Reply To: Curve Black Beta v Curve Investoer

[George K]

Here’s what I think is the case:

– Will the underlying cards care whether the Curve Card is Commercial or Personal? (underlying cards are all personal).
– Not really. If anything you’re probably better off with a personal card as some vendors perceive commercial cards as such and try to add a small surcharge. HMRC and Revolut are two that come to mind.

– By activating the Personal Card will the Commercial Card stop working?
– Yes

– Other than the Beta Cashback benefits, do I lose any other legacy benefits?
– The personal card comes with reduced limits compared to the commercial one, but nothing tragic. I should say that when you switch to the Investor product, there may be a fee attached to it, whereas legacy Black/Beta customers still get it for free (it was one of the reasons I didn’t want to switch)