Maximise your Avios, air miles and hotel points

Which Avios airline should you credit your oneworld business class flight to?

Links on Head for Points may support the site by paying a commission.  See here for all partner links.

Before the launch of The British Airways Club, the majority of HfP readers would have credited their business class flights with BA or other oneworld airlines to a British Airways Executive Club account.

Status was relatively easy to earn and there is value to having oneworld status with your ‘home’ airline rather than another alliance member.

Many readers have now given up trying to earn status due to the new tier point requirements. For these people, the only thing that matters when considering where to credit a flight is ‘How many Avios can I get?’.

There are five long-haul carriers which let you collect Avios:

  • Aer Lingus via AerClub (not in the oneworld alliance)
  • British Airways via The British Airways Club
  • Finnair via Finnair Plus
  • Iberia in Iberia Club
  • Qatar Airways via Qatar Airways Privilege Club

You can credit ANY oneworld flight to a BA, Iberia, Finnair or Qatar Airways Avios account. Only British Airways and American Airlines flights can be credited to AerClub – no other oneworld alliance airline is a partner.

Here’s the key thing you need to know. Each of these frequent flyer programmes has its own Avios earning chart, so exactly the same flight can earn you a different number of Avios depending on where you choose to credit it.

You can then use ‘Combine My Avios’ (when it’s working ….) to move the Avios out of Aer Lingus / Finnair / Iberia / Qatar Airways into a British Airways Club account.

Let’s look at some examples of the best places to credit flights to maximise the Avios you will earn.

IMPORTANT: If you book a codeshare flight, eg a flight operated by Qatar Airways but which you book via ba.com and which has a BA flight number, you will normally earn miles based on the policy of the ticketing airline.

In all examples below, the ‘%’ numbers are based on the distance of the flight in miles, based on the Great Circle method.

Example 1:

You are flying British Airways in business class. Where should you credit it to maximise your Avios?

Fare classBAQatarFinnairIberiaAer Lingus
J, C, D6 Avios/£1125%250%6 Avios/£1250%
R, I6 Avios/£1125%150%6 Avios/£1150%

Remember that the ‘per £’ numbers are based on the NET fare after external taxes and charges are excluded, but including seat selection and additional luggage payments. If the fare value is not clear (eg it is part of a package holiday) then a distance-based model will be used.

The earning rate in The British Airways Club can increase to a maximum of 9 Avios / £1 based on your British Airways Club status.

The earning rate in Iberia Club can increase to a maximum of 10 Avios / £1 based on your Iberia Club status.

Example 2:

You are flying Qatar Airways in business class. Where should you credit it to maximise your Avios?

Fare classBAQatarFinnairIberia
J / C125%200%125%125%
D / I125%175%125%125%
R125%125%125%125%
P75%75%75%75%

The British Airways Club guarantees that you will earn at least 300 Avios when you credit a Qatar Airways flight.

Elite members of Qatar Airways Privilege Club will, when crediting to Qatar Airways, receive a status bonus of up to 100% of base miles flown. A top tier Platinum member in ‘P’ class would earn (75% + 100% status bonus) 175% of miles flown.

Example 3:

You are flying Finnair in business class. Where should you credit it to maximise your Avios?

Fare classBAQatarFinnairIberia
J, C, D250%125%6 Avios/€1250%
R, I150%75%6 Avios/€1150%

Remember that the ‘per €’ numbers are based on the NET fare after external taxes and charges are excluded. If the fare value is not clear (eg it is part of a package holiday) then a distance-based model will be used.

The British Airways Club guarantees that you will earn at least 500 Avios when you credit a Finnair flight. If you have elite status in The British Airways Club, you will earn a status bonus on Finnair flights of 10% to 25% of miles flown.

The earning rate in Finnair Plus can increase to a maximum of 10 Avios/€1 based on your Finnair Plus status.

Iberia Club has a guaranteed minimum earning rate for Finnair flights. In business class, this is set at 1,250 Avios for J / C / D and 750 Avios for R / I sub-classes. If you have elite status in Iberia Club, you will earn a status bonus on Finnair flights of 10% to 25% of miles flown.

Example 4:

You are flying Iberia in business class. Where should you credit it to maximise your Avios?

