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BIG NEWS: Get £300 of dining credit every year with the American Express Platinum card

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American Express has launched a big new benefit today for holders of The Platinum Card£300 per year of restaurant credit.

This benefit is guaranteed to run for at least three years. It fundamentally changes the value calculation on whether you should get the card or not, especially when added to the £100 per year of Harvey Nichols credit launched earlier this year.

You could offset the £575 annual fee by £400 – £300 per year of dining credit and £100 per year of Harvey Nichols spend – which means that you are getting a lot of benefits for the balance of £175.

American Express Platinum £300 dining credit

How does the new American Express Platinum dining credit work?

It’s not quite as simple as it could be, if I’m honest. The credit is split into two parts:

  • you get £150 per year of dining credit at selected UK restaurants
  • you get £150 equivalent per year of dining credit at selected overseas restaurants

Is there any onerous small print?

Not really:

  • This is an ‘opt in’ offer. You MUST register before you start receiving cashback.
  • You do NOT have to book via any special channel – simply pay for your meal with The Platinum Card.
  • The offer is cumulative. You don’t need to spend the entire £150 in one meal or at the same restaurant.
  • The credit runs per calendar year, so you only have five months to spend your 2022 allocation of dining credit. This narrows your options slightly for spending the overseas component.
  • Unused credit does not carry over to the next calendar year
  • Supplementary cards are not eligible. Only the primary card receives the credit and payments must be made with the primary card.
  • The offer is guaranteed to run until the end of 2024, giving you the potential to earn £900 of cashback.
American Express Platinum £300 dining credit

What restaurants are taking part?

There are 1,400 participating restaurants in 20 countries.

To use the ‘international’ part of your credit, you need to visit:

  • EUROPE: Austria, Belgium, Finland, France, Germany, Italy, Luxembourg, Netherlands, Spain, Sweden
  • ASIA / OCEANIA: Australia, Hong Kong, Japan, New Zealand, Singapore, Taiwan, Thailand
  • AMERICAS: Canada, Mexico, United States

The UK allocation is fairly well spread throughout the country. Taking Birmingham, for example, there are four participating restaurants:

  • Opheem
  • Simpsons
  • Tattu
  • The Ivy Temple Row

Whilst clearly you can’t please everyone, American Express does seem to have made an effort to provide a broad spread of restaurants. There are 13 towns and cities in the Netherlands with a participating restaurant, for example – it’s not just in Amsterdam.

How do I register?

Look in the ‘Offers’ section of your Platinum statement page, either online or in the app.

You must register TWICE – once for the UK offer and once for the international offer.

This is what you are looking for:

Amex dining credit registration

Conclusion

This is a very generous new benefit from American Express Platinum.

I think you can reasonably treat the £150 of UK credit as ‘free money’, given that there are over 160 restaurants taking part and you have a full 12 months in 2023 and 2024 to use it.

The £150 of international credit will be a little more restrictive to use and will require you to fit in meals around your travelling. On the other hand, it provides a great excuse to try out a local restaurant which you would probably have otherwise ignored. It could even be a good excuse to head over to Paris or Amsterdam for the day for a slap-up lunch.

As the credit is cumulative, there is no pressure for solo diners or couples to go unnecessarily crazy on the wine either. You can use the credit over multiple meals if you wish.

You can find out more about this new benefit, and see the list of participating restaurants, here.

Later this week I’ll do a broader look at Amex Platinum to see how this impacts the value of the overall package.

You can find out more about the card, and apply, here.

The Platinum Card from American Express

60,000 points, £200 travel credit and an unbeatable set of travel benefits – for a fee Read our full review

Comments (362)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Nick G says:

    I’m late to the party today because of work but I’ve just been mentally adding my value as an amex gold card holder for years. I always dismissed the platinum due to its cost V benefit for us a family and thought it was a rip off (with my circumstances).

    Hilton Gold was gifted to me from a Hfp reader which really made me think. In the past year we have had 8 stays of various lengths, mainly chosen due to the free breakfast benefit for a family of three and had some upgrades along the way. This benefit has saved several hundred pounds alone.

    Now factor in the HN £100 credit, my wife would always buy an expensive toiletry item in any event so again I’m up to about £400 potentially saving easily.

    Factor in free £150 credit in the UK then I’m definitely up to the annual fee cost.

    So in a nutshell I’m very tempted and for the first time ever I can see my going for it!

    • Reney says:

      if your wife hasn’t had any MR earning amex for the last 2 years then refer her and the maths would be even better for the first year and switch around between you every 2 years.

  • Martin says:

    I found the offer for the £150 from dining abroad, but not the one for dining the UK.

    Are both offers opt-in?

  • David says:

    UK part now showing under My Offers

  • Night life says:

    +1

  • k says:

    re PayPal offer – anyone bought an Apple Gift Card via the PayPal gift card website? Seems its only for use on the App Store (not the Apple Store)

    Appears to contradict the recent Apple Gift Card changes whereby their gift cards (or at least those sold directly from Apple) can be used anywhere across Apple sales.

  • strickers says:

    +1 more.

  • Bill says:

    Hawksmoor and Gordon Ramsay sell gift cards online. Would these transactions qualify ? Or does anyone know if they are sold in the restaurant on site ?

    • Rob says:

      You’d need to buy onsite, unless you got very lucky and it was one of the restaurants that was in charge of processing payments.

    • k says:

      Hawksmoor website isn’t working (specifically for gift cards)

      Wine list (menu) isn’t working either

      Disappointingly amateurish.

  • Kevin says:

    Happy days. Makes this card even more worthwhile for my circumstances. Pity there’s no restaurants in Ireland (North or South) but I’m sure I could polish of a steak or two in New York on my upcoming tier point run!

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