Curve launches 1% cashback when you refer, on top of your existing Visa & Mastercard rewards

This article is sponsored by Curve

Curve is a smart digital wallet that connects your debit and Visa and Mastercard credit cards into one single payment card. It has launched a new 1% cashback offer when you refer your friends worth up to £30 per month – and this is on top of your usual Visa or Mastercard rewards.

You will receive 1% cashback on all of your Curve spending for 30 days for every friend you successfully refer.

There is no limit on how many friends you can refer, and there is a generous limit on how much cashback can be earned in any given month – up to £30.

Regular referrers could earn as much as £360 every year with this new referral program. 

Curve lets you ‘double dip’ and ‘triple dip’ with cashback

‘Double-dipping’ refers to earning two sets of rewards or cashback on a single transaction. Because Curve operates as a super wallet in a single card, it’s primed for double-dipping. 

For example, Chase UK currently has one of the strongest cashback offers in the market with 1% cashback on all your spending for the first year. Chase customers could earn 2% cashback on all their spending by linking their Chase UK card to Curve and activating the Curve ‘refer a friend’ bonus. With a monthly cap of £15 on Chase and £30 on Curve, you’d receive up to £540 a year in cashback.

It gets even more lucrative, for Curve premium customers on a Curve Black or Curve Metal plan who can ‘triple dip’.

Curve Black and Curve Metal customers can earn an additional 1% cashback on up to 12 retailers of their choice, which includes all UK supermarkets, Trainline, TFL, Uber, and big brands such as Apple, ASOS and Amazon. If you have quite high monthly expenses, the 1% cashback alone can offset the cost of your Curve plan. 

As an example, if you’re a Curve Black customer and choose Amazon as one of selected retailers, you would select your Chase card in your Curve wallet to shop at Amazon, paying with your Curve card.

You will earn 1% cashback from Chase, 1% cashback from your premium Curve subscription and 1% cashback if you have recently referred a friend – a total of 3% cashback in a single transaction.

Which are the best cashback cards to maximise your returns?

Here are some of the best cashback credit cards, personal and business, which can be used with Curve and which let you ‘double dip’:

You can also add popular Visa or Mastercard travel rewards cards, such as the Barclaycard Avios Mastercard and the Virgin Atlantic Reward Mastercard, to Curve.

This would allow you to earn frequent flyer miles via your underlying credit card as well as earning cash via Curve.

Why Curve is a rewarding way to pay

Referrals aren’t the only way to earn cashback with Curve.

UK customers get instant automatic cashback every time they shop at retailers such as Argos (up to 3.5%), IKEA (up to 3%) and many more.

There are also one-time cashback offers which are personalised to your spending habits. Recent offers have included 10% cashback at Costa and 10% cashback at Morrisons.

This is on top of the retailer cashback offered to Curve Black and Curve Metal customers. Curve Black customers get 1% cashback at up to six retailers of their choice and Curve Metal customers get 1% cashback at up to 12 retailers.

And, of course, it is on top of 1% cashback you can earn for 30 days (capped at £30) every time you refer a friend to Curve.

Curve is the only wallet which offers a way to earn cashback on top of the Visa and Mastercard cards you use already, which makes it unlike any other financial product in the market right now.

Find out more here or download the app.