Fare classBAQatarFinnairIberia
J, C, D5 Avios/€1125%250%5 Avios/€1
R, I5 Avios/€1125%150%5 Avios/€1

Remember that the ‘per €’ numbers are based on the NET fare after external taxes and charges are excluded. If the fare value is not clear (eg it is part of a package holiday) then a distance-based model will be used.

The earning rate in The British Airways Club can increase to a maximum of 9 Avios / €1 based on your British Airways Club status. Iberia flights to Latin America earn at a higher rate when credited to The British Airways Club, ranging from 7 to 11 Avios / €1.

The earning rate in Iberia Club can increase to a maximum of 9 Avios / €1 based on your Iberia Club status. Iberia flights to Latin America earn at a higher rate when credited to Iberia Club, ranging from 7 to 11 Avios / €1.

What about other oneworld airlines?

This article could have been 5x as long, of course. There are 15 airlines in the oneworld airline alliance and flights from all of them can be credited to British Airways, Finnair, Iberia or Qatar Airways accounts.

There are also non-alliance partners such as LATAM which can be credited to more than one of the Avios frequent flyer programmes.

You will need to do a similar exercise for those airlines to see which Avios scheme is the most lucrative.

What I hope you take from this article is that, even though you ultimately intend to have the Avios from your flight in your BA Club account, you shouldn’t necessarily credit the flight to BA if you aren’t chasing status.

Finnair, Iberia, Qatar Airways or (for BA and AA flights) Aer Lingus accounts may be more lucrative. You can move the Avios to your BA account later.

Hat-tip to Indian site PointsMath for the inspiration.

Comments (95)

  • Paul says:

    What the article highlights is the complexity that the BA club has ushered in.
    Unless and until I can predict with some certainty just how many tier points and Avios I will get I won’t credit to BA. I simply don’t have the time or inclination to calculate base earning after tax’s and fees, bonus earning based on cabin or bonus based on status!
    I have played the game for 20 years, I used to get Gold every now and then, I often flew in F with 2×241 vouchers and rinsed the Tesco deals. But I always knew why and what the reward was and all without the aid of a spread sheet. I don’t anymore!!

    • JDB says:

      It really isn’t very complicated! The base fare is easy enough to ascertain and each scheme has always offered slightly different earning permutations so that hasn’t changed and for the record it’s not the new BAC that has ushered in any complexity in Avios earning as it has been revenue based for well over a year now.

      • tony says:

        No, it has injected a huge level of complexity. I have a CX flight coming up. Historically it would have been posted to BA no questions asked. Absolutely no idea where to post that now and whilst I appreciate the miles, I don’t think I’ve got the inclination to go through five sites to try and figure out which one gives me the best earnings rates, then have the “counterparty” risk as we’ve seen of connections between these accounts being turned off without notice owing to fraud prevention/lack of investment in underlying IT, (to only find at a later date that had I credited it to Alaskan I’d have enough points for a RTW in F).

        • DHA says:

          But the Avios/miles you would have earned was the same in March (BAEC) as it is now (BAC). This article is for people who don’t care about status and for them nothing changed this April.

        • JDB says:

          @tony – I don’t understand this comment as revenue based Avios earning is now almost two years old. The vagaries of each scheme aren’t the responsibility of BA and have always been there including traps like non or super low earning fare buckets. BAC hasn’t introduced any complexity for Avios earning purposes.

    • riku says:

      Finnair Plus is equally complicated. If you have something like HEL-DFW + DFW-ATL then the transatlantic flight will earn on a euro/avios basis but the DFT-ATL flight on AA on a mileage basis, but you only know the total ticket price. The price is not broken down into the two flights. You only know the amount you will earn once you have flown and see the amounts on your statement.

      • Gareth Oakley says:

        I think in theory you can try to work it out from the fare basis code on the e-ticket (copy and paste it into ChatGPT to decipher it), but agreed it’s a complete mess. So much for the BA “we want to make it easier for you to figure out how many Avios you’ll earn” spiel.

    • ChrisBCN says:

      @JDB 0720 – ‘Thank you for the interesting article usefully collating all the rather complicated information.’

