10 DAYS LEFT: Get 10,000 to 25,000 sign-up miles with the Virgin Atlantic credit cards!

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Virgin Atlantic is currently running an impressive special offer for its new Virgin Money-issued Reward and Reward+ credit cards.  You have another 10 days to take advantage.

For a limited period:

you will earn an extra 5,000 miles (10,000 miles in total) on the FREE Virgin Atlantic Reward credit card 

you will get an extra 10,000 Flying Club miles (25,000 miles in total) if you take out the Virgin Atlantic Reward+ credit card, which has a £160 fee

This offer runs until 28th February.  You can apply here.

It is worth noting that Virgin Money lets existing Virgin Atlantic cardholders who already have one of the two cards apply for the other one – as long as it was six months ago.  If you got one of the cards when they launched back in April 2018, you should be successful if you now apply for the other.

If this article sounds familiar it is because it is based on the one I used when this offer last ran!

Virgin Flying Club Reward credit card extra bonus

What do I get from the Virgin Atlantic credit cards?

Here are the key details:

The free card:

The free Virgin Atlantic Reward credit card is a Mastercard which earns 0.75 miles per £1 spent.  The representative APR is 22.9% variable.

New sign-ups to the Virgin Atlantic Reward Credit Card will be able to earn up to 10,000 miles:

  • 5,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 5,000 miles when you apply on or before 28th February and £1,000 is spent on the card within 90 days of opening the account

This means that you are earning 10,000 Virgin Flying Club miles – which are worth around £100 if redeemed for long-haul premium flights – for free.

Virgin Atlantic Reward credit card

The paid card:

The £160 Virgin Atlantic Reward+ credit card is a Mastercard which earns 1.5 miles per £1 spent.  The representative APR is 63.9% variable including the £160 fee based on a notional £1200 credit limit The interest rate on purchases is 22.9% variable.

If you take out the Virgin Atlantic Reward+ credit card you will be able to earn up to 25,000 miles:

  • 15,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 10,000 miles when you apply on or before 28th February and £1,500 is spent on the card within 90 days of opening the account

With this deal, you are receiving – when you factor in the annual fee – 25,000 Virgin Flying Club miles, which are worth around £250 if redeemed for long-haul premium flights, for £160.

Virgin Reward Plus credit card extra bonus

The Reward+ card remains the better deal in my view because, whilst the sign-up deals are roughly equal (10,000 miles for free vs 25,000 miles for £160), once you have the Reward+ card you are earning the superior 1.5 miles per £1 whenever you shop.  You also trigger the upgrade and companion vouchers more quickly

Whilst you can hold both cards at once and get a bonus on each, Virgin Money wants a six month gap between applications.  If you applied for one of these cards back in April when they launched, you should be able to apply for the other one whilst this bonus is running.

How do the upgrade and companion vouchers work?

Each year you can earn a special extra reward.  Your reward is triggered IMMEDIATELY upon hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

Unlike the British Airways American Express cards, the rewards vary depending on your tier in the Virgin Flying Club scheme.  If you have elite status, you get a better reward.

This is what you can pick from:

All Flying Club members:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Economy, or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Silver status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Premium or Economy, or

A Virgin Clubhouse lounge pass for Heathrow or Gatwick (requires a same-day Virgin Atlantic flight), or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Gold status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Upper Class, Premium or Economy

TWO Virgin Clubhouse lounge passes for Heathrow or Gatwick (require same-day Virgin Atlantic flights)

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Taxes and charges are due on ‘free’ 241 seats in the same way as the British Airways American Express 241 vouchers.  Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date.

Some tips on applying for the Virgin credit cards

Do NOT use the ‘pre-approval checker’ on the Virgin Money website.  It is a joke.  It is designed for Virgin Money’s mass-market cards and is likely to reject you for being too wealthy and so unlikely to pay interest.  Apply directly.

