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BIG NEWS: Get £300 of dining credit every year with the American Express Platinum card

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American Express has launched a big new benefit today for holders of The Platinum Card£300 per year of restaurant credit.

This benefit is guaranteed to run for at least three years. It fundamentally changes the value calculation on whether you should get the card or not, especially when added to the £100 per year of Harvey Nichols credit launched earlier this year.

You could offset the £575 annual fee by £400 – £300 per year of dining credit and £100 per year of Harvey Nichols spend – which means that you are getting a lot of benefits for the balance of £175.

American Express Platinum £300 dining credit

How does the new American Express Platinum dining credit work?

It’s not quite as simple as it could be, if I’m honest. The credit is split into two parts:

  • you get £150 per year of dining credit at selected UK restaurants
  • you get £150 equivalent per year of dining credit at selected overseas restaurants

Is there any onerous small print?

Not really:

  • This is an ‘opt in’ offer. You MUST register before you start receiving cashback.
  • You do NOT have to book via any special channel – simply pay for your meal with The Platinum Card.
  • The offer is cumulative. You don’t need to spend the entire £150 in one meal or at the same restaurant.
  • The credit runs per calendar year, so you only have five months to spend your 2022 allocation of dining credit. This narrows your options slightly for spending the overseas component.
  • Unused credit does not carry over to the next calendar year
  • Supplementary cards are not eligible. Only the primary card receives the credit and payments must be made with the primary card.
  • The offer is guaranteed to run until the end of 2024, giving you the potential to earn £900 of cashback.
American Express Platinum £300 dining credit

What restaurants are taking part?

There are 1,400 participating restaurants in 20 countries.

To use the ‘international’ part of your credit, you need to visit:

  • EUROPE: Austria, Belgium, Finland, France, Germany, Italy, Luxembourg, Netherlands, Spain, Sweden
  • ASIA / OCEANIA: Australia, Hong Kong, Japan, New Zealand, Singapore, Taiwan, Thailand
  • AMERICAS: Canada, Mexico, United States

The UK allocation is fairly well spread throughout the country. Taking Birmingham, for example, there are four participating restaurants:

  • Opheem
  • Simpsons
  • Tattu
  • The Ivy Temple Row

Whilst clearly you can’t please everyone, American Express does seem to have made an effort to provide a broad spread of restaurants. There are 13 towns and cities in the Netherlands with a participating restaurant, for example – it’s not just in Amsterdam.

How do I register?

Look in the ‘Offers’ section of your Platinum statement page, either online or in the app.

You must register TWICE – once for the UK offer and once for the international offer.

This is what you are looking for:

Amex dining credit registration

Conclusion

This is a very generous new benefit from American Express Platinum.

I think you can reasonably treat the £150 of UK credit as ‘free money’, given that there are over 160 restaurants taking part and you have a full 12 months in 2023 and 2024 to use it.

The £150 of international credit will be a little more restrictive to use and will require you to fit in meals around your travelling. On the other hand, it provides a great excuse to try out a local restaurant which you would probably have otherwise ignored. It could even be a good excuse to head over to Paris or Amsterdam for the day for a slap-up lunch.

As the credit is cumulative, there is no pressure for solo diners or couples to go unnecessarily crazy on the wine either. You can use the credit over multiple meals if you wish.

You can find out more about this new benefit, and see the list of participating restaurants, here.

Later this week I’ll do a broader look at Amex Platinum to see how this impacts the value of the overall package.

You can find out more about the card, and apply, here.

The Platinum Card from American Express

60,000 points (SPECIAL OFFER), £200 travel credit and unbeatable benefits – for a fee Read our full review

Comments (362)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • joe says:

    is this active on business platinums? Thanks

  • buchanan101 says:

    That was quick. Signed up yesterday, lovely metal card and bumper welcome book arrived this morning.

    Now, how long before offers start appearing?! Nothing in my account just yet

  • mark2 says:

    I just looked at the list for France as I may be going to Lyon.
    Surprisingly only a few restaurants in Paris, nothing elsewhere, but loads all over Italy.

  • Richard Randall says:

    Please be aware. I have been battling with Amex today on a local dining credit redemption which they are failing to honour as the participating restaurant (German Gymnasium) at Kings Cross is not recognised as a participating restaurant. It is however on the list via the app! As I went through the app list I highlighted several others that according to the representative were not on the list that Amex had provided their staff with. There seems to be some confusion here. I have sent over what the app states as participating and I’m waiting for a further response.

  • Mathew says:

    How long do the offers take to appear? Had the card for a week and no dining or any other offers.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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