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What else does Barclays Premier offer apart from Avios?

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This article is sponsored by Barclays Premier Banking

Launched at the start of March, the new Barclays Avios Rewards scheme from Barclays Premier Banking and Barclays Wealth has created a lot of interest amongst Head for Points readers.

If you qualify for Barclays Premier and complete a full current account switch, plus activate Barclays Avios Rewards (£12 per month fee) you will receive:

  • a sign-up bonus of 25,000 Avios – which seems to be posting promptly for those who switched at launch
  • a monthly bonus of 1,500 Avios
  • an annual British Airways upgrade voucher, allowing you to upgrade 2 x one-way flights or one return flight, booked on Avios, by one class

You can learn more about Barclays Avios Rewards here.

Barclays Premier Banking review

Here is our main introductory article: Earn Avios, and a BA upgrade voucher, with Barclays Avios Rewards from Barclays Premier

Your questions were answered here: Your questions about the new Barclays Avios Rewards scheme answered

This article explains how the British Airways upgrade voucher works:
How does the BA upgrade voucher from Barclays Avios Rewards work?

There is more to Barclays Premier Banking than just Avios

For obvious reasons, our coverage of this offer has focused on Barclays Avios Rewards, the generous 25,000 Avios sign-up bonus and the annual British Airways upgrade vouchers.

You get far more, of course. Barclays Premier Banking has a lot more to offer than just Avios.

To join Barclays Premier Banking, you require either:

  • a gross annual income of £75,000 or more, paid into your account, or
  • £100,000+ saved or invested with Barclays

Whilst most readers have focused on qualifying via the salary option, those with considerable liquid assets may want to look at the savings route and compare Barclays with their current provider.

How does the Premier current account work?

Full details of the Barclays Premier current account are on their website here.

It is important to note that there is no fee for a Barclays Premier currrent account.

There is a £12 month fee for joining Barclays Avios Rewards, but this is offset by the 1,500 monthly Avios you earn. Indeed, you would get £12 back by converting your 1,500 Avios into Nectar points and spending them in Sainsbury’s, Argos or eBay. The annual British Airways upgrade voucher is just the icing on the cake.

Your Premier current account comes with:

  • an interest free arranged overdraft of up to £500
  • ability to withdraw £1,000 per day from cash machines
  • access to a 24/7 Premier relationship team
  • fee-free international payments when made via the app or online, with all major currencies supported

You also get access to a range of exclusive products:

  • Premier mortgages, with exclusive rates for high-value loans
  • Premier landlord mortgages
  • Premier Barclayloan
  • Premier insurance and, for high value items, premium home insurance
  • Premier Cash ISA and savings products

Some of these products come with an extra Avios incentive if you are enrolled in Barclays Avios Rewards:

  • Mortgage – 700 Avios per month, with a one-off bonus of 2,000 Avios when taking out a mortgage
  • Life cover – 150 Avios per month for the first 12 months (500 Avios if critical illness cover is included)
  • Home cover – 75 Avios per month for contents insurance, 75 Avios per month for buildings insurance, 150 per month for combined cover, all payable for the first year of cover only

Barclays Wealth may also be an option

Whilst we focus on Barclays Premier Bankings, Barclays Avios Rewards is also available to Barclays Wealth customers with a current account.

Barclays Wealth requires you to hold investible assets of over £500,000. As well as standard banking services, you can access a range financial planning and investment options, depending on your situation and the level of support that your are looking for. This could include investment advice, discretionary portfolio management and financial planning.

You can learn more about Barclays Wealth on its website here.


If you are a high earner, it makes sense to move your current account to a ‘premium’ offering. You will get better service and access to more relevant products and services.

The Barclays Premier current account is free so you won’t even be paying for the privilege. Once you have an account, you can choose to add Barclays Avios Rewards and pick up your 25,000 Avios joining bonus as well as your 1,500 monthly Avios and your annual British Airways upgrade voucher.

You can learn more about Barclays Premier current accounts on its website here.

You can learn more about Barclays Avios Rewards on this page of the Premier website.

Comments (112)

  • Colin JE says:

    I went to sign up today but noticed in the app that to be eligible you must “be registered for paperless statements and letters for all accounts and services you have with us”. Anyone know if that is strictly enforced? I like to have at least one account by post for ID purposes, but if I must, I must.

    • Tim says:

      All I can add is that the app wouldn’t let me sign up at first. Once I chatted to the online help the reason it wasn’t working was because I hadn’t set it to paperless statements.

      • Colin JE says:

        Thanks Tim, did you need to set all your accounts to paperless (eg current, savings, ISA), or just the current account that you were registering?

        • Tim says:

          I set all my accounts to paperless. Looking at the FAQs is the app it doesn’t specify if all accounts need to be paperless or just the current account.

    • Patrick Cold says:

      Statements are easily accessed/printed out from the app. and include name and address.

      • Colin JE says:

        True Patrick, it’s just a pain having to print them when I can get them in the post! I’m a bit old school, I know. 🙂

    • steven rothwell says:

      waste of time for me as they are unable to transfer joint accounts….even when each holder has full authority. Joke as I wasted time opening the account and hours on phone calls.

  • David says:

    I don’t see any comments above about the look/feel/execution of Barclays website. I’ve been with Bank of Scotland forever, mainly because they were the first to offer what they called HomeBanking, but, since their merger with Halifax, their Internet banking has become atrocious with endless changes, drop-down menus that intrude on your workflow, and an aged interface with cosmetic “improvements” bunged on top (think BA).

    Is Barclays any better, and how do they compare to others such as First Direct?

    • Colin JE says:

      Hi David, can’t compare with BoS/Lloyds but I like the Barclays website and the app is excellent. I’ve been with them for donkeys years but also have an account with Santander. Pretty comparable, but I find the Barclays login more reassuring. Santander security is pretty poor. Which? magazine scored Barclays security much higher, but it’s not intrusive or awkward, like HSBC’s, which I gave up with.

  • Joe says:

    Barclays “premier” is a way for Barclays to target investors to use their very uncompetitive investment products

  • jjh4yb says:

    I have just signed up for the Premier Account, as my M&S are ceasing to offer current accounts.

    Barclays IT does leave me concerned, everyone I have spoken to was incredibly helpful, but there were so many of them.

    I have so far needed support with proving my identity, getting a credit search completed, activating the app and the current account switching service. All of these actions I should have been able to complete through the app.

    The app got activated on my 4th call and that call lasted 84 minutes.

    • steven rothwell says:

      i have given up as they cannot transfer joint accounts. I thought majority of their customers would be joint account holders?

  • steven rothwell says:

    Opened account but after several hours of phone calls established they are unable to transfer joint accounts…..unless you manage to get connected on a video call. Best I got after 17 attempts as “you are 22 in queue” Complete waste of time. They have had a year of covid but still use it as an excuse for poor performance. Will stay with Santander thanks and rely on amex for my avios.

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