If your full application is rejected, this can often be overturned if you appeal in writing.  Write to Virgin Money at Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL with a couple of paragraphs expressing your dismay, referencing your Virgin Atlantic status and/or that you had the old MBNA credit cards, and outlining your income and lack of non-mortgage debts.  They will reconsider and you will normally end up being successful.

Conclusion

This is an excellent sign-up bonus.  If you haven’t taken out one of the new Virgin Atlantic credit cards yet, I doubt you will see a better deal than this.  I genuinely don’t know how Virgin Money / Virgin Atlantic can afford such a bonus in the world of 0.3% interchange fees, and you should take advantage before they realise.

The £160 Reward+ card is the better overall package because of the high earning rate and the bonus triggered at just £10,000.

However, even if the Reward+ card is not for you, EVERY Head for Points reader should think about picking up a cheeky 10,000 Virgin Flying Club miles by getting the free Virgin Atlantic Reward credit card and spending £1,000 within 90 days.

You can apply for either of the new Virgin Atlantic credit cards via this link.

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

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Comments

  1. Shoestring says:

    The free Virgin credit card has taken its inspiration from those fake promotional ‘cards’ you get posted with your name on by Capital One.

    You get a few looks from retailers, wondering if you printed it on your home printer.

  2. In addition to the 25000 miles, i was given 6000 miles per month for spending at least £1000 each month – this offer was valid for 3 consecutive months. I have earned 43000 bonus miles since taking the card out in late November 🙂

    • Hi Stuart, how did you receive the 6k air miles per month offer? I thoyght the earning rate was 1.75 miles for each £1…
      Thanks

      • *thought

        • I was sent an email with this offer – I phoned to clarify that this was in addition to the initial 25,000 and have since received the extra miles – 6,000 with each monthly statement

  3. Hi Rob (or anyone else who knows),
    I’m sure this will have been asked before – do you know if I need to keep the Virgin credit card to use the 2-4-1 voucher or can I cancel the card as soon as I’ve received the voucher? If I can’t cancel, then given the voucher lasts for 24 months, I’m potentially tied in to £480 of fees to use it (admittedly I’ll be earning new benefits in the meantime, but my MO generally with rewards cards is to keep them for as short a period as possible. Thanks

    • I’ve never discussed this, but if the vouchers shows somewhere on your VFC account I am sure you’d be OK. Do they show?

      • Shows as a line item on VFC statement. You can cancel. Booking with “the card” is not a term of voucher usage.

        • Thanks for confirming!

        • On mine I have
          Virgin Atlantic Reward+ Credit Card – Reward Qualification
          Which I assume is the voucher, guess I must have spent the £10K. I like the solo use of the VS voucher, but no PE to UC without status makes it a bit so what.

      • I haven’t quite earnt it yet, it should be in the next couple of weeks…..

  4. The Savage Squirrel says:

    I can confirm – already had the + card shortly after launch and was rejected for the free card soon after that. Accepted today.

  5. Andrew (@andrewseftel) says:

    Are they still doing enhanced sign up bonuses in the LHR clubhouse?

  6. Does anybody know if the yearly fee is pro-rataed if cancelled?

  7. Could i pay my amex bill with this credit card via Curve card?

  8. I’m torn whether to bother with one of these or not. Admittedly, most of the partner airlines you can fly with you can only redeem by phoning up, but having looked online, most flights I would potentially redeem miles for look like better value through Avios. I’m hoping Air France and KLM redemptions as well as short-haul when FlyBe becomes redeemable make Virgin miles a better option, but at the moment I can’t say I’d ever get round to using thr points.

  9. Donald Trump says:

    Once I hit my spend targets, can I get a pro-rota refund on the fee? Or is that a fixed cost?

    • The T&C’s do not state they offer a pro-rota refund – However a couple of people have seen a portion of the fee refunded when they have cancelled the card. So potentially yes you will but it is not guaranteed .

  10. Cuchlainn says:

    Is there any rumblings about Flybe using Virgin Miles for domestic connections ?

    Sitting with 400K Avios and only so many trips I can take during term time…..1st world problems !!

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