virgin Flying Club miles per £1 at 1.5p

The £99 IHG Rewards Club Premium card gives 2 IHG points per £1, which I value at 0.8p

The £79 Lufthansa Miles & More charge card gives 1.25 Miles & More miles per £1, which I value at 1.25p

Again, the annual fee Virgin Atlantic Reward+ credit card has more valuable rewards than any other fee-paying travel Mastercard or Visa card.

Virgin Atlantic Reward+ credit card

But the snag …..

…. is using the miles.  Virgin Atlantic is a long-haul airline and so you don’t have any low value redemptions of note.

Virgin Flying Club will change massively in the next 6 months when Air France and KLM flights become available for redemption.  This could happen as soon as April but may slip.  This will add short haul options in Europe as well as the excellent Air France / KLM long-haul network.

You will need a decent stock of miles to take advantage of this.  The good news is that you can also earn Virgin Flying Club miles from other partners:

American Express Membership Rewards from Amex Gold or Platinum (1:1)

Tesco Clubcard (1 point is 2.5 miles)

Heathrow Rewards (1:1)

Transfers from hotel loyalty schemes

There are also lots of partner promotions which we write about on Head for Points.  You CAN build up a decent stock of miles relatively easily – the free American Express Preferred Rewards Gold has a 20,000 point sign-up bonus which will convert into 20,000 Virgin miles.

This article – click here – looks at where Virgin Atlantic flies these days.

Virgin Atlantic Reward Plus credit card

Conclusion

From the perspective of day-to-day earning, the new Virgin Atlantic credit cards are excellent.  They are the most valuable Visa or Mastercard travel cards on the market in terms of return.

If you have been thinking about getting one of them, you should do it before 28th February whilst the higher bonus is available.

If you have a pot of Virgin miles which you can add to via these cards, you should think seriously about applying

If you are Virgin Gold and can access the 2-4-1 voucher in Upper Class, you should think seriously about applying

If you are Virgin Silver and are happy redeeming your 2-4-1 voucher for Premium Economy, you should think seriously about applying

If you are a solo traveller and will benefit from the Premium Economy upgrade voucher when booking an Economy ticket on miles, you should think seriously about applying

If you are a casual Virgin Flying Club collector, 5000 miles for taking out the free card and 0.75 miles per £1 spent will see your balance move along, albeit slowly.  You may or may not get value from paying £160 for one year for the Reward+ card to get the 15,000 mile bonus.

Access to seven Virgin Money lounges around the UK (I reviewed the Piccadilly one here) is a decent extra perk for everyone.  The full list of lounges is here.

You can apply for the FREE Virgin Atlantic Reward credit card (10,000 miles bonus) here and the paid-for Virgin Atlantic Reward+ credit card (25,000 miles bonus) here.

(Want to earn more miles and points from credit cards?  Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

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Comments

  1. What would these cards be like for 3 travellers. I have been making use of ba 2for1 and avios upgrade voucher for our family but with avios duo card going I am thinking about switch to virgin. Also use flybe for regional flights so with virgin take over this is another reason to start collecting but I don’t have any status. Do you know if you have to use the voucher for yourself if upgrading from economy to premium or can you use for another family member and can you do family accounts like British airways exec. Club?

    • I used the VA upgrade vouchers to upgrade two relatives to PE when booking over the phone.

  2. Nigel the pensioner says:

    I did my free card applicatiom before the December cut off, getting 10,000 virgin miles, thank you very much. However I would only get 0.75 of a mile for every £1 spend. On my AmEx I get 1 point per £1 = 1 mile, so my incentive for continued use is zero. I will carry it in case I see a Virgin Money lounge somewhere!
    Also people should be aware that some car rental companies do not accept non number embossed cards for deposits – Europcar for one. So always have the AmEx handy. Its declared in their rental T’s snd C’s always read the small print to lead a happy life!!

    • I’ve had my VAR+ card declined at a Car Rental pick-up, earlier this month. Didn’t know about the embossing point, may well explain things.
      For me, the card does the job and meets the niche I use it for. Virgin have the excellent 789s on two of the three main routes I use on solo trips, with a decent Premium Economy cabin. Hence the upgrade voucher works for me. I still use my BA Amex for the 2f1 trips with my wife.

    • Have to agree with Nigel, it’s ok for the sign up bonus but I’m struggling to see any further value. I’m getting 2 points per £1 spend on foreign travel on Gold amex, it’s costing us nothing to hold, has arguably the best transfer options plus, on amex website I don’t come across comments such as ‘you aren’t a silly sausage!’.

