Reply To: Chase credit cards

[JDB]

@Luca M – you have mentioned this before. s75 is valuable if say you need to pay a hotel deposit or have to pay for your stay in advance or at check in. If there is a problem and you want to check out but the hotel won’t refund you, you have some protection. If you buy domestic airline tickets, the cover is valuable, and was especially so in covid. Also, we quite often buy expensive items, sometimes to be shipped. As with most insurance type products you don’t know its value until you claim.

Anyway, if you are travelling to the US (which as far as we are concerned is too expensive and now offers really poor value) you are paying so much in taxes and tips, everything is expensive anyway and exchange rate terrible. paying FX fees / getting cash back is frankly so negligible that I’m happy just to pay the fee when required and get 2 or 3 MR + bonus on PRG or use Curve for 1.5 Avios.

Your view is valid, but it isn’t the only one!