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kevinchoi 99 posts

Am I missing something here?

Is using a HSBC Global Money Account better than let’s saying using Barclaycard Avios + Curve abroad, when the latter gives me 1 Avios per pound back, and the former doesn’t?

One thing I can think of is the limit of fee-free exchange on Curve?

Barclaycard Avios plus Curve may be an Avenue that will close soon if some reports are correct and looking at what has happened with other issuers (Creation – HSBC).

In addition, a multi currency wallet with a debit card has off course other benefits:

– you can use ATM abroad without exchange or interest fees (waiting for clarity on whether you can use HSBC worldwide STM network without incurring in local usage fee)

– you can secure currency balances in advance of trips at favourable rates (I do this regularly and particularly with Euro, I have accounts where I held such currency on a regular basis)

– you can actually make SEPA and/or International transfers to bank accounts abroad, from the same currency wallet.

Thanks – but aren’t these benefits basically the same as Revolut? Does HSBC have better exchange rates than Revolut?

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