      • I guess the only use is if you want to buy stuff from anyone that doesn’t take AMEX.

  3. How easy is it to get and keep Gold just now, and what impact will the KLM/Air France tie-up and the FlyBE takeover have on chasing status? The voucher is useless to me if the two of us can’t redeem it in upper. That is the main thing that stops me collecting Virgin points seriously now over Avios. That, and the limited route network for these 241 redemptions – I suppose they have to be on Virgin operated services.

    • Gold on VS requires 10 discounted UC long haul flights, or 5 flexible ones, the more expensive fare classes. Unless you fly for work it’s hard to see someone that self funds their flights meeting criteria, and worrying about an upgrade voucher. I can’t see how you can get gold on VS short of £8-£10K, on BA it’s possible for £3K. Who knows what’ll change as a result of KLM/AF.
      Virgin missed a trick with the voucher, it’s not going to tempt anyone away from the BA 241 which has much better value for a couple wanting business class.
      I’ve earnt one as a no status VS, I’ll probally not use it.

  4. Is it possible to use the return premium upgrade as two one way upgrades ie as a couple rather than one dole return upgrade?

  5. I got the free card last decemeber, and recently had my first statement. the 5000 signup points have been credited. I have reached the required 1k spend and just had a strange email from virgin “an update on your bonus miles” saying that the spend bonus will be added next month, but also that the offer is running for three months so I can “boost miles again by spending this month”. Does it really mean that spending 1k every month gets the bonus 3 times, or is it just a copy/paste from a former offer not been proof-read !

    • James Whitehead says:

      Hi Andy,

      Exactly the same with me and my wife on the paid card.

      The bonus at sign up was for 10k miles for spending £1500 within 3 months. However the email I received since says 6k miles each month for spending £1000 each month. Very confusing. Have contacted them for clarification but received no response so far.

      Thanks,

      • The 10K is the sign up bonus, but over and above that they’re offering you an extra 6K for spending £1K per month for the first 3 months. Spend £1K per month for the first 3 months. Month one you get 6K, half way through month two you hit the spend target for sign up and get the 10K for that, at end of month two you get the 6K for that month. The month three spend of £1K generates the third 6K. So for spending £3K you’ll earn 10+18 = £28K points + the points on the spend. The card fee doesn’t count as spend so make sure to spend the £1 per month. The 6K bonus points lad by a month, so awarded month’s 2 3 and 4.

        • James Whitehead says:

          Yes Doug that is what they’re saying in the most recent email (after I’d actually signed up).

          But that wasn’t the deal they advertised when I signed up. This was 15k for signing up and then a bonus 10k for spending 1500 in 3 months. EG exactly what Rob is saying in this post that we are commenting on!

        • Indeed the same with me.
          I have already spent more than 5k on card in the first statement month.
          Only received 15k bonus VS miles, not the 10K additional.
          I will wait for second statement, if it does not show in second I would complain to VM customer service.

        • ah yes, I’ve gone back through my emails and found :

          As a reminder, you can earn up to 11,000 bonus miles in your first three months of having the card:
          ° 5,000 miles when you make your first card purchase (within the first 90 days).
          ° 2,000 miles a month in the first 3 months your account is open, when you spend a minimum of £500 each month on your card.

          This clearly disagrees with what Rob posted back in December and again today. I won’t know until next month whether I’m getting 2000 or 5000 bonus points, by which point it will be too late if it’s the former and I’ve not put another 500 quid through the card! I wasn’t planning on using it much past the initial 1k spend as along with others the card is pretty useless without VS status and not a particularly generous miles benefit anyway. I did consider the paid-for card but that seemed very expensive simply for double points; if it automatically give VS status I’d have gone for it like a shot – the only reason i have the IHG black card is for the platinum status that comes with it.

        • The offer above was targeted, which is why it differs from this one which is open to all.

        • James Whitehead says:

          I am still going back and forth with Virgin on this one.

          I was clearly advertised an offer of a bonus 10k miles for spending 1500 when I signed up. They have only recently started sending me emails “reminding” me of the offer of 6k per month for spending 1000, when clearly there is nothing to remind me of as I was never told about this in the first place. I have now missed out on the first months worth of 6k – something that wouldn’t have happened if I was told about this in the first place by Virgin.

          Hopefully will get to the bottom of this soon.

