Reply To: Creation Financial Services bashing

[EwanG]

NorthernLass wrote:

The FOS has already found in someone’s favour though, surely everyone would have been subject to the same Ts and Cs at the point the cards were closed?

You are subject to the T&Cs you have been provided. A bank/financial institution will use a NoV or ‘Notice of Variation’ to change these terms – this is where the 2 months (plus time to allow for postal delivery) comes from (we mentioned it here yesterday).

If you don’t accept the NoV, you can close your account. Continue to use the card and you have accepted the new terms.