      @JDB 0740 – ‘It really isn’t very complicated!’

      What should innocent bystanders make of this?

      • Mikeact says:

        Perhaps there’s no ‘innocent bystanders’ on here.

      • JDB says:

        @ChrisBCN – I’m sure you could work out by reading the comment that ‘complicated’ referred to two different things.

        07.20 It’s complicated re all different earning rates because they are all in different places, now helpfully collated in one place.

        07.40 It’s not complicated, in fact very simple, to work out the eligible spend for Avios and TP earning that @Paul says he doesn’t have the time or inclination to calculate which is nonsensical.

        • Dawn says:

          JDB – you seem the guy to help me. I used to be very clued in, I’m an English teacher. But since 2010 I have suffered from chronic fatigue syndrome meaning I can’t do simple things like mathematics which means I am totally lost with all these new TP/Avios permutations. I’m a silver member – we are retired.
          I’ve booked HEL – DOH – PERTH return on the Qatar website – using Finnair and Qatar flights in Business class. Then I’ve booked LHR – HEL return separately in Economy. I have no clue at all who I should credit the flights to. I just added my BA number for the moment. I fly Nov 30th, returning 27th March. Perhaps you can advise me = what would you do? Finnair? Iberia? Qatar? Or stick with BA – I have 500 TP at the moment.

  • Matt says:

    One omission from article – with Finnair status you get a bonus of between 10 and 25% of avios (and tier points) earned on IB, BA and AA.

  • Paul says:

    Is the long overdue article ever going to be written about where to credit OW flights for tier points?

    Also has HFP reached out to BA about the next to zero F availability beyond end of Sep?

    • Paul says:

      F reward seats (not cash seats obviously)

      • Rob says:

        They can do what they like with F reward seats, there is no guaranteed commitment.

        It was always likely that F redemptions would end when cabins went from 14 to 8 seats.

        We have an internal doc on ‘best scheme’ and it runs to 10,000 words, so 20x the average HfP article. Still not sure what to do with it. Given that people seem to be struggling with today’s piece I can’t see it making the light of day because it is 10x as complex.

        The only clear answer is that segment runners should use RJ – 48 one way cheap cash flights is BA Gold equivalent.

        • DHA says:

          Word count is no measure of complexity, your ‘what is an Accor point worth’ article runs to about 2000 words even though it could be answered in two (2 eurocents).

          I say run the article. Some concepts will be harder to grasp it doesn’t mean it should be avoided.

        • Paul says:

          Brilliant thank you, I do a lot of domestic. So RJ is probably the one for me.

          Regarding the F, I would be nice to know if it’s a new policy or a glitz that every single route (even A380) apart from Doha is showing zero F reward seats.

          • JDB says:

            @Paul – it’s worth noting re RJ status qualification by segment that they don’t currently in practice require any of them to be on RJ although the terms actually say otherwise. That’s quite an unusual position and one that could be changed without notice. Not saying it will happen but the potential for other, less recently updated, schemes to change shouldn’t be discarded when contemplating a move.

        • AJA says:

          Perhaps break it down into several articles spread over several days? I think for many though this current article on maximising Avios earning is interesting it’s more about earning status from schemes rather than Avios earning in isolation. My take from all the changes is that the majority of my Avios is not earned from flying.

        • BA Flyer IHG Stayer says:

          It was either Willie or Alex (but not the guy in the middle everyone forgets about) who said they wanted F to be more for paying passengers so there would be a marked reduction in avios availability (and restrictions on staff travel usage).

          But comments on many articles show that a lot of people can’t handle even simple maths these days and most of the understanding of how many schemes give you points is down to maths.

        • Mr. AC says:

          See, this is where you need to talk to some Gen Zs/Alphas and get on with the times.

          Set up a Patreon and put the doc behind a paywall! And then if anyone complains, just tell them they’re free to stop paying.

    • Jonathan says:

      What do you expect BA to say to HfP even if they ask and BA responds (assuming both things happen) ?

      BA will simply state that no F reward seat availability is guaranteed

      • NorthernLass says:

        And this point was made numerous times on the dedicated thread yesterday!