  6. I’m on the cusp of spending the £10k on the Reward+ cars but am currently only Virgin Red. I might be able to get to Virgin silver over the next year, but if the voucher is triggered before I do that is it tied to my status at the time it is triggered or your status when you go to redeem?

    • From T&C
      Regardless of your tier when you earn the benefit and when it is credited to your Flying Club account, it’s your tier when you spend your reward that determines the choice of available reward.

  7. JamieMac says:

    Virgin Atlantic is useless to me until I know what is happening with Flybe for the UK domestic network (and when) and how does the KLM tieup work, if I Book a VA codeshare do I get VA miles and do they count for status? I fly to India for work regularly and currently use BA or Qatar and stick to Oneworld where I can. Worth waiting out or starting to collect now in anticipation?!

  8. OT- Amex Platinum

    I have already have amex platinum (plus supplementary), how likely is it if I was to get another Amex Platinum in Mrs Roger’s name and then expect Amex to target with £200 off £600 spend?

    • Peter K says:

      I often find it takes weeks to get new offers on a new card so don’t bet on it.

  9. No bits today so posting here as it relates to curve payments linked to virgin. Has anyone had an issue paying hmrc with curve recently? I just tried a make a payment and got an error message:

    “The address you gave may not match the one your card issuer has.
    This is the most common problem for unsuccessful payments.
    The payment may also be unsuccessful because:
    there are not enough funds in your account – contact your card issuer for more details
    the wrong password was entered when using 3D Secure
    your card was not issued in the UK”

    The payment has appeared as pending on my curve card and appeared as pending twice on the linked Virgin credit card. I have made numerous payments in the past and a small payment earlier this month. The payment was under £1000 and there was available credit on the card.

    • No issues for me. Just under 3k self assessment payment to HMRC via Curve – Virgin went through fine last Tuesday on first attempt. (Will kick myself if amex beta comes through this week as currently working to wife’s BAPP 3 month target). Going back to the point, have made only a handful of payments through curve in the last 3 months since being moved to a higher spend limit, and this was the second transaction linked to Virgin having put through some Brighton spend a week before to test if it is picked up as a cash advance in my statement. Came through as a purchase.

    • This happens for me if I am trying to exceed the Curve daily allowance (which can be increased by asking them). I recently put £2k through Curve to HMRC which went fine then tried another £2k on the same day and got that error message. It shows as pending on Curve but that is just a bug and it is not actually pending (confirmed by their CS). Double check your daily limits and try again. Alternatively it may just be a fraud prevention mechanism when it detects “large” transactions if you don’t usually spend on it?

  10. Donald Trump says:

    2 questions-
    1 – can you churn this card every 6 months?
    2 – can you bring a guest into the money lounge?

    • You can take guests into the Money lounges, Donald. I suggest you invite Nancy Pelosi to join you.

    • Glasgirl says:

      No idea about the card but yes you can bring in a guest. I have Virgin accounts and was just in the Glasgow lounge for the first time yesterday.

      • Lawrence says:

        How was the Glasgow lounge? Worth a visit?

        • I found it fine but nothing special. Edinburgh lounge is bigger and has nicer views. Food and drink selection at both is pretty minimal – tea, coffee, water and cordial. Some dry biscuits and that’s about it. Find if needing somewhere to sit waiting for a train at a nearby station but I wouldn’t rush to visit!

  11. I can’t believe it but I’m actually agreeing with Nigel. I like VA and I do collect FC miles and have done so for ages. I have the free Virgin card. I happily pocketed the bonus but struggle to find a reason to now take it out of my wallet. I can effectively earn 1 FC point by using my amex. I have no VA status and won’t ever get to Silver let alone Gold. I’m not even against flying Premium on a day flight West. But the requirement to be Gold to be able to use the 241 in UC kills the card dead for me. I know Rob said that Virgin money was looking for an extra benefit for VA status passengers when they decided on this but I think they’ve got it wrong.

  12. The Original Nick says:

    Slightly O:T, Does any one know how I can calculate how many VS miles will be earn’t on a ANZ Premium economy flight in booking class A?

  13. Could you use the Virgin card to top up your revolut account?

    • Genghis says:

      You could

    • TescoTease says:

      But you can only top up with £100k per annum…

    • Yes, I use mine regularly for top-ups and the transaction posts as non-financial so no fees.

      Good way to get to a spend bonus.

    • MonkeymaN says:

      I did it, but was charge a cash advance fee.

