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Good afternoon. My 19-year-old daughter ( uni student ) is coming to the end of her first year of her first Amex which is a gold card. Tried to get a good retention offer to keep the card but all they could do was offer 7000 membership reward points which we have taken. Do you think there would be ramifications for future cards if we just cancelled the card before the first year‘s fees are added? Thanks in advance
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