        • JDB says:

          And, as noted in that forum, there is redemption in F on multiple routes well beyond September, at least until March so the premise is false.

          • pappap647 says:

            Multiple routes? Maybe 3 I could find.
            It’s just strange how on 1st July, every F seat disappeared. Then last minute seats came up more.

            I was simply asking if it would be worth a journalist to ask if it’s IT issues or new policy, not sure why you are taking such an aggressive stance towards my words

    • NigelthePensioner says:

      Absolutely!!! Avios can be earned thousands of ways.
      It’s where to get gold status that we all want to know! That way, BA may wake up at last to the real world of what Customers want – an achievable top status. Please do a similar article based on tier point earnings.
      Thanks in anticipation.

      • Rob says:

        I don’t think you even begin to comprehend how complex the article would be.

        Apart from RJ for segments you would literally need your entire and exact travel plans for the year to hand, together with the exact price you intend to pay for the tickets you haven’t bought yet, to get an answer – and even then it varies depending on whether you care about Avios earning and/or need a soft landing afterwards.

        • AJA says:

          Rob Out of curiosity are you sticking with BAC or have you jumped ship and if so which ship have you landed on? I am sticking with BA as the potential to earn from BAHolidays means that I may just get back to Silver. I can’t be bothered with trying to move to IB and though I have a Qatar account the requirement for 4 sectors on Qatar metal means it’s a no go for me.

          • Jonathan says:

            Rob hasn’t mentioned if he’s already obtained lifetime Gold.
            There were a number of people who were in touching distance of it under the old TP system then did a load of flights to hit the status before it changed to spend based

          • Rob says:

            I’ve hardly bought a cash flight in my life, and my private equity career never took me further than Paris and Dusseldorf!

          • JDB says:

            That’s my conclusion as well – too much faff to move for little benefit, but I’m also not bovvered if I don’t retain Silver in 2027 (having qualified easily for 2026 with old bookings + BAPP). I’ll either have the benefits from travel class or could buy them without contorting myself to earn status.

            The other aspect that makes me want to stay is that I believe, and whispers suggest, that there may be BAC benefits (and specifically not OW ones) to come in order to sugar the pill. Then I might be more bovvered but at least be in the right place.

          • Rob says:

            My 2025 long haul story: Dubai over New Year – Avios using 2 x 241. Doha – freebie from Qatar as a work trip. New York in October – 50% off with a 241. Cape Town in December – Virgin Points. Tokyo in February – Miles & More, clearing my balance at last.

            Even most short hauls are done on redemptions. We did pay for 4 one-ways on Norwegian to Bergen last month.

            The odd BA European cash flight goes into BA for an easy life.

        • Ishan says:

          Put that caveat at the top of the single long read. Heck, I’d be delighted to see a long read section on the site.

          Working out the best answer either requires you to have your travel and spend in a spreadsheet or a damn good forecast. That’s now the headline. If you can or have, then the article works for you. If not, the answer is that it’s a bit of a crapshoot.

          (Yes, I am lucky enough to have a decent forecast so I realise my comment is not wholly altruistic)

        • Marcin says:

          Maybe you should split it in couple of categories of travellers and do a bit of assumptions on how far on OneWorld scale you get for each scheme? For example myself, I’m unlikely to travel to US often, fly to Mexico in PE BA for holidays this year. Except that mostly BA European economy flights, potentially can travel to SE Asia by Qatar business. Also (unfortunately) too much Vueling as LON-BCN is a frequent route. Decided to credit everything to Iberia mostly because of generous oneworld partners earning rates in Business.

      • Saltrams says:

        Matt Jones of Matt’s Planet has some very detailed (maths-y) videos on YouTube about status these days. I find him personable & even I can understand the maths after a couple of replays.
        It’s amazing how those with even an average gift for numbers can be so rudely scathing of those of us who struggle a bit. I’m not a “these days” type who wants everything answered by the Internet, I’m 62 with a public school education and a degree to my name, I just don’t like maths and have never progressed beyond the everyday requirements.
        At least I was taught good manners.

        • JDB says:

          Is it really much about maths? Isn’t more about people’s flying patterns, what they pay for tickets and their wish more for status or reward points. Many other variables like BAH and BAPP or not.