      • We seem to be getting some contradictory feedback here…
        Can anyone confirm if it would be considered a purchase or a cash advance?

      • MonkeymaN says:

        I topped up Revolut on 28/12 with my Virgin card and saw no advance fee on my Virgin account, so I used it again the next day. On my statement a 5% cash advance fee posted 2 days after each Revolut transfer.

    • lgflyer says:

      I got my new Virgin card this week and have just topped up Revolut today. The transaction has posted with MCC 6012. So far no cash advance fees, will report back in a couple of days…

  14. Thinking of applying for the free card to get the 10k virgin miles, which i can then change to 10k IHG points, as don’t collect VM. Hoping it will arrive before Jan.31st so I can use it for SA Tax payment via Curve.

    Wise card to choose for my non-amex card? I currently have the free Creaction IHG card but no bonuses or similar for me to target.

    80% of my spend goes through Amex, but looking for some small non-amex wins…?

  15. I have just been approved for the free card and that will add 10,000 to my account. Thanks for the tip.
    Sadly neither the free card nor the paid card are keepers for me. I don’t have status with Virgin and don’t fly Y or Y+ long haul so the voucher is worthless. Now if they begin to offer better fares such as the one world alliance does ex the EU then there may be a chance but I would also need a household account and ideally a gold status match challenge. Turkish do this and I have moved my summer family trip to Asia from OW to TK and star alliance. I am now actively moving shortfall to star alliance carriers ex LHR and will use priority pass in lieu of BAEC lounge access. This was in part due to sub £1000 J fares ex Cairo which allowed very long unlimited stopovers and in part due to the 787 TK take deliver off this year. They have a reputation for great in flight service and the new seats look fabulous. It also means one stop in Istanbul on my way to Asia from LHR.
    It is also in response to BA decline and their don’t care attitude to customers.

  16. grammer says:

    What are the rules for a upgrading to the reward+ card….i have had the free card since november and triggered the bonus 10k miles…can i apply for the paid card and get another 25k miles bonus?

    • Seems so, yes. However it isn’t clear if you can earn two vouchers on the same Virgin Atlantic account in the same year.

      • Thought you were supposed to leave 6 months between applications for the 2 diffferent cards. Has that requirement now been dropped?

        • That’s an Amex rule for same ‘currency’ cards. I’ve not seen anything similar for Virgin.

          I managed to upgrade from free to paid but was a protracted process that took a couple of months and many calls. On the upside they have me both the sign up offer and the enhanced one for ex-MBNA customers (that I had already earned 2 out of 3 months worth on the free one), so decent result!

        • No, the rule still exists AFAIK. However if you spend quickly you could still trigger 2 vouchers in the same 12 month period. To be clear, though, we still don’t know what the exact VM rules are and I’m not entirely sure VM knows either.

        • @ Alan, no I am aware of the AMEX 6 month rule but ROb has posted several times in the past that you can hold both Virgin cards but you must leave 6 months between applications. As grammer said they only got the free card in November they would be unlikely to receive the bonus for the premium card (according to previous comments made by Rob on these cards)

          @grammer – it isn’t an “upgrade” as such. Both cards are independent of each other and you have to make a new application for the paid card

        • OK well I certainly managed to get both sign up bonuses with only a few weeks gap between them. As I say was a bit of a hassle though moving across.

    • I already have the free Virgin card – applied when it first launched. I applied for the paid one for the 25k bonus however my application was rejected – on what grounds I don’t know. Gutted to miss out on the Virgin points. Guess I’ll have to do a self referral via my Amex Plat for BAPP and collect 39k avoid instead 😎

  17. Great article as always, thanks.
    Has anyone gleaned any info yet on whether you can cancel the card and reapply, and any required interval?
    Thanks

  18. Ian Shek says:

    The£1k spend for the free card, are you able to use a balance transfer as part of the spend?

    • Balance transfers don’t earn you miles, or count towards your ‘spend target’ has to be purchases made with the card to earn the rewards.

      • Plus even if they did they almost all have a 3% fee nowadays so little benefit to making them.

  19. Jeferson says:

    Can we do like AMEX and cancel the card getting the annual fee back less the days/months I used it?

    • Nope

      • Jeferson says:

        Thanks..I’ll get the free one then.. Is this card possible to cancel a do again after a period of time? If so, do you know how long?

        • Not sure – I’d say to aim for over six months but it’s not been out for more than about 9 months yet I think so not sure how many folk will have tried to churn yet…

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