ENDS THU: Win 10,000 Avios for answering five quick questions in a new HfP competition

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• CarpalTravel says:

  2 Apr2 April 08:58

  Just a tiny bit of feedback, I’d say that answers 3-2 and 3-3 (Unlikely, Maybe) are a bit superfluous to the question:
  “Would you consider opening and running a second bank account to have this debit card?”

  It potentially dilutes the responses as a person would either consider it or not. To maybe consider something implies some consideration would have to have been performed, so means yes, if that makes any sense? Maybe the question should be:

  “Would you open and run a second bank account to have this debit card?”

  Not complaining, just keen you get what you need from the questionaire.

  • Rob says:

    2 Apr2 April 09:51

    Fair point. I didn’t write it hence more wordy than usual!

  • dundj says:

    2 Apr2 April 11:33

    Not really, this is a good way to gauge the likelihood for uptake depending on level of interest. Which a yes/no would not gauge. This then gives rise to how much enticing is required to have you sign up to the new card in for example bonuses or benefits on the card.

    • ClubSmed says:

      2 Apr2 April 15:03

      In that case the word “consider” should be removed from the question.

    • CarpalTravel says:

      3 Apr3 April 08:48

      You have to think about what you can take away from a questionaire’s ressult.

      Results of “13% would maybe consider…” or “21% are unlikely to consider…” in no way shape or form helps gauge the likelihood for uptake.

      As I said originally, removing the word consider from the question would improve the usefulness of these options but even then, unlikely and maybe are too similar, so should then be merged.

• Mark A says:

  2 Apr2 April 09:13

  I hope this isn’t heading where its heading, but to add commentary – I absolutely detest Debit card linkages. I know large parts of the UK public are allergic to credit cards, some for good reason, some for not. But for this segment credit is to go, even just for easier management (as everything comes out from my bank account), security & safety and protections it all brings along, I hope we don’t see more similar products to the Hilton one – there’s zero chance of me opening a new account in such way, let alone move any of my actual day to day banking to one.

  • Tariq says:

    2 Apr2 April 11:31

    Completely agree. I’d prefer the cashflow benefits of credit card even if no rewards were available.

  • BJ says:

    2 Apr2 April 15:32

    I wondered if this might be about Nationwide/Virgin. Nationwide cannot be at all keen on the Virgin Money airline or other cards but might find a debit card a more palatable way of evolving the Virgin angle unless they simply plan to drop the brand. Unless I’m missing something Barcs premium svios account seens to be working, if so it seens logical to me that a mass market variant aimed at middle income househokds could work for them or other banks.

  • MichaelR says:

    2 Apr2 April 18:25

    I suspect that many of us view debit cards as instruments to be used purely for paying credit card bills!

    No interest in the Hilton Debit Card or any similar product, personally.

• Tocsin says:

  2 Apr2 April 09:52

  Done – and genuinely took only a couple of minutes. I’m normally very sceptical about survey completion times!

• Tocsin says:

  2 Apr2 April 09:52

  Done – and genuinely took only a couple of minutes. I’m normally very sceptical about survey completion times!

  • BJ says:

    2 Apr2 April 15:34

    I hope you didn’t enter twice 🙂

• Petros says:

  2 Apr2 April 10:48

  Some feedback from me re: Q1. Next time maybe think of adding ‘Other’ and ‘None’ options.

  🙂

  • Throwawayname says:

    2 Apr2 April 15:06

    Good point, I wouldn’t say no to a few GHA bucks here and there.

• Skywalker says:

  2 Apr2 April 11:07

  Entered – thanks @Sinead, Rob and friend

• RussellH says:

  2 Apr2 April 11:23

  As someone who uses a different e-mail address for almost every business I deal with (different LHS, same domain), having to enter the one I use for BA was annoying, as I had to check it, which took far longer than actually doing the survey.

  • RussellH says:

    2 Apr2 April 11:32

    But I find that Combine my Avios is still not working “Combine my Avios is not available at the moment. Please try again later.” Been like that for months, trying to get avios out of Aer club.

• r* says:

  2 Apr2 April 12:15

  Hilton isnt given as an option in question 1, so have they been excluded cos there is currently the currensea card or excluded cos the poll is being run by currensea? 🙂

  Also called credit card usage survey then only talks about debit cards, hmm 😀

  • tootsci says:

    2 Apr2 April 14:56

    I think it wouldn’t be unreasonable to assume that the friends are indeed Currensea, although talk of bank accounts/secondary accounts left me wondering.

    Unlike other commenters I’d be perfectly happy to have a dedicated Debit card for using overseas and cobranded with IHG, or perhaps EasyJet. Although my regular spend would still go on the BAPP or the free Barclaycard where Amex not accepted, I do need something for overseas spend as my experience with Curve+Barc wasn’t great and cancelled my Curve after a couple of months. I would also use the co-brand card on spend with the co-brand, especially if it was IHG.

    The SUB on the Currensea Hilton left me cold on both versions, and already have Gold status from OH’s Amex Plat, but would consider others apart from IHG though that’s my preferred by far. I have at least £3k of overseas spend coming up that needs good FX and earning of rewards of some sort!

    • r* says:

      2 Apr2 April 16:10

      I’m not really into anything thats a debit card as I think the tradeoff of losing credit card protection is just not worth it and the cost of the card is unlikely to make sense if youre just using it for single digit priced purchases

      The sub was too limiting with it needing overseas spend and was too high for the number of points you got back, plus the number of points on the sub was worth so much less than the annual fee of the card so was again not worthwhile.

      I just think that card is aimed wrongly. You’d need to spend ~£8000 a year on a debit card just to cover the cost of the £150 annual fee in points returned and all you get for it is gold? Problem there is a lot of people staying at hilton regularly will either already have gold from the plat or will have gold from staying at the hotels so the only ppl its attractive to is anyone not staying at hiltons much so they can get gold for 150 and stick it in the drawer?

      They shouldve done something like the card gives gold as standard to anyone without status but if you get gold from hotel stays (not from credit cards) then the card will give diamond instead (maybe add an additional £300 ‘upgrade fee’ to diamond or whatever), that way it would have value to people who already use hiltons.

      • tootsci says:

        2 Apr2 April 16:37

        Yes, I think that the card has promise (S75 not always needed if you are just e.g. paying large hotel bills with it) but the offer does need something more interesting, perhaps along the lines you suggest, to make it more attractive

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