          That’s why it’s essentially impossible to provide the easy answer on a plate that many seek.

          I feel sorry for the team if they do ultimately attempt this task as one can see from this much simpler article that it generates more complaints (for not delivering exactly what suited that commenter) than praise which seems rather unreasonable.

        • BA Flyer IHG Stayer says:

          How is looking at a BA confirmation email to see the base fare and the BA surcharges and adding them together to get the avios points hard?

          The same info is displayed as part of the booking process in the ‘fare breakdown’

          It’s no harder than checking the shelf price of a pint of milk and a loaf of bread and working out what it’ll cost before you get to the till.

      • Roger says:

        Watch matts planet on YouTube for those answers.

  • DHA says:

    I’m still more interested in status and without any real guidance and just a quick run through myself of the different schemes before the switchover in April I decided to go with Iberia. To be fair this has always been a site about earning and spending points rather than status.

    Why did I choose Iberia, because although on the face of it the thresholds look the same as BA there’s some key differences:
    – Iberia is based in Euros so you get slightly more points even if you pay in pounds
    – You get bonus points on more airlines (BA, IB, AA) where BA just gives bonuses on their own flights
    – The bonus points are part of the scheme and no need to opt in, on BA it was an afterthought, is meant to be time limited and only applies on BA coded flights
    – You can earn Tier Points on Iberia’s Avios partners, although a lot are Spanish, there’s still a decent amount of partners you can use in the UK

    • BlairWaldorfSalad says:

      Which partners in the UK have you found?

    • Craig says:

      IMHO, and from experience, IB are awful.

      Indeed the IB Club *might* be beneficial versus BA Club but what you should factor in is the customer service which is ABYSMAL.

      Personal recent experiences of IB:

      2024: damaged bag (took 3-months and endless phone calls to get compo)
      2025: damaged bag AGAIN (1-month in and same: endlessly chasing update)
      2025: split wife and I (across the aisle) on long haul from US > MAD despite being OW Emerald and booking 11months before trip
      2025: weather disruption at TFN (admittedly “extraordinary circumstances”) forced family to seek their own repatriation flight to UK (originally should have connected on to IB MAD > LHR which was missed). IB have so far refused to compensate for either the cost of the repatriation flight that was booked, or reimburse the cost of the missed flight.

      BA are far from perfect but IB Cust Serv. make BA look like world beaters in comparison!!

      • Lady London says:

        I saw somewhere that airhelp has a Spanish offering airhelp.es . If stuck with IB, Vueling, IB Express nor paying conpo when they should I’d let airhelp.es share whatever they could get.

  • Novice says:

    The flight was economy but I was miffed I only got 150 avios for a return Belfast City flight on El.

    I get more than that just buying chocolate 😂

    • NorthernLass says:

      Novice – I got a whopping 58 avios (plus 6 whole TPs) for MAN-MAD a few weeks ago 😂

      • Paul says:

        150 for CE to DUB and 694 for the return when I credited to AY, thats Avios and Tier points. It’s not great and AY One world emerald equivalent would take 122 domestic sectors so definitely not for status hunter based solely on sectors

    • flyforfun says:

      How much did you spend on your tickets? I spent £29 in Paul and got 145 points.

      • Novice says:

        I spent £125 for cattle class because I thought one hour won’t kill me. Flight was delayed by over 5 hours man-bhd so hopefully I will get compensation and then flight will be free 😂

  • Paul (another one) says:

    Dear BA
    Please read this and realise the consequences of your actions. Frequent flyers are now being encouraged to use other airlines – this time to store their “savings” (if you treat Avios as a currency). ((yes I appreciate that you can move that pot into a different bank)).

  • T says:

    I find the examples difficult. At what cash price does the cash earning outway the miles for the lowest miles based earning.

  • AJA says:

    @Rob in example 1 flying BA if crediting to IB is it still 6 Avios per £ or is it 6 Avios per € ? I thought IB currency default is Eur so you would earn slightly more Avios as GBP cost would be a higher figure in Euros.

Leave a Reply to Paul (another one) Cancel reply

Your email address will not be published. Required fields are marked *

Please click here to read our data protection policy before submitting your